10 Year Fixed Rate Mortgages

10 Year Fixed Rate Mortgages

10 Year Fixed Rate Mortgages - 10 year fixed rate mortgages are mortgages with a fixed interest rate for 10 years. 10 year fixed rate mortgages will usually charge an early redemption fee if the borrower remortgages before the end of the first 10 years. In general, 10 year fixed rate mortgages will move to the lender’s Standard Variable Rate (SVR) after the first 10 years, at which point many borrowers will remortgage to take advantage of lower rates elsewhere.

10 year fixed rate mortgages give assurance to borrowers that their interest rate repayments will stay the same for 10 years and facilitate long term budgeting. Unfortunately, it may be difficult to predict whether a 10 year fixed rate mortgage will be competitive over the entire 10 year fixed term. However, for many borrowers, the predictability of 10 year fixed rate mortgages may outweigh any disadvantage. In addition, if rates are historically low and rise for the rest of the term, 10 year fixed rate mortgages can be highly competitive. 

At Capital Fortune, we have substantial experience arranging 10 year fixed rate mortgages for clients with a range of needs and requirements. We undertake a whole of mortgage market search on behalf of clients to find the most suitable and affordable 10 year fixed rate mortgages for their individual circumstances. 

To ensure maximum cost-effectiveness, we carefully analyse the available 10 year fixed rate mortgages for hidden costs and charges. In addition, our well established industry contacts allow us to access some deals that are not available on the high street.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back

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Residential - Purchase - 10 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 10 Year Fixed £999 Fee Premier C/A Purchase BWO2.39%FixedMay-20273.74%3%APRC31-May-2027 £99960%
Product Code: 001DMY
Product Name: 10 Year Fixed £999 Fee Premier C/A Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 2.39
Mortgage Class: Fixed
Initial Rate Period: May-2027
Initial Rate Period Months: 121
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 31-May-2027
Early Repayment Charge Period Sort Field: 1528
Initial Monthly Payment: 536.14
Monthly Payment After Initial Period: 588.62
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 64987.94
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AG53
Detail
TSB Intermediary 10 Year Fixed £995 Fee Purchase TSB2.49%FixedJun-20273.74%3%APRC30-Jun-2027 £99560%
Product Code: JV5
Product Name: Intermediary 10 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 2.49
Mortgage Class: Fixed
Initial Rate Period: Jun-2027
Initial Rate Period Months: 122
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 30-Jun-2027
Early Repayment Charge Period Sort Field: 1529
Initial Monthly Payment: 542.35
Monthly Payment After Initial Period: 591.00
Fees Total: 1380.00
True Cost: 0.00
True Cost Over Initial Period: 66516.70
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INC402
Detail
Coventry BS 10 Year Fixed £999 Fee BCV2.49%FixedJun-20274.24%3.2%APRC30-Jun-2027 £99965%
Product Code: NUP
Product Name: 10 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 2.49
Mortgage Class: Fixed
Initial Rate Period: Jun-2027
Initial Rate Period Months: 122
Standard Variable Rate: 4.24
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 30-Jun-2027
Early Repayment Charge Period Sort Field: 1529
Initial Monthly Payment: 542.21
Monthly Payment After Initial Period: 611.01
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 66282.62
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: FHI68
Detail
Barclays Bank 10 Year Fixed £999 Fee Purchase BWO2.49%FixedMay-20273.74%3.1%APRC31-May-2027 £99960%
Product Code: NVB
Product Name: 10 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 2.49
Mortgage Class: Fixed
Initial Rate Period: May-2027
Initial Rate Period Months: 121
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 31-May-2027
Early Repayment Charge Period Sort Field: 1528
Initial Monthly Payment: 542.21
Monthly Payment After Initial Period: 591.11
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 65722.41
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 126.00
Lender Product Reference: AG56
Detail
Barclays Bank 10 Year Fixed 0.25% Fee Large Loan Purchase BWO2.59%FixedMay-20273.74%3%APRC31-May-2027 £30070%
Product Code: 001DPJ
Product Name: 10 Year Fixed 0.25% Fee Large Loan Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 2.59
Mortgage Class: Fixed
Initial Rate Period: May-2027
Initial Rate Period Months: 121
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 31-May-2027
Early Repayment Charge Period Sort Field: 1528
Initial Monthly Payment: 545.15
Monthly Payment After Initial Period: 590.16
Fees Total: 415.00
True Cost: 0.00
True Cost Over Initial Period: 66078.15
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 300.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 70
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 126.00
Lender Product Reference: AG62
Detail
TSB Intermediary 10 Year Fixed No Fee Purchase TSB2.59%FixedJun-20273.74%3%APRC30-Jun-2027 £060%
Product Code: JV6
Product Name: Intermediary 10 Year Fixed No Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 2.59
Mortgage Class: Fixed
Initial Rate Period: Jun-2027
Initial Rate Period Months: 122
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 30-Jun-2027
Early Repayment Charge Period Sort Field: 1529
Initial Monthly Payment: 543.95
Monthly Payment After Initial Period: 588.62
Fees Total: 385.00
True Cost: 0.00
True Cost Over Initial Period: 66711.90
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INC403
Detail
Santander UK Plc 10 Year Fixed £999 Fee (Scottish) CAN2.59%FixedAug-20274.49%3%APRC02-Aug-2027 £99960%
Product Code: L7G
Product Name: 10 Year Fixed £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 2.59
Mortgage Class: Fixed
Initial Rate Period: Aug-2027
Initial Rate Period Months: 123
Standard Variable Rate: 4.49
Apr Lenders: 3
Early Repayment Charge Applies Until: 02-Aug-2027
Early Repayment Charge Period Sort Field: 1531
Initial Monthly Payment: 548.32
Monthly Payment After Initial Period: 623.46
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 67703.36
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: W056R / W056V
Detail
Santander UK Plc 10 Year Fixed £999 Fee CAN2.59%FixedAug-20274.49%3%APRC02-Aug-2027 £99960%
Product Code: L7H
Product Name: 10 Year Fixed £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 2.59
Mortgage Class: Fixed
Initial Rate Period: Aug-2027
Initial Rate Period Months: 123
Standard Variable Rate: 4.49
Apr Lenders: 3
Early Repayment Charge Applies Until: 02-Aug-2027
Early Repayment Charge Period Sort Field: 1531
Initial Monthly Payment: 548.32
Monthly Payment After Initial Period: 623.46
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 67703.36
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: W056R / W056V
Detail
Coventry BS Offset 10 Year Fixed £999 Fee BCV2.75%FixedJun-20274.24%3.4%APRC30-Jun-2027 £99965%
Product Code: 10E
Product Name: Offset 10 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 2.75
Mortgage Class: Fixed
Initial Rate Period: Jun-2027
Initial Rate Period Months: 122
Standard Variable Rate: 4.24
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 30-Jun-2027
Early Repayment Charge Period Sort Field: 1529
Initial Monthly Payment: 558.18
Monthly Payment After Initial Period: 617.72
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 68230.96
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: OFN02
Detail
Leeds BS 10 Year Fixed £999 Fee BLH2.79%FixedMar-20275.44%3.6%APRC31-Mar-2027 £99965%
Product Code: 656
Product Name: 10 Year Fixed £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 2.79
Mortgage Class: Fixed
Initial Rate Period: Mar-2027
Initial Rate Period Months: 119
Standard Variable Rate: 5.44
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Mar-2027
Early Repayment Charge Period Sort Field: 1526
Initial Monthly Payment: 560.82
Monthly Payment After Initial Period: 671.33
Fees Total: 1568.00
True Cost: 0.00
True Cost Over Initial Period: 67271.58
Cashback: 0.00
Valuation Fee: 335.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 16989
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 112 Months; Product Term Period To: 128 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.