5 Year Fixed Rate Mortgages

5 Year Fixed Rate Mortgages

5 Year Fixed Rate Mortgages - 5 year fixed rate mortgages, as the name suggests, are repaid with a fixed interest for a period of five years. This fixed rate may be set at the lender's discretion, and may take into consideration Bank of England base rate forecasts over the long term. The benefits of having 5 year fixed rate mortgages include having peace of mind and knowing exactly what payments will be for the initial five year period of the mortgage. If purchasing a first home, then this will allow for effective budgeting that may be necessary in the initial years of moving into a new home.

At Capital Fortune, we are experienced in arranging 5 year fixed rate mortgages. We are an independent and impartial mortgage brokerage service, in contact with a range of lenders from across the market and are able to access deals that are not available on the High Street. We offer our clients a personalised service, looking beyond advertised rates on 5 year fixed rate mortgages. We look into the terms and conditions and are able to find the deals which are most suitable to the needs of our clients. 

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. 

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Residential - Purchase - 5 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 5 Year Fixed £1499 Fee Purchase BWO1.65%FixedOct-20223.74%3%APRC31-Oct-2022 £149960%
Product Code: 001DMN
Product Name: 5 Year Fixed £1499 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.65
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 61
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 494.53
Monthly Payment After Initial Period: 598.06
Fees Total: 1614.00
True Cost: 0.00
True Cost Over Initial Period: 30281.33
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AW10
Detail
Barclays Bank 5 Year Fixed £999 Fee Purchase BWO1.65%FixedOct-20223.74%3.1%APRC31-Oct-2022 £99960%
Product Code: U55
Product Name: 5 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.65
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 61
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 492.49
Monthly Payment After Initial Period: 595.59
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 30156.89
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AV92
Detail
Platform Intermediary 5 Year Fixed £1499 Fee CTS1.69%FixedNov-20224.49%3.6%APRC30-Nov-2022 £149960%
Product Code: 0023DP
Product Name: Intermediary 5 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: Nov-2022
Initial Rate Period Months: 62
Standard Variable Rate: 4.49
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 30-Nov-2022
Early Repayment Charge Period Sort Field: 1474
Initial Monthly Payment: 496.84
Monthly Payment After Initial Period: 638.01
Fees Total: 1659.00
True Cost: 0.00
True Cost Over Initial Period: 30714.08
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1186
Detail
Coventry BS 4 Year Fixed £999 Fee BCV1.69%FixedDec-20214.49%3.6%APRC31-Dec-2021 £99965%
Product Code: 0029UZ
Product Name: 4 Year Fixed £999 Fee
Lender Code: BCV
Lender Name: Coventry BS
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: Dec-2021
Initial Rate Period Months: 51
Standard Variable Rate: 4.49
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Dec-2021
Early Repayment Charge Period Sort Field: 1463
Initial Monthly Payment: 494.80
Monthly Payment After Initial Period: 628.40
Fees Total: 1132.00
True Cost: 0.00
True Cost Over Initial Period: 24867.80
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 8
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.43
Lender Product Reference: FHK09
Detail
Metro Bank 5 Year Fixed £999 Fee MET1.69%Fixed5 years 3.75%3%APRC5 years £99965%
Product Code: N19
Product Name: 5 Year Fixed £999 Fee
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1472
Initial Monthly Payment: 494.80
Monthly Payment After Initial Period: 597.07
Fees Total: 1284.00
True Cost: 0.00
True Cost Over Initial Period: 29973.00
Cashback: 0.00
Valuation Fee: 200.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 174.75
Lender Product Reference: R1417
Detail
Metro Bank 5 Year Fixed £999 Fee Purchase Professional MET1.69%Fixed5 years 3.75%3%APRC5 years £99965%
Product Code: NTF
Product Name: 5 Year Fixed £999 Fee Purchase Professional
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.69
Mortgage Class: Fixed
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 3
Early Repayment Charge Applies Until: 5 years
Early Repayment Charge Period Sort Field: 1472
Initial Monthly Payment: 494.80
Monthly Payment After Initial Period: 597.07
Fees Total: 1284.00
True Cost: 0.00
True Cost Over Initial Period: 29973.00
Cashback: 0.00
Valuation Fee: 200.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 174.75
Lender Product Reference: RP1463
Detail
Royal Bank Of Scotland Intermediary 5 Year Fixed £995 Fee Purchase RBS1.73%FixedNov-20223.75%3.1%APRC30-Nov-2022 £99560%
Product Code: QCW
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: RBS
Lender Name: Royal Bank Of Scotland
Initial Pay Rate: 1.73
Mortgage Class: Fixed
Initial Rate Period: Nov-2022
Initial Rate Period Months: 62
Standard Variable Rate: 3.75
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 30-Nov-2022
Early Repayment Charge Period Sort Field: 1474
Initial Monthly Payment: 497.21
Monthly Payment After Initial Period: 596.89
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 30825.02
Cashback: 250.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 117.50
Lender Product Reference: FR3156
Detail
NatWest Intermediary 5 Year Fixed £995 Fee Purchase £250 Cashback CNW1.73%FixedNov-20223.75%3.1%APRC30-Nov-2022 £99560%
Product Code: ZYP
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase £250 Cashback
Product Availability: Intermediaries Only
Lender Code: CNW
Lender Name: NatWest
Initial Pay Rate: 1.73
Mortgage Class: Fixed
Initial Rate Period: Nov-2022
Initial Rate Period Months: 62
Standard Variable Rate: 3.75
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 30-Nov-2022
Early Repayment Charge Period Sort Field: 1474
Initial Monthly Payment: 497.09
Monthly Payment After Initial Period: 596.74
Fees Total: 1273.00
True Cost: 0.00
True Cost Over Initial Period: 30847.58
Cashback: 250.00
Valuation Fee: 248.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 10000000.00
Legal Fee: 117.50
Lender Product Reference: FO14696
Detail
TSB Intermediary 5 Year Fixed £995 Fee Purchase TSB1.74%FixedJan-20233.74%3.1%APRC31-Jan-2023 £99560%
Product Code: 001WJC
Product Name: Intermediary 5 Year Fixed £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.74
Mortgage Class: Fixed
Initial Rate Period: Jan-2023
Initial Rate Period Months: 64
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 31-Jan-2023
Early Repayment Charge Period Sort Field: 1476
Initial Monthly Payment: 497.81
Monthly Payment After Initial Period: 595.72
Fees Total: 1380.00
True Cost: 0.00
True Cost Over Initial Period: 32209.84
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INC821
Detail
Barclays Bank 5 Year Fixed £899 Fee EMC BWO1.75%FixedOct-20223.74%3.1%APRC31-Oct-2022 £89975%
Product Code: 001FPO
Product Name: 5 Year Fixed £899 Fee EMC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.75
Mortgage Class: Fixed
Initial Rate Period: Oct-2022
Initial Rate Period Months: 61
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 31-Oct-2022
Early Repayment Charge Period Sort Field: 1473
Initial Monthly Payment: 497.85
Monthly Payment After Initial Period: 596.42
Fees Total: 1014.00
True Cost: 0.00
True Cost Over Initial Period: 30483.85
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 899.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: AW27
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 54 Months; Product Term Period To: 66 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.