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Pension Contributions Steady due to Rising Living Costs

Created on 05 February 2013.

... that they believed they had already saved enough in their earlier years of work, thus providing them with a comfortable retirement fund. For some, this may be enough. As the expected retirement age will ...

Increased Gap Expected in the Pension Market

Created on 03 January 2013.

The gap in pensions is expected to grow further in 2013, according to predictions by the financial advisor Bestinvest.

Future Pensioners May Struggle With Mortgages

Created on 05 December 2012.

... a retirement mortgage might struggle if their personal pension income or savings are not sufficient. This may because of little financial planning, which based upon this report, would suggest a significant ...

Parents over 60 looking to buy with Daughter

Created on 28 April 2016. Posted in Ask the Specialist

My wife and I are 63 and my Daughter is 33. We would like to sell our property with an equity of around £200k, which we would use as a deposit on a property of around £400. Are we able to get a three way ...

Can My Mother Get An Interest Only Mortgage

Created on 05 January 2016. Posted in Ask the Specialist

... response: Thanks for your enquiry. Typically we assist clients beyond the state retirement age. If they have a good pension and excellent credit history this will help their overall application. We ...

Mortgage Strategy Wired Presents… Undeserved Borrowers

Created on 24 June 2015. Posted in Live News

... a cap at the age of 65 in spite of an aging population and an ever increasing retirement age. Meet panellists Tony Salentino (Director of Complete FS), Alistair Hargreaves (Executive Mortgage and Protection ...

How can I get a second home mortgage?

Created on 24 June 2015. Posted in Live News

We are delighted to see so many Britons buying second homes for holidays, work or perhaps their retirement. These are homes not used as rental properties but for those who have enough spare capital to ...

Older borrowers win victory in landmark mortgage case

Created on 03 June 2015. Posted in Live News

We are delighted to see mortgage lenders being forced to change their lending criteria when discriminating on age. In recent years a number of lenders have started to cut back on lending into retirement ...

Buy to let booms 13% in a year

Created on 14 May 2015. Posted in Live News

... income into retirement. Secondly, the shift away from social housing and decline in people owning homes is creating opportunities for those in the private rented sector. With more immigrants, students ...

Pensioners enjoying Govt rewards should think about mortgages

Created on 10 March 2015. Posted in Live News

... big reforms means mortgages, savings and pensions can come together to create flexible retirement plans for older people Your pension money will be freed up in April meaning you can pay off mortgage ...

More pension freedoms could boost mortgages

Created on 14 October 2014. Posted in Live News

...  Osborne has also abolished the 55 per cent charge on pension funds payable on death. We are delighted to see much greater flexibility and tax reductions in retirement saving. It is fantastic news for ...

Pensions Revolution Could Boost Pensioner Buy To Lets

Created on 23 March 2014. Posted in Live News

... is key to getting the best mortgage and making the most of your retirement cash. Building societies have traditionally been better at offering deals to older borrowers but have cut levels in the last ...

Can I put my husband on a mortgage with me - he is 70 and still in full time employment and I am 50?

Created on 12 March 2014. Posted in Ask the Specialist

... is not likely to be achievable for most people. Finally, if the above two options are not feasible, we may be able to look at a shorter term for the mortgage to fit with your husband's planned retirement ...

Is it possible to get a mortgage given I am in the Army - posted in Germany?

Created on 11 March 2014. Posted in Ask the Specialist

... retirement e.g. pension etc. To obtain an indication on a mortgage rate you can either check our selection of armed forces mortgage rates or alternatively I'd recommend speaking to one of our Advisers ...

Equity release market rockets 16% in 2013

Created on 27 January 2014. Posted in Live News

... or as regular income. With private savings at crisis levels many are looking at their property as an alternative form of retirement income. ERC data shows two-thirds of customers opted to take regular ...

Pensions Uncertainty Could Lead Retirees to Mortgage Market

Created on 14 October 2013. Posted in Live News

We remain concerned over reports of yet more tinkering with the pensions tax system leaving retirement income more uncertain than ever. With annuity rates at super-low levels and the Government reducing ...

UK 'woefully under-prepared' for Ageing Society

Created on 09 May 2013. Posted in Live News

... Committee, said: "We need Government to support the choices each of us makes for our longer lives: people must be better informed and enabled to get a better idea of the income they may get in retirement ...

British Pensioners Unprepared

Created on 20 February 2013. Posted in Live News

Pensioners in Britain are among the ‘worst in the world’ when it comes to preparing for retirement. A global survey by HSBC found that British would-be pensioners have only saved enough money to live comfortably ...

Pension Contributions Steady due to Rising Living Costs

Created on 05 February 2013. Posted in Live News

... that they believed they had already saved enough in their earlier years of work, thus providing them with a comfortable retirement fund. For some, this may be enough. As the expected retirement age will ...

Falling Figures of Retirees with Mortgage Debt

Created on 23 January 2013. Posted in Live News

... alongside more positive news that the average amount of debt to be carried into retirement has fallen from £38,200 to £31,200.   At present, 18% of people who will retire this year still have ...