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Equity release market rockets 16% in 2013

Created on 27 January 2014.

We can report today that the equity release market appears to have passed £1bn last year, a 16 per cent increase on 2012 with figures from the Equity Release Council showing the average equity release ...

British Pensioners Unprepared

Created on 20 February 2013.

Pensioners in Britain are among the ‘worst in the world’ when it comes to preparing for retirement. A global survey by HSBC found that British would-be pensioners have only saved enough money to live comfortably ...

Falling Figures of Retirees with Mortgage Debt

Created on 23 January 2013.

Recent findings released by Prudential announced that 2013 will see 7% fewer retirees entering their post-employment years without the worry of owing money on mortgages, compared to 2012 levels. This came ...

Pensioners May Struggle in Mortgage Market if Cuts Go Ahead

Created on 20 December 2012.

Four out of five advisors recommend that pensioners and those entering retirement find another source of income, as pension cuts in the Autumn Statement are planned. This comes out of a survey conducted ...

Mortgage Strategy Wired Presents… Undeserved Borrowers

Created on 24 June 2015. Posted in Live News

The tightening criterion for mortgage lenders following the publication of 2012’s Mortgage Market Review has certainly hit some applicants hard. In particular, these changes have affected the availability ...

How the Budget can help you save for a mortgage

Created on 22 May 2015. Posted in Live News

... for older savers in the last Budget which unveiled market-busting pensioner bonds for the over-65s. There are £15bn worth of bonds available to all pensioners at market-busting rates of 2.8% for one ...

Buy to let booms 13% in a year

Created on 14 May 2015. Posted in Live News

... so why not let pensioners have a go themselves? Thirdly, however, is the long-term risks to buy to let. As the private rented sector grows politicians are becoming more interested in the sector We ...

Pensioners enjoying Govt rewards should think about mortgages

Created on 10 March 2015. Posted in Live News

... Government borrows money at just over 1% and is allowing pensioners to lend to it at 4%, this is a significant bung. The bonds will last until the end of May (just after the election!!) and up to a ...

More pension freedoms could boost mortgages

Created on 14 October 2014. Posted in Live News

We are pleased to see the Treasury unveiling more and more freedoms to access pension pots. Chancellor George Osborne today confirmed pensioners could use their pots like a bank account. From next April ...

Pensions Revolution Could Boost Pensioner Buy To Lets

Created on 23 March 2014. Posted in Live News

Chancellor George Osborne dropped a bombshell for us all including those of us at Capital Fortune, on how in the future, people can manage their own pension pots. This  Budget could massively boost ...

I'm 73 years old and am looking to extend my interest only mortgage. Can you help?

Created on 03 March 2014. Posted in Ask the Specialist

Good afternoon, I'm hoping you can help. Our interest only mortgage term ends in a few months and my bank, who I've never missed a payment with all my life, have refused to help simply because of my ...

Equity release market rockets 16% in 2013

Created on 27 January 2014. Posted in Live News

... life and is often used as a last measure to standard mortgages for  pensioners for those who wish to take cash out of their property and spend it during their lifetime. It can be taken as a lump sum ...

Pensions Uncertainty Could Lead Retirees to Mortgage Market

Created on 14 October 2013. Posted in Live News

... tax relief slowly over time it is a tough time for pensioners. The annual tax-free allowance has already been cut to £40,000 and lifetime allowance on £1.25m but some want to go further. The Treasury ...

Mortgage Calculator UK Rates and Expat Mortgages for British Expats in Australia

Created on 18 August 2013. Posted in Australia

Australia remains the top destination for British expats and according to the most recent figures it accommodates over 1,062,000, a staggering 251,000 of which are pensioners. This equates to nearly 5% ...

British Pensioners Unprepared

Created on 20 February 2013. Posted in Live News

Pensioners in Britain are among the ‘worst in the world’ when it comes to preparing for retirement. A global survey by HSBC found that British would-be pensioners have only saved enough money to live comfortably ...

Pension Contributions Steady due to Rising Living Costs

Created on 05 February 2013. Posted in Live News

The pensions and insurance advisory company, Friends Life, have revealed findings that nearly two in three would-be pensioners over the age of 50 have never increased the amount they contribute to their ...

Falling Figures of Retirees with Mortgage Debt

Created on 23 January 2013. Posted in Live News

... is to pay ‘off debt as early as possible while still working’ to ensure one has more disposable income in retirement. As a result more pensioners might try to avoid taking on additional debt in their later ...

Retirement Income Continues to Fall

Created on 10 January 2013. Posted in Live News

... of the last five years have seen a decline in the expected average income of pensioners. While people entering retirement in 2008 could expect an annual income of £18,700 per year, now the average income ...

Increased Gap Expected in the Pension Market

Created on 03 January 2013. Posted in Live News

The gap in pensions is expected to grow further in 2013, according to predictions by the financial advisor Bestinvest. According to Mr Hollands, the managing director of Bestinvest, “many Britons are ...

Pensioners May Struggle in Mortgage Market if Cuts Go Ahead

Created on 20 December 2012. Posted in Live News

Four out of five advisors recommend that pensioners and those entering retirement find another source of income, as pension cuts in the Autumn Statement are planned. This comes out of a survey conducted ...