First Time Buyer Buy to Let Mortgages

First Time Buyer Buy to Let Mortgages

First Time Buyer Buy to Let – First time buyer buy to let mortgages are mortgages for first time buyers who are looking to purchase a buy to let property. If you are a first time buyer, buy to let property may be appealing, as applications are based primarily on the rental income of the property, rather than the personal income of the purchaser. In addition, first time buyer buy to let mortgages can allow first time buyers to receive an income from property ownership and save. This capital can go towards current living costs or a future residential mortgage deposit, for example.

Since the credit crunch, it has been more difficult for most borrowers to secure a mortgage, including first time buyer buy to let mortgages. In addition, buy to let lenders are generally wary of offering first time buyer buy to let mortgages due to the lack of previous home ownership experience.

At Capital Fortune, we are committed to helping first time buyers of buy to let or residential properties secure their ideal mortgage. As a comprehensive panel of lenders mortgage broker, we search through first time buyer buy to let deals from a range of lenders on our clients’ behalf. We carefully analyse the available deals to ensure maximum cost-effectiveness and match products to your individual needs and requirements.

We maximise the chances of your application being successful by completing all paperwork on your behalf and presenting your financial situation in the best possible light to lenders. Our established links with a range of lenders allows us to negotiate with first time buyer buy to let mortgages lenders on your behalf if necessary.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. .

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

How to get in touch

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Buy to Let - Purchase Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Santander UK Plc Intermediary Key Account Exclusive BTL 2 Year Fixed £1999 Fee CAN1.44%FixedJul-20194.49%4.2%APRC02-Jul-2019 £199960%
Product Code: 0P3
Product Name: Intermediary Key Account Exclusive BTL 2 Year Fixed £1999 Fee
Product Availability: Exclusive Intermediaries Only
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jul-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 02-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 484.49
Monthly Payment After Initial Period: 660.47
Fees Total: 2259.00
True Cost: 0.00
True Cost Over Initial Period: 12856.74
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 184.75
Lender Product Reference: BL1RR / BL2RV
Detail
Santander UK Plc Intermediary Key Account Exclusive BTL 2 Year Fixed £1999 Fee (Scottish) CAN1.44%FixedJul-20194.49%4.2%APRC02-Jul-2019 £199960%
Product Code: 0P4
Product Name: Intermediary Key Account Exclusive BTL 2 Year Fixed £1999 Fee (Scottish)
Product Availability: Exclusive Intermediaries Only
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jul-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 02-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 484.49
Monthly Payment After Initial Period: 660.47
Fees Total: 2259.00
True Cost: 0.00
True Cost Over Initial Period: 12856.74
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 184.75
Lender Product Reference: BL1RR / BL2RV
Detail
Platform Intermediary BTL 2 Year Tracker £1499 Fee Product Switch CTS1.49%Tracker2 years 5%4.7%APRC4 years £149960%
Product Code: 001GGJ
Product Name: Intermediary BTL 2 Year Tracker £1499 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.49
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 4 years
Early Repayment Charge Period Sort Field: 1455
Initial Monthly Payment: 485.35
Monthly Payment After Initial Period: 691.93
Fees Total: 1808.00
True Cost: 0.00
True Cost Over Initial Period: 11957.40
Cashback: 0.00
Valuation Fee: 149.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B708
Detail
Platform Intermediary BTL 2 Year Tracker £1999 Fee CTS1.49%Tracker2 years 5%4.7%APRC2 years £199960%
Product Code: F60
Product Name: Intermediary BTL 2 Year Tracker £1999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.49
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 487.35
Monthly Payment After Initial Period: 694.78
Fees Total: 2308.00
True Cost: 0.00
True Cost Over Initial Period: 11505.40
Cashback: 500.00
Valuation Fee: 149.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B708
Detail
Platform Intermediary BTL 2 Year Fixed £1499 Fee Product Switch CTS1.54%FixedJul-20195%4.6%APRC31-Jul-2019 £149960%
Product Code: 001GHJ
Product Name: Intermediary BTL 2 Year Fixed £1499 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.54
Mortgage Class: Fixed
Initial Rate Period: Jul-2019
Initial Rate Period Months: 27
Standard Variable Rate: 5
Apr Lenders: 4.6
Early Repayment Charge Applies Until: 31-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 488.21
Monthly Payment After Initial Period: 689.98
Fees Total: 1808.00
True Cost: 0.00
True Cost Over Initial Period: 13490.67
Cashback: 0.00
Valuation Fee: 149.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B699
Detail
Virgin Money BTL 2 Year Fixed £1995 Fee BNR1.54%FixedSep-20194.74%4.4%APRC01-Sep-2019 £199560%
Product Code: 001GYO
Product Name: BTL 2 Year Fixed £1995 Fee
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.54
Mortgage Class: Fixed
Initial Rate Period: Sep-2019
Initial Rate Period Months: 28
Standard Variable Rate: 4.74
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 01-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 490.20
Monthly Payment After Initial Period: 675.51
Fees Total: 2263.00
True Cost: 0.00
True Cost Over Initial Period: 13493.60
Cashback: 500.00
Valuation Fee: 188.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 8LLX / 8LSF
Detail
Platform Intermediary BTL 2 Year Fixed £1999 Fee CTS1.54%FixedJul-20195%4.6%APRC31-Jul-2019 £199960%
Product Code: F49
Product Name: Intermediary BTL 2 Year Fixed £1999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.54
Mortgage Class: Fixed
Initial Rate Period: Jul-2019
Initial Rate Period Months: 27
Standard Variable Rate: 5
Apr Lenders: 4.6
Early Repayment Charge Applies Until: 31-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 490.21
Monthly Payment After Initial Period: 692.82
Fees Total: 2308.00
True Cost: 0.00
True Cost Over Initial Period: 13044.67
Cashback: 500.00
Valuation Fee: 149.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B699
Detail
Godiva Mortgages BTL 2 Year Fixed £1999 Fee GOD1.59%FixedJul-20194.49%4.2%APRC31-Jul-2019 £199965%
Product Code: 0003W5
Product Name: BTL 2 Year Fixed £1999 Fee
Lender Code: GOD
Lender Name: Godiva Mortgages
Initial Pay Rate: 1.59
Mortgage Class: Fixed
Initial Rate Period: Jul-2019
Initial Rate Period Months: 27
Standard Variable Rate: 4.49
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 31-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 493.13
Monthly Payment After Initial Period: 660.84
Fees Total: 2132.00
True Cost: 0.00
True Cost Over Initial Period: 13439.51
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Buy To Let
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 177.43
Lender Product Reference: GLW44
Detail
The Mortgage Works Intermediary BTL 2 Year Tracker 2% Fee CCN1.59%TrackerJul-20194.49%4.3%APRC31-Jul-2019 £255065%
Product Code: 0003YE
Product Name: Intermediary BTL 2 Year Tracker 2% Fee
Product Availability: Intermediaries Only
Lender Code: CCN
Lender Name: The Mortgage Works
Initial Pay Rate: 1.59
Mortgage Class: Tracker
Initial Rate Period: Jul-2019
Initial Rate Period Months: 27
Standard Variable Rate: 4.49
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 31-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 494.80
Monthly Payment After Initial Period: 663.07
Fees Total: 2940.00
True Cost: 0.00
True Cost Over Initial Period: 13879.60
Cashback: 0.00
Valuation Fee: 280.00
Arrangement Fee: 2400.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 65
Product Type: Buy To Let
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 100.00
Lender Product Reference: B70187
Detail
Accord Intermediary BTL 2 Year Fixed £1995 Fee Purchase ACC1.59%FixedJul-20195.34%4.5%APRC31-Jul-2019 £199560%
Product Code: 00070I
Product Name: Intermediary BTL 2 Year Fixed £1995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.59
Mortgage Class: Fixed
Initial Rate Period: Jul-2019
Initial Rate Period Months: 27
Standard Variable Rate: 5.34
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 31-Jul-2019
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 493.08
Monthly Payment After Initial Period: 702.30
Fees Total: 2307.00
True Cost: 0.00
True Cost Over Initial Period: 13625.16
Cashback: 0.00
Valuation Fee: 222.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.50
Lender Product Reference: 101940
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.