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Page 6 of 9

Pensioners May Struggle in Mortgage Market if Cuts Go Ahead

Created on 20 December 2012.

Four out of five advisors recommend that pensioners and those entering retirement find another source of income, as pension cuts in the Autumn Statement are planned. This comes out of a survey conducted ...

Tough Time for First Time Buyers

Created on 19 December 2012.

One in four potential first time buyers believe it will take 10 years to raise enough money to afford a house deposit, according to a survey conducted by the Building Society Association. 

London House Prices Fall 3 Months In A Row

Created on 18 December 2012.

London has experienced three consecutive months of decline in its average house price, revealed the Office of National Statistics.

Millions of Homeowners Overpaying On Their Mortgage

Created on 17 December 2012.

The UK’s historically low, current interest rates has led to over 2.3 million borrowers overpaying on their mortgages according to new figures produced by the Council of Mortgage Lenders. (CML) The organisation ...

New Proposals on Marriage, Divorce Rates and Divorce Mortgages – Are There Lessons from Europe?

Created on 08 December 2012.

Rob Killeen, family barrister and financial broker at Capital Fortune considers the Government’s proposed extension of marriage, yesterday’s figures on divorce, the impact for parties and children and ...

Pressure to make sales remains underlying culture of banking

Created on 07 December 2012.

An investigation by the consumer organisation Which? has found evidence suggesting that bank staff are still under pressure to sell financial products, despite rules restricting the requirements necessary ...

Average earnings rise by 1.4% to £26,500, says ONS

Created on 06 December 2012.

The average annual earnings of full-time workers in the UK rose by 1.4% to £26,500 in the year to April 2012. The figures have been published by the Office for National Statistics (ONS) in its annual survey ...

Bank of England Claims UK Banks May Need Even More Capital

Created on 06 December 2012.

The major UK banks may need to raise more capital as protection against possible future losses, the Bank of England's Financial Policy Committee has recently warned.

Future Pensioners May Struggle With Mortgages

Created on 05 December 2012.

... a retirement mortgage might struggle if their personal pension income or savings are not sufficient. This may because of little financial planning, which based upon this report, would suggest a significant ...

Second Mortgages- Checks and Challenges

Created on 03 December 2012.

When talking about a second home mortgage, this can mean anything from a holiday home, to a second property for later life plan; to housing for one’s children, or as a property investment to be rented ...

Mortgage with a Vendor Gifted Deposit

Created on 25 July 2017. Posted in Ask the Specialist

... faithfully,  Valerie Ask the Specialist response: Hello Valerie Thanks for your email. It is particularly difficult to obtain a mortgage using the equity gifted by a vendor as the monies ...

UK Expat Mortgages in Qatar

Created on 05 July 2017. Posted in Live News

The challenges for UK expats in Qatar just got worse. A further two U.K. Mortgage lenders have also announced that they are removing Qatar from their lists of acceptable countries for mortgage applications. ...

The Uncertain Aftermath of the 2017 Election

Created on 13 June 2017. Posted in Live News

The Hung Parliament result from the 2017 General Election was an outcome very few predicted. After a poor campaign from the Conservatives, combined with a surge of grassroots and young support for Labour ...

The Uncertain Aftermath of the 2017 Election

Created on 13 June 2017. Posted in Uncategorised

Very few people predicted the hung parliament which last Thursday historically saw. After a poor project fear campaign from the Conservatives, combined with a surge of grassroots and young support for ...

Mortgage When Paid in Chinese Currency

Created on 10 May 2017. Posted in Ask the Specialist

Hi, I am living in the UK and having two incomes, one is in Sterling from a UK company, other is in Renminbi from a Chinese company, can they be counted as my total income if I apply a residential mortgage ...

Expat in Singapore

Created on 10 May 2017. Posted in Ask the Specialist

Hi, I am living In Singapore and need mortgage in UK for UK property. Is this something that you assist with? Many thanks, Ayyaz   Ask the Specialist response: Hi Ayyaz. Thanks for ...

Brexit And The Mortgage Market

Created on 30 March 2017. Posted in Live News

March 29th saw the triggering of Article 50 in the UK. In doing so, a period of uncertainty is expected within the mortgage market. The economy, domestic political issues, the stock markets, inflation, ...

Expat in Malaysia Buying New Build Flat

Created on 25 March 2017. Posted in Ask the Specialist

Hi, Do you provide any buy-to-let mortgages that are based solely on rental income rather than affordability? I'm looking for 60% on a £325K new build completing in August. I'm a UK citizen based in ...

Motivation to Remortgage Highest Since 2008

Created on 07 March 2017. Posted in Live News

Mortgage rates may be showing signs of rising, but that shouldn't dampen borrowers' desire to remortgage, particularly those coming to the end of a fixed two-year term. Indeed, our latest figures show ...

Expat Returned from Australia

Created on 28 February 2017. Posted in Ask the Specialist

Hi,  I have just returned from 7 years in Australia (returned Nov 2016). We are currently staying with my in-laws. I am purchasing a house for £250,000 and paying cash (problems getting mortgage). ...