70% Mortgages

70% Mortgages

70% Mortgages - 70% mortgages are mortgages with a 70 to 30 loan to value ratio. What this means is that lenders will provide a mortgage worth 70% of the value of the property sought whilst borrowers provide a deposit for the remaining 30%. Due to the relatively large deposit, an application may be more likely to be accepted when compared to mortgages with higher LTV ratios than 70% mortgages. Likewise, by owning a relatively larger equity in the property borrowers are less likely to default to avoid losing the equity built on the home in many cases. As such more lenders may be willing to offer 70% mortgages to clients.

70% mortgages with varying rate structures, different repayment terms and conditions are available from a number of lenders on the market. Navigating through the range of 70% mortgages available can be time consuming. Our advisers at Capital Fortune can assist you to find the deal that best suits you.

Our advisers specialising in 70% mortgages have the skills and experience to arrange a suitable and affordable deal for you. Our team will thoroughly assess your financial situation and other financial commitments to ensure the product we recommend is best suited to your needs. Taking all costs and hidden charges in to account, we will ensure that 70% mortgages deals we find are the overall cost effective solution for you.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Purchase - 70% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Barclays Bank 2 Year Fixed £1499 Fee Purchase BWO1.18%FixedOct-20193.74%3.4%APRC31-Oct-2019 £149975%
Product Code: 001DAV
Product Name: 2 Year Fixed £1499 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.18
Mortgage Class: Fixed
Initial Rate Period: Oct-2019
Initial Rate Period Months: 27
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 31-Oct-2019
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 544.88
Monthly Payment After Initial Period: 710.05
Fees Total: 1614.00
True Cost: 0.00
True Cost Over Initial Period: 14826.76
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AP69
Detail
Barclays Bank 2 Year Fixed £999 Fee Purchase BWO1.23%FixedOct-20193.74%3.4%APRC31-Oct-2019 £99975%
Product Code: 001BEQ
Product Name: 2 Year Fixed £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.23
Mortgage Class: Fixed
Initial Rate Period: Oct-2019
Initial Rate Period Months: 27
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 31-Oct-2019
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 546.20
Monthly Payment After Initial Period: 707.90
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 14862.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AP51
Detail
Barclays Bank 2 Year Fixed £749 Fee EMC Home-mover Reward BWO1.23%FixedOct-20193.74%3.4%APRC31-Oct-2019 £74980%
Product Code: 001FPL
Product Name: 2 Year Fixed £749 Fee EMC Home-mover Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.23
Mortgage Class: Fixed
Initial Rate Period: Oct-2019
Initial Rate Period Months: 27
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 31-Oct-2019
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 545.23
Monthly Payment After Initial Period: 706.65
Fees Total: 864.00
True Cost: 0.00
True Cost Over Initial Period: 14836.21
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AP45
Detail
Skipton BS 2 Year Fixed £995 Fee Purchase SBS1.24%FixedSep-20194.74%4.3%APRC30-Sep-2019 £99570%
Product Code: 001GJH
Product Name: 2 Year Fixed £995 Fee Purchase
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Sep-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 30-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 546.85
Monthly Payment After Initial Period: 780.09
Fees Total: 1061.00
True Cost: 0.00
True Cost Over Initial Period: 14278.10
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 70
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: F3540
Detail
Accord Intermediary 2 Year Fixed £1995 Fee ACC1.24%FixedSep-20195.34%4.8%APRC30-Sep-2019 £199575%
Product Code: 001NZR
Product Name: Intermediary 2 Year Fixed £1995 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Sep-2019
Initial Rate Period Months: 26
Standard Variable Rate: 5.34
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 30-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 550.71
Monthly Payment After Initial Period: 830.58
Fees Total: 2085.00
True Cost: 0.00
True Cost Over Initial Period: 14408.46
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.50
Lender Product Reference: 46071
Detail
Platform Intermediary 2 Year Fixed £1249 Fee Product Switch CTS1.24%FixedSep-20194.49%4.1%APRC30-Sep-2019 £124970%
Product Code: 0023FK
Product Name: Intermediary 2 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Sep-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 547.81
Monthly Payment After Initial Period: 763.20
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 14403.06
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 70
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1121
Detail
Bank Of Ireland Intermediary Semi Exclusive 2 Year Fixed £995 Fee £250 Cashback BOI1.24%FixedAug-20194.24%3.8%APRC31-Aug-2019 £99575%
Product Code: 32U
Product Name: Intermediary Semi Exclusive 2 Year Fixed £995 Fee £250 Cashback
Product Availability: Exclusive Intermediaries Only
Lender Code: BOI
Lender Name: Bank Of Ireland
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Aug-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.24
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Aug-2019
Early Repayment Charge Period Sort Field: 1435
Initial Monthly Payment: 546.83
Monthly Payment After Initial Period: 744.57
Fees Total: 1220.00
True Cost: 0.00
True Cost Over Initial Period: 13645.75
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: ZTQ
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BNW1.24%Tracker2 years 3.74%3.4%APRC £99975%
Product Code: 963
Product Name: 2 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 546.92
Monthly Payment After Initial Period: 709.87
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 13091.08
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 118940
Detail
Bank Of Ireland Intermediary Semi Exclusive 2 Year Fixed £995 Fee Incentives BOI1.24%FixedAug-20194.24%3.8%APRC31-Aug-2019 £99575%
Product Code: I0Z
Product Name: Intermediary Semi Exclusive 2 Year Fixed £995 Fee Incentives
Product Availability: Exclusive Intermediaries Only
Lender Code: BOI
Lender Name: Bank Of Ireland
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Aug-2019
Initial Rate Period Months: 25
Standard Variable Rate: 4.24
Apr Lenders: 3.8
Early Repayment Charge Applies Until: 31-Aug-2019
Early Repayment Charge Period Sort Field: 1435
Initial Monthly Payment: 546.83
Monthly Payment After Initial Period: 744.57
Fees Total: 1220.00
True Cost: 0.00
True Cost Over Initial Period: 13895.75
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: ZTP
Detail
Furness BS 2 Year Discount £999 Fee BFU1.24%Discount2 years 5.29%4.9%APRC2 years £99980%
Product Code: XA3
Product Name: 2 Year Discount £999 Fee
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.29
Apr Lenders: 4.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 546.92
Monthly Payment After Initial Period: 823.19
Fees Total: 1359.00
True Cost: 0.00
True Cost Over Initial Period: 13466.08
Cashback: 0.00
Valuation Fee: 195.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS296
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £140000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.