Expat Mortgages

Expat Mortgages

Expat Mortgages - Expat mortgages are specialist mortgages for expats. These mortgages allow British nationals living abroad to purchase properties in the UK, whether as an investment, a second home or a home to move back to upon their return to the UK. Borrowers wishing to take out expat mortgages should keep in mind that they are specialist products. In addition, exchange rate fluctuations are likely to affect monthly payments, affecting budgeting.

At Capital Fortune, our specialist team are experienced in arranging expat mortgages. Many lenders in the UK provide expat mortgages. Our team has established links with these lenders and work closely with our clients to arrange the mortgages which are most suitable for our clients’ specific needs. We offer our clients a personalised service, especially in specialist areas such as expat mortgages.

Our advisers at Capital Fortune are able to save you money, time and hassle by dealing with the lenders on your behalf. We also take care of the paperwork and present your details to the lenders in a manner which maximises the potential success of your application.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 11/04/2016.

CodeIntial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes

001

**SEMI-EXCLUSIVE**

3.69%

Discount

30/06/2018 6.10% 6.10% 3% in year 1, then 2% in year 2 £1999

None

Maximum 75% LTV

Buy to Let 

Repayment or Interest Only

Free Standard Valuation.

002 **SEMI EXCLUSIVE**

 

3.79% Discount

30/06/2018

5.95% 5.95% 3% in year 1, then 2% in year 2 £998 None

Max 80% LTV

Expat Residential

 

003

 

1.69% Discount 30/06/2018 5.95% 5.28% 1% until 30/06/2018 £199 None

Residential to 80% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.

004

**SEMI EXCLUSIVE**

4.09% Fixed 30/06/2018 5.95% 5.95% 3% in year 1, then 2% in year 2 £998 None

Max 80% LTV

Expat Residential

005

**SEMI EXCLUSIVE**

4.49% Variable Lifetime 4.49% 4.5% 2% in year 1 & 2 None 1% (min £995)

Max 70% Buy to Let & Holiday Let