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Page 7 of 9

Mortgage for Concrete Flat

Created on 27 February 2017. Posted in Ask the Specialist

Hi, we have been trying to buy our flat but have had difficulty finding a lender as our building is concrete as part of the right to buy scheme.Can I get a mortgage on concrete flat? Mrs Begum Ask ...

Building Society Rates Lower Than Banks

Created on 16 February 2017. Posted in Live News

Competition is still fierce in the mortgage market, and with many high street banks claiming to launch the cheapest products ever on their records, many borrowers could assume that the mortgage rates from ...

Previously Bankrupt in Northern Ireland

Created on 13 February 2017. Posted in Ask the Specialist

...  Providing that there are no significant mortgage market changes we may be able to assist you this time next year although if you wish to find out more, I'd recommend speaking to one of our Advisers ...

Need to Move from Consent to Lease

Created on 10 February 2017. Posted in Ask the Specialist

Hi, I currently have a mortgage with Bank of Scotland on a consent to lease basis. I need to move to a buy to let mortgage. However I am encountering lots of obstacles. Is this something you can help ...

Property Currently Owned By BVI Company

Created on 07 February 2017. Posted in Ask the Specialist

... I have a mortgage on it for £485,000. I have an excellent credit file. My difficulty is my income. I have reported net profit of £101,365 however this is made up of a capital gain added to my income from ...

Residential Mortgage Having Completed an IVA

Created on 07 February 2017. Posted in Ask the Specialist

Hi, I have a buy to let mortgage and we are looking to re-mortgage to a residential mortgage to enable us to live in the property. The problem is I have just completed an IVA. My current provider does ...

100% Deposit Mortgage

Created on 30 January 2017. Posted in Ask the Specialist

Hi, I have very good credit, but just go out of a expensive separation, I'm renting, would like to buy but lack the deposit, is there a lender that offers 100% mortgages? My scenario is that I can't ...

Expat In Australia Wishing To Buy In UK

Created on 23 January 2017. Posted in Ask the Specialist

... looking to purchase a property whilst living in Australia. Currently we are in a position, circumstances permitting where they can obtain a mortgage with a 30% deposit if they have not bought a property ...

Purchasing a Property Renting Outbuildings

Created on 09 January 2017. Posted in Ask the Specialist

Hi, We are in the process of purchasing a house that has a summer house at the bottom of the garden. The current owner is renting the house together with the summer house at the moment. Nationwide have ...

Mortgage With 6 Late Payments

Created on 05 January 2017. Posted in Ask the Specialist

Hi, I need a mortgage of about £110,000. I work and have a deposit, however, I fear banks will turn me down as I have 6 late payments on my credit file, which is no fault of my own and taking action ...

Remortgage While Working in Cayman Islands

Created on 19 December 2016. Posted in Ask the Specialist

Hi there, I need to re-mortgage my property in the UK. I live and work in the Cayman Islands and rent the house in the UK out to some tenants. Does this sound like something you can help with? Drew  ...

Poor Credit During Divorce

Created on 15 December 2016. Posted in Ask the Specialist

Hi, I have poor credit. I currently have a house worth £350,000 with circa £200,000 equity and wish to buy out my husband. He has no income all income is mine and is just over £30,000. Can you help?  ...

Capital Fortune Conference 2016

Created on 09 December 2016. Posted in Live News

... Turnbull - Head of Competition at HM Treasury - started the conference informing the audience about the need for mortgage lenders to appreciate competition and lender's need to engage in the coming revolution. ...

Expat in Dubai

Created on 23 November 2016. Posted in Ask the Specialist

... terms which are issued can often be on bespoke basis, where a mortgage lender will look at your overall holistic circumstances.  If you just wish to obtain an indication on whether we are able to ...

Guarantor Mortgage for Student Brother

Created on 17 November 2016. Posted in Ask the Specialist

... brother's mortgage? My brother is buying a one-bed room flat in London whilst he will be studying his PhD Degree in university, he is currently running a company registered in China. Thank you for ...

Foreign National looking to buy a home

Created on 07 November 2016. Posted in Ask the Specialist

Hello, I am a Pakistani National, can i get a mortgage to buy a home? Thanks, Mohsin Ask the Specialist response: Hi Mohsin, Thanks for your enquiry. We speak to a lot of clients who are ...

Purchase Property with Mother but have a CCJ

Created on 02 November 2016. Posted in Ask the Specialist

... £25k but mum said she would clear them and reduce the deposit to £175k Would we be able to get a mortgage ?  Thanks for your help.  Amanda   Ask the Specialist response: Hi ...

Recent County Court Judgements and Defaults

Created on 18 October 2016. Posted in Ask the Specialist

Hi, I have 4 recent CCJs on my credit report and defaults so cannot apply for a mortgage myself at least for the next 3 years (apparently). I was wondering whether there are any other options available ...

Non Standard Construction Council Flat

Created on 12 October 2016. Posted in Ask the Specialist

... there for that type of property ? I am looking for a 50k mortgage. I'm hoping that you could help. Maria Ask the Specialist response: Hi Maria,  Many thanks for getting in contact. Clients ...

Expat in Hong Kong Wanting Mortgage

Created on 19 September 2016. Posted in Ask the Specialist

Hi, I am a UK citizen but live and work in Hong Kong and I am considering a UK mortgage,this is really at the very earliest stage and I would appreciate some general advice as to the best way forward. ...