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Equity release market rockets 16% in 2013

Created on 27 January 2014.

We can report today that the equity release market appears to have passed £1bn last year, a 16 per cent increase on 2012 with figures from the Equity Release Council showing the average equity release ...

Pensions Uncertainty Could Lead Retirees to Mortgage Market

Created on 14 October 2013.

... tax relief slowly over time it is a tough time for pensioners.  ...

British Pensioners Unprepared

Created on 20 February 2013.

Pensioners in Britain are among the ‘worst in the world’ when it comes to preparing for retirement. A global survey by HSBC found that British would-be pensioners have only saved enough money to live comfortably ...

Falling Figures of Retirees with Mortgage Debt

Created on 23 January 2013.

Recent findings released by Prudential announced that 2013 will see 7% fewer retirees entering their post-employment years without the worry of owing money on mortgages, compared to 2012 levels. This came ...

Pensioners May Struggle in Mortgage Market if Cuts Go Ahead

Created on 20 December 2012.

Four out of five advisors recommend that pensioners and those entering retirement find another source of income, as pension cuts in the Autumn Statement are planned. This comes out of a survey conducted ...

Mortgage for Over 80s

Created on 10 July 2016. Posted in Ask the Specialist

Hi there, My relation who is 81 has an interest only mortgage. She has only one year to repay the full mortgage back. Is there a possiblity of remortgage. Sue Ask the Specialist response: Hi Sue, ...

Parents over 60 looking to buy with Daughter

Created on 28 April 2016. Posted in Ask the Specialist

My wife and I are 63 and my Daughter is 33. We would like to sell our property with an equity of around £200k, which we would use as a deposit on a property of around £400. Are we able to get a three way ...

Expat Looking to Repatriate to UK

Created on 08 April 2016. Posted in Ask the Specialist

We live in Brittany and want to buy a UK property with a mortgage while we have our French home up for sale, waiting for a buyer. We would be prepared to move back to live in our UK house even though we ...

Can My Mother Get An Interest Only Mortgage

Created on 05 January 2016. Posted in Ask the Specialist

Hi, my parents have a mortgage of £135,000 on their house worth £250,000. They paid off the original mortgage on their house but took this one out to help my sister and I put down deposits on our homes. ...

Mortgage Strategy Wired Presents… Undeserved Borrowers

Created on 24 June 2015. Posted in Live News

The tightening criterion for mortgage lenders following the publication of 2012’s Mortgage Market Review has certainly hit some applicants hard. In particular, these changes have affected the availability ...

How the Budget can help you save for a mortgage

Created on 22 May 2015. Posted in Live News

... for older savers in the last Budget which unveiled market-busting pensioner bonds for the over-65s. There are £15bn worth of bonds available to all pensioners at market-busting rates of 2.8% for one ...

Buy to let booms 13% in a year

Created on 14 May 2015. Posted in Live News

... so why not let pensioners have a go themselves? Thirdly, however, is the long-term risks to buy to let. As the private rented sector grows politicians are becoming more interested in the sector We ...

Pensioners enjoying Govt rewards should think about mortgages

Created on 10 March 2015. Posted in Live News

... housing markets.   Secondly, the Treasury has unveiled pensioner bonds meaning anyone over age 65 can access inflation and market-busting saving rates of 4% over three years. Considering the ...

MORTGAGES FOR OVER 60's

Created on 08 January 2015. Posted in Landing Pages (New)

... current climate, it is a challenge to secure the most competitive mortgages, particularly if you’re a pensioner. A number of lenders restrict the best deals to certain age groups, but there remains some ...

More pension freedoms could boost mortgages

Created on 14 October 2014. Posted in Live News

We are pleased to see the Treasury unveiling more and more freedoms to access pension pots. Chancellor George Osborne today confirmed pensioners could use their pots like a bank account. From next April ...

I am a widow and looking at a pensioner mortgage for over 65's as I am 69 soon to be 70 on my next birthday.

Created on 05 May 2014. Posted in Ask the Specialist

I am a widow and looking at a pensioner mortgage for over 65's as I am 69 soon to be 70 on my next birthday. I am an ex civil servant and have a civil service pension of £23,548 per annum. My current ...

My house is valued at approx £200,000. I owe £40,000. I am 67 years. I need to remortgage to give me time to downsize

Created on 31 March 2014. Posted in Ask the Specialist

My house is valued at approx £200,000. I owe £40,000. I am 67 years. I need to remortgage as I may not be able to downsize in time for the term of my present mortgage . I was led to believe I would be ...

Pensions Revolution Could Boost Pensioner Buy To Lets

Created on 23 March 2014. Posted in Live News

... we believe we can help. The market for older borrowers is very difficult as many lenders offering pensioner mortgages will not lend to people over 70, or even as low as 65. Taking professional advice ...

Can I put my husband on a mortgage with me - he is 70 and still in full time employment and I am 50?

Created on 12 March 2014. Posted in Ask the Specialist

Can I put my husband on a mortgage with me? He is 70 and still in full time employment, I am 50 and currently have a mortgage with my son who wants to come off. I work full time and I pay the mortgage. ...

I'm 73 years old and am looking to extend my interest only mortgage. Can you help?

Created on 03 March 2014. Posted in Ask the Specialist

Good afternoon, I'm hoping you can help. Our interest only mortgage term ends in a few months and my bank, who I've never missed a payment with all my life, have refused to help simply because of my ...