3 Year Fixed Rate Mortgages

3 Year Fixed Rate Mortgages

3 Year Fixed Rate Mortgages - 3 year fixed rate mortgages are mortgages with a fixed interest rate over 3 years.  Fixed rate mortgages offer borrowers the security of knowing exactly what their mortgage prepayments will be over the fixed term thereby allowing them to budget and plan ahead for other finances.  As such borrowers obtaining 3 year fixed rate mortgages can have peace of mind and not worry about future interest rate hikes that may make their mortgages unaffordable. However, the potential risk associated with 3 year fixed mortgages is that clients will not be able to benefit from an interest rate reduction if the base rate falls.

3 year fixed rate mortgages with varying rate structures, terms and conditions are available from a range of lenders. Navigating through the range of 3 year fixed rate mortgages can be time consuming and complex.  We can save you the time and hassle and find the ideal package that meets you needs and requirements.

At Capital Fortune, we appreciate that clients seeking 3 year fixed rate mortgages often have bespoke needs and requirements, so our advisers will conduct a full fact find to gather information on your circumstances to ensure the mortgage package we recommend is the most competitive and affordable, and suits you. Our comprehensive panel mortgage base has allowed us to establish strong links with many leading providers of 3 year fixed rate mortgages and their underwriters. This gives us direct access to some packages not necessarily available on the market for individuals, putting you in the optimum position to save money.

The service we offer at Capital Fortune is personalised and tailor made to each client. We guarantee to complete all relevant forms for your 3 year fixed rate mortgages application and aim to do this within your time constraints.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Purchase - 3 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Accord Intermediary 2 Year Fixed £1495 Fee ACC0.99%FixedDec-20195.34%4.8%APRC31-Dec-2019 £149580%
Product Code: 002D9Z
Product Name: Intermediary 2 Year Fixed £1495 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 0.99
Mortgage Class: Fixed
Initial Rate Period: Dec-2019
Initial Rate Period Months: 27
Standard Variable Rate: 5.34
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 31-Dec-2019
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 457.33
Monthly Payment After Initial Period: 707.93
Fees Total: 1615.00
True Cost: 0.00
True Cost Over Initial Period: 12467.91
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.50
Lender Product Reference: 46426
Detail
Barclays Bank 2 Year Fixed £999 Fee Purchase BWO1.09%FixedOct-20193.74%3.4%APRC31-Oct-2019 £99960%
Product Code: 0003W2
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.09
Mortgage Class: Fixed
Initial Rate Period: Oct-2019
Initial Rate Period Months: 25
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 31-Oct-2019
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 460.96
Monthly Payment After Initial Period: 607.72
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11639.00
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AV54
Detail
Barclays Bank 2 Year Fixed £1499 Fee Purchase BWO1.09%FixedOct-20193.74%3.5%APRC31-Oct-2019 £149960%
Product Code: 001DAX
Product Name: 2 Year Fixed £1499 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.09
Mortgage Class: Fixed
Initial Rate Period: Oct-2019
Initial Rate Period Months: 25
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 31-Oct-2019
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 462.86
Monthly Payment After Initial Period: 610.23
Fees Total: 1614.00
True Cost: 0.00
True Cost Over Initial Period: 11686.50
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AV72
Detail
Post Office Intermediary 2 Year Fixed £1495 Fee POS1.12%FixedNov-20194.24%3.7%APRC30-Nov-2019 £149560%
Product Code: HSU
Product Name: Intermediary 2 Year Fixed £1495 Fee
Product Availability: Intermediaries Only
Lender Code: POS
Lender Name: Post Office
Initial Pay Rate: 1.12
Mortgage Class: Fixed
Initial Rate Period: Nov-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.24
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 464.63
Monthly Payment After Initial Period: 640.37
Fees Total: 1720.00
True Cost: 0.00
True Cost Over Initial Period: 12275.38
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: BQH
Detail
Skipton BS 2 Year Fixed £995 Fee Purchase SBS1.13%FixedNov-20194.74%4.2%APRC30-Nov-2019 £99560%
Product Code: 001GJL
Product Name: 2 Year Fixed £995 Fee Purchase
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.13
Mortgage Class: Fixed
Initial Rate Period: Nov-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 463.18
Monthly Payment After Initial Period: 668.72
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 12102.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: F3635
Detail
Monmouthshire BS 2 Year Fixed £999 Fee Purchase BMO1.13%Fixed2 years 4.74%4.2%APRC2 years £114965%
Product Code: 002D01
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.13
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 463.17
Monthly Payment After Initial Period: 670.28
Fees Total: 1539.00
True Cost: 0.00
True Cost Over Initial Period: 11656.08
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: F425
Detail
Bank Of Ireland Intermediary Semi Exclusive 2 Year Fixed £995 Fee Incentives BOI1.13%FixedNov-20194.24%3.7%APRC30-Nov-2019 £99560%
Product Code: 5OL
Product Name: Intermediary Semi Exclusive 2 Year Fixed £995 Fee Incentives
Product Availability: Exclusive Intermediaries Only
Lender Code: BOI
Lender Name: Bank Of Ireland
Initial Pay Rate: 1.13
Mortgage Class: Fixed
Initial Rate Period: Nov-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.24
Apr Lenders: 3.7
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 463.15
Monthly Payment After Initial Period: 637.64
Fees Total: 1220.00
True Cost: 0.00
True Cost Over Initial Period: 12266.90
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 258.00
Lender Product Reference: BHZ
Detail
Post Office Intermediary 2 Year Fixed £995 Fee Free Val POS1.13%FixedNov-20194.24%3.8%APRC30-Nov-2019 £99575%
Product Code: HJ0
Product Name: Intermediary 2 Year Fixed £995 Fee Free Val
Product Availability: Intermediaries Only
Lender Code: POS
Lender Name: Post Office
Initial Pay Rate: 1.13
Mortgage Class: Fixed
Initial Rate Period: Nov-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.24
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 30-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 463.27
Monthly Payment After Initial Period: 637.79
Fees Total: 1220.00
True Cost: 0.00
True Cost Over Initial Period: 12240.02
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: BQS
Detail
Nationwide BS 2 Year Fixed £999 Fee Existing Borrowers BNW1.14%Fixed2 years 3.74%3.4%APRC2 years £99960%
Product Code: 318
Product Name: 2 Year Fixed £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 463.80
Monthly Payment After Initial Period: 608.65
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11096.20
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 120594
Detail
Nationwide BS 2 Year Fixed £999 Fee Existing Borrowers BiR BNW1.14%Fixed2 years 3.74%3.6%APRC2 years £99960%
Product Code: KMI
Product Name: 2 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 463.80
Monthly Payment After Initial Period: 608.65
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11096.20
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 121204
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 30 Months; Product Term Period To: 42 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.