Created on 24 July 2014.
We have watched with concern in recent years as the mortgage market has changed. Choice has been restricted as lenders have reigned in loans and regulators have cracked down on risky activity. Mostly, ...
Created on 24 June 2016. Posted in Live News
... shortage may offset any major falls. Our view is that this may be most felt in London and the South East.
The impact on foreign investors who have been responsible for much of the property boom is less ...
Created on 22 May 2015. Posted in Live News
... and paying lower interest rates or lower mortgage terms can be a great way of saving cash.
Flexible mortgages such as interest-only deals or offset can be an excellent way of saving money for a rainy ...
Created on 15 August 2014. Posted in Live News
We are delighted to see the Bank of England signal rates will not rise until next year. With a rapidly improving economy the Bank was expected to act before the end of this year. Base rate has been locked ...
Created on 24 July 2014. Posted in Live News
... out as it is making a small comeback in certain parts of the specialist mortgage market.
Offset mortgages
Another option for flexible deals is offset mortgages.
Less than 10 per cent of borrowers ...
Created on 26 January 2014. Posted in Live News
... ensure you pay a cheap short-term rate and then repay a higher level when you have more money.
There are so many permutations to consider that it can be overwhelming. There are offset mortgages, interest-only ...
Created on 14 January 2014. Posted in Live News
... fall in inflation is largely down to food prices and recreational goods and services, offset by upward contributions from motor fuels.
Energy prices have also been an upward pressure with prices rising ...
Created on 08 January 2014. Posted in Live News
... you.
We can save you money on your biggest monthly outgoing or we can find you the right deal for you whether it’s a remortgage, interest-only or offset deal.
As interest rates begin to fluctuate it ...
Created on 03 April 2013. Posted in Live News
... remember, rates are not everything in the current environment as some lenders have chosen to offset cheaper rates with higher arrangement fees. And if you decide to roll these fees into the mortgage, then ...
Created on 15 January 2013. Posted in Live News
... with an offset mortgage available at 2.19%. Both products come with a £995 product fee.
Last year Tesco, HSBC and Santander all launched two-year fixed rate deals. Tesco was forced to withdraw ...
Created on 14 November 2012. Posted in Landing Pages
INTEREST ONLY MORTGAGES
Up to 85% LTV
Maximum Age 85
Sale of Property Accepted
Overpayments & Offset Allowed
comprehensive panel Mainstream Rates
STEP 1
Enquire online
...
Created on 14 November 2012. Posted in Landing Pages
Interest Only Mortgages
To 85% Loan to Value
Maximum Age 85
Sale of Property Considered
Overpayments & Offset Allowed
comprehensive panel Mainstream Rates
STEP ...
Created on 14 November 2012. Posted in Landing Pages
Offset Rates
Up to 95% LTV
Over 100 Lenders
Free Initial Consultation
Award Winning Mortgage Advice
First Time Buyer, Purchase & Remortgage
STEP 1
Send ...
Created on 14 November 2012. Posted in Landing Pages
Interest Only Mortgages
To 85% Loan to Value
Maximum Age 85
Sale of Property Considered
Overpayments & Offset Allowed
comprehensive panel Mainstream Rates
STEP 1
Enquire ...
Created on 23 September 2012. Posted in Live News
... tax and income tax reliefs. For example business property relief may be claimable to offset inheritance tax, capital allowances may be used as tax mitigation as well as the tax roll-over relief associated ...
Created on 23 December 2011. Posted in Ltd Co
... low. Commercial income is relatively reliable in comparison to residential rents. Lenders can then be sure rental income offsets the rate of a buy to let commercial mortgage.
We are a whole-of-market ...
Created on 23 December 2011. Posted in Best Buys
... However, incentives are usually offset elsewhere in the mortgage, so the best mortgages with very low introductory rates may be accompanied by large fees or a higher follow on rate. In addition, some packages ...
Created on 23 December 2011. Posted in Ethical
... be compensated for by an increased interest premium. However, this can be offset by using an expert mortgage brokerage service to secure ethical mortgage products at the most cost-effective rate available ...
Created on 23 December 2011. Posted in Specialist Remortgages
... to a property through an extension, this can offset the extensions finance amount applied for – especially if you are taking out extensions finance with a view to sell the property in the future. As with ...
Created on 23 December 2011. Posted in Mortgage Advice
... flexible mortgage packages allow applicants to offset their savings against their mortgage. This can be beneficial for self employed people who have a variable income. A flexible mortgage can be a cost- ...