5 Year Fixed Rate Mortgages

5 Year Fixed Rate Mortgages

5 Year Fixed Rate Mortgages - 5 year fixed rate mortgages, as the name suggests, are repaid with a fixed interest for a period of five years. This fixed rate may be set at the lender's discretion, and may take into consideration Bank of England base rate forecasts over the long term. The benefits of having 5 year fixed rate mortgages include having peace of mind and knowing exactly what payments will be for the initial five year period of the mortgage. If purchasing a first home, then this will allow for effective budgeting that may be necessary in the initial years of moving into a new home.

At Capital Fortune, we are experienced in arranging 5 year fixed rate mortgages. We are an independent and impartial mortgage brokerage service, in contact with a range of lenders from across the market and are able to access deals that are not available on the High Street. We offer our clients a personalised service, looking beyond advertised rates on 5 year fixed rate mortgages. We look into the terms and conditions and are able to find the deals which are most suitable to the needs of our clients. 

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. 

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Residential - Purchase - 5 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 5 Year Fixed £1499 Fee Purchase BWO1.7%FixedOct-20223.74%3.2%APRC31-Oct-2022 £149960%
Product Code: 001DMN
Product Name: 5 Year Fixed £1499 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.7
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 65
Standard Variable Rate: 3.74
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 497.42
Monthly Payment After Initial Period: 597.05
Fees Total: 1614.00
True Cost: 0.00
True Cost Over Initial Period: 32447.30
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AK71
Detail
Platform Intermediary 5 Year Fixed £1249 Fee Product Switch CTS1.74%FixedJul-20224.49%3.6%APRC31-Jul-2022 £124960%
Product Code: 001GF9
Product Name: Intermediary 5 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: Jul-2022
Initial Rate Period Months: 62
Standard Variable Rate: 4.49
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2022
Early Repayment Charge Period Sort Field: 1470
Initial Monthly Payment: 498.71
Monthly Payment After Initial Period: 634.71
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 31080.02
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1080
Detail
Platform Intermediary 5 Year Fixed £1499 Fee CTS1.74%FixedJul-20224.49%3.6%APRC31-Jul-2022 £149960%
Product Code: E43
Product Name: Intermediary 5 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: Jul-2022
Initial Rate Period Months: 62
Standard Variable Rate: 4.49
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2022
Early Repayment Charge Period Sort Field: 1470
Initial Monthly Payment: 499.74
Monthly Payment After Initial Period: 638.73
Fees Total: 1659.00
True Cost: 0.00
True Cost Over Initial Period: 30893.88
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1080
Detail
Nationwide BS 5 Year Fixed £999 Fee Existing Borrowers BNW1.74%Fixed5 years 3.74%3%APRC5 years £99960%
Product Code: HAN
Product Name: 5 Year Fixed £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1468
Initial Monthly Payment: 497.76
Monthly Payment After Initial Period: 597.29
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29830.60
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 118103
Detail
Nationwide BS 5 Year Fixed £999 Fee Existing Borrowers BiR BNW1.74%Fixed5 years 3.74%3.2%APRC5 years £99960%
Product Code: KLF
Product Name: 5 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1468
Initial Monthly Payment: 497.76
Monthly Payment After Initial Period: 597.29
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29830.60
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 118689
Detail
Barclays Bank 5 Year Fixed £749 Fee EMC Home-mover Reward BWO1.75%FixedOct-20223.74%3.1%APRC31-Oct-2022 £74960%
Product Code: 001FPN
Product Name: 5 Year Fixed £749 Fee EMC Home-mover Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.75
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 65
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 497.23
Monthly Payment After Initial Period: 594.07
Fees Total: 864.00
True Cost: 0.00
True Cost Over Initial Period: 32434.95
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: AK26
Detail
Barclays Bank 5 Year Fixed £999 Fee Purchase BWO1.75%FixedOct-20223.74%3.1%APRC31-Oct-2022 £99960%
Product Code: U55
Product Name: 5 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.75
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 65
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 498.26
Monthly Payment After Initial Period: 595.30
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 32501.90
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AK38
Detail
Skipton BS 5 Year Fixed £1995 Fee Purchase SBS1.82%FixedJun-20224.74%3.6%APRC30-Jun-2022 £199560%
Product Code: 001GJ5
Product Name: 5 Year Fixed £1995 Fee Purchase
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.82
Mortgage Class: Fixed
Initial Rate Period: Jun-2022
Initial Rate Period Months: 61
Standard Variable Rate: 4.74
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 30-Jun-2022
Early Repayment Charge Period Sort Field: 1469
Initial Monthly Payment: 506.48
Monthly Payment After Initial Period: 656.84
Fees Total: 2061.00
True Cost: 0.00
True Cost Over Initial Period: 30955.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: F3394
Detail
Royal Bank Of Scotland Intermediary 5 Year Fixed £995 Fee Purchase RBS1.82%FixedAug-20223.75%3.2%APRC31-Aug-2022 £99560%
Product Code: QCW
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: RBS
Lender Name: Royal Bank Of Scotland
Initial Pay Rate: 1.82
Mortgage Class: Fixed
Initial Rate Period: Aug-2022
Initial Rate Period Months: 63
Standard Variable Rate: 3.75
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 31-Aug-2022
Early Repayment Charge Period Sort Field: 1471
Initial Monthly Payment: 502.43
Monthly Payment After Initial Period: 597.70
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 31401.09
Cashback: 500.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 117.50
Lender Product Reference: FR3111
Detail
NatWest Intermediary 5 Year Fixed £995 Fee Purchase Cashback CNW1.82%FixedAug-20223.75%3.2%APRC31-Aug-2022 £99560%
Product Code: ZYP
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase Cashback
Product Availability: Intermediaries Only
Lender Code: CNW
Lender Name: NatWest
Initial Pay Rate: 1.82
Mortgage Class: Fixed
Initial Rate Period: Aug-2022
Initial Rate Period Months: 63
Standard Variable Rate: 3.75
Apr Lenders: 3.2
Early Repayment Charge Applies Until: 31-Aug-2022
Early Repayment Charge Period Sort Field: 1471
Initial Monthly Payment: 502.43
Monthly Payment After Initial Period: 597.70
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 31401.09
Cashback: 500.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 117.50
Lender Product Reference: FO14484
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 54 Months; Product Term Period To: 66 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.