blog

Capital Fortune Newsletter

Sign up now for bespoke news and views
  • id
  • date time
    calendar

Our Tags

Pensioners Mortgage mortgage brokers Mortgage Calculators Mortgages For Foreign Nationals armed forces mortgages shared ownership mortgages divorce mortgages Large Mortgage Interest Only Mortgages firt time buyer mortgage Buy-To-Let Mortgages Buy-To-Let Mortgage Interest Rates mortgage transitional provisions mortgage deals contents insurance best interest rates Critical Illness Cover help to buy;95% mortgages First Time Buyer New Build Retirement Mortgage Critical Illness divorce Broker Mortgages Best Current Mortgage Rate Mortgages for Non Residents buying a home mortgage rates London Mortgage Brokers expat mortgage new build help to buy EU Professional Mortgage mortgage holders Tenants High Loan to Value Loans fixed rate deals;remortgage expat buy to let mortgages big mortgages broker Holiday to Let Mortgage Best Remortgage Deals second home mortgages Best UK Mortgage Rate penisoner mortgages Professional Mortgages First time buyers Buy-To-Let Mortgage Current Mortgage Rates Mortgage Advice Mortgages For Professionals Landlords over 70s mortgage brokers adverse credit Lower Rates 1 million mortgage Income Protection First Time Buyer Best Mortgage Offers interest only mortgage stamp duty Home Remortgage Residential Mortgage Search Cheap Mortgages 95% Mortgages Second Home Mortgage mortgages for over 75s Cheap Mortgages UK large mortgage loans First Time Buyer Mortgage capital fortune Economy mortgages for pensioners New Build Mortgages Current Interest Rates buy to let loan buildings insurance reform package Brexit

The Uncertain Aftermath of the 2017 Election

Written by James Drury on Tuesday, 13 June 2017 11:15.

The Hung Parliament result from the 2017 General Election was an outcome very few predicted.

After a poor campaign from the Conservatives, combined with a surge of grassroots and young support for Labour and Jeremy Corbyn – neither party achieved a majority – leaving the nation in uncertainty. Who knows what will happen next?

Brexit And The Mortgage Market

Written by James Drury on Thursday, 30 March 2017 10:13.

March 29th saw the triggering of Article 50 in the UK. In doing so, a period of uncertainty is expected within the mortgage market. The economy, domestic political issues, the stock markets, inflation, house prices, property, the retail sector – all are now being viewed through the Brexit prism, all judged in relation to Brexit and its potential consequences.

Motivation to Remortgage Highest Since 2008

Written by James Drury on Tuesday, 07 March 2017 13:13.

Mortgage rates may be showing signs of rising, but that shouldn't dampen borrowers' desire to remortgage, particularly those coming to the end of a fixed two-year term. Indeed, our latest figures show that motivation to remortgage has hit its highest level since 2008, and by all accounts, it's only going to increase in the months ahead.

Building Society Rates Lower Than Banks

Written by James Drury on Thursday, 16 February 2017 15:06.

Competition is still fierce in the mortgage market, and with many high street banks claiming to launch the cheapest products ever on their records, many borrowers could assume that the mortgage rates from these providers will be significantly lower than those offered elsewhere. However, our latest research shows that things aren't always as they seem, as building societies are the clear winners when it comes to the mortgage rate war.

Capital Fortune Conference 2016

Written by James Drury on Friday, 09 December 2016 12:31.

On 1st December, CapitalFortune held its first annual conference, with the focus being on digital and mutual lending within the 21st century.

What Does Brexit Mean for Britain?

Written by James Drury on Friday, 24 June 2016 13:10.

The results from Newcastle last night around midnight, were the first indication that all was not well with the Remain vote. The North East powerhouse was predicted to be a strong Remain supporter given the high student population but when the result came in 50.5%/49.5%, it was clear the Remain vote may not hold up nationally.

Building Societies Offering Better Interest Rates Than Banks

Written by James Drury on Thursday, 23 June 2016 16:50.

Many banks have taken advantage of the Government's Funding for Lending scheme to fund their mortgage books in recent years, and a lot of those still have a significant sum of cash left to use.

First Time Buyer Purchases hits 2 year high

Written by James Drury on Friday, 10 June 2016 08:51.

We are pleased to report new research indicating that First Time buyers are at the highest on record for almost 2 years.

First Time buyers have found it difficult to get onto the property ladder, given average incomes in relation to house prices. This is particularly so in London and the South East. It is refreshing to see new research which therefore suggests that an increasing number are able to get over the obstacles and get on the property ladder. During April the number of First Time Buyers obtaining first time buyer mortgages were the highest seen since 2014.

Bank of England's What would Brexit mean for mortgages?

Written by Sam Jones on Thursday, 03 March 2016 10:50.

We are pleased to see a date finally set for the UK to hold a referendum on its membership of the European Union.

The vote will take place on June 23 and will have profound implications for the British economy and your own personal finances and mortgages. While we take no side on the crucial question, it is important to see the issue resolved quickly for mortgage holders.

Foreign currency ex pat mortgage rules from next month

Written by Sam Jones on Thursday, 11 February 2016 09:00.

From March 21st, borrowers overseas buying UK property will have new rights to change their loan if there are major foreign currency fluctuations. In essence this gives customers the opportunity to switch their loan to/from Sterling if exchange rates fluctuate more than 20 per cent.