Discount Rate Mortgages

Discount Rate Mortgages

 
Discount Rate Mortgages - Discount rate mortgages are mortgages that have a discounted rate of interest than normal for a certain period of time period at the start of the mortgage loan. The amount, or percentage, by which the mortgage rate is discounted for the initial period, and the length of the discount period, both vary between discount rate mortgages.
 
Discount rate mortgages may be most suited to individuals who are in need of extra finance during the first few years of a purchase, such as first time buyers or those in the early years of a professional career. Generally, the rate of interest on the mortgage reverts to a standard fixed or variable rate following the discount rate period for the rest of the loan’s life, in the case of discount rate mortgages.
 
At Capital Fortune, we pride ourselves on finding the right mortgage for your current circumstances and plans for the future. Using our holistic approach to mortgage brokerage, we can identify which discount rate mortgages can suit you best. Whether you are looking at discount rate mortgages to fit your career, or simply want to soften the costs of decorating and furnish your new home, discount rate mortgages can be found through Capital Finance
 
Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. 

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Residential - Discount Variable Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Saffron BS 3MC 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNV
Product Name: 3MC 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 464.39
Monthly Payment After Initial Period: 712.46
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 10870.36
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS ATOM 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNW
Product Name: ATOM 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 464.39
Monthly Payment After Initial Period: 712.46
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 10870.36
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS Brightstar 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNX
Product Name: Brightstar 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 464.39
Monthly Payment After Initial Period: 712.46
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 10870.36
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS Complete FS 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNY
Product Name: Complete FS 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 464.39
Monthly Payment After Initial Period: 712.46
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 10870.36
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS Vantage 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: 001SNZ
Product Name: Vantage 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 464.39
Monthly Payment After Initial Period: 712.46
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 10870.36
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Saffron BS 2 Year Discount £999 Fee Cashback BSA1.15%Discount2 years 5.39%4.4%APRC2 years £99960%
Product Code: A9D
Product Name: 2 Year Discount £999 Fee Cashback
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.15
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 464.39
Monthly Payment After Initial Period: 712.46
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 10870.36
Cashback: 800.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0517
Detail
Skipton BS 2 Year Discount £495 Fee SBS1.24%Discount2 years 4.74%4%APRC2 years £49560%
Product Code: JFB
Product Name: 2 Year Discount £495 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 467.35
Monthly Payment After Initial Period: 668.18
Fees Total: 561.00
True Cost: 0.00
True Cost Over Initial Period: 11276.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: MD078
Detail
Vernon BS 2 Year Discount £999 Fee VBS1.25%Discount2 years 4.7%4.1%APRC2 years £99960%
Product Code: 001G6Y
Product Name: 2 Year Discount £999 Fee
Lender Code: VBS
Lender Name: Vernon BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.7
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1430
Initial Monthly Payment: 469.84
Monthly Payment After Initial Period: 668.47
Fees Total: 1374.00
True Cost: 0.00
True Cost Over Initial Period: 11651.16
Cashback: 0.00
Valuation Fee: 230.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 100.00
Deeds Release Fee: 30.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 250.00
Lender Product Reference: DS88
Detail
Saffron BS 3MC 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO0
Product Name: 3MC 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 469.95
Monthly Payment After Initial Period: 713.10
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 11803.80
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Saffron BS ATOM 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO1
Product Name: ATOM 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 469.95
Monthly Payment After Initial Period: 713.10
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 11803.80
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Discount Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.