75% Mortgages

75% Mortgages

75% Mortgages - 75% mortgages refers to mortgage loans of a value equal to 75% of the value of the property. There is a loan to value ratio on 75% mortgages, then, of 75%. 75% mortgages in all instances require a deposit of 25% of the property’s market value. As there is a deposit with 75% mortgages, they are of less risk than mortgages of higher loan to value ratios, such as 100% mortgages, and may be easier to gain approval from lenders. The term of 75% mortgages varies throughout the market; short and long term 75% mortgages available from a number of high street and smaller lenders throughout the market. 75% mortgages are available on fixed, tracker or flexible basis.

Whether you’re in the market for commercial or residential 75% mortgages, the team at Capital Fortune have the know-how to find the best buy on the market for your situation. By analysing a wide range of available deals, our whole-of-market approach means we can search through all the 75% mortgages available to find the right one for your specific needs and requirements. We guarantee to do all the required paperwork, and our reputation for excellence means we find the best 75% mortgages, putting your needs first.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back 

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Residential - Purchase - 75% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Monmouthshire BS 2 Year Discount £1999 Fee Purchase BMO0.99%Discount2 years 4.99%4.4%APRC2 years £214980%
Product Code: K22
Product Name: 2 Year Discount £1999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 572.15
Monthly Payment After Initial Period: 860.93
Fees Total: 2539.00
True Cost: 0.00
True Cost Over Initial Period: 14271.60
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 1999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: D229
Detail
Furness BS 2 Year Discount £999 Fee (Scottish) BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU2
Product Name: 2 Year Discount £999 Fee (Scottish)
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 585.71
Monthly Payment After Initial Period: 902.03
Fees Total: 1434.00
True Cost: 0.00
True Cost Over Initial Period: 14472.04
Cashback: 0.00
Valuation Fee: 270.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail
Furness BS 2 Year Discount £999 Fee BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU3
Product Name: 2 Year Discount £999 Fee
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 585.71
Monthly Payment After Initial Period: 902.03
Fees Total: 1434.00
True Cost: 0.00
True Cost Over Initial Period: 14472.04
Cashback: 0.00
Valuation Fee: 270.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail
Leeds BS 2 Year Fixed £2199 Fee Larger Loan BLH1.24%FixedMar-20205.69%4.8%APRC31-Mar-2020 £219975%
Product Code: 002XL3
Product Name: 2 Year Fixed £2199 Fee Larger Loan
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.24
Mortgage Class: Fixed
Initial Rate Period: Mar-2020
Initial Rate Period Months: 25
Standard Variable Rate: 5.69
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 31-Mar-2020
Early Repayment Charge Period Sort Field: 1442
Initial Monthly Payment: 581.89
Monthly Payment After Initial Period: 898.51
Fees Total: 2433.00
True Cost: 0.00
True Cost Over Initial Period: 16945.25
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 2199.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 19662
Detail
Post Office Intermediary 2 Year Fixed £995 Fee POS1.33%FixedApr-20204.49%4.1%APRC30-Apr-2020 £99575%
Product Code: HJ0
Product Name: Intermediary 2 Year Fixed £995 Fee
Product Availability: Intermediaries Only
Lender Code: POS
Lender Name: Post Office
Initial Pay Rate: 1.33
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 30-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 591.96
Monthly Payment After Initial Period: 816.66
Fees Total: 1515.00
True Cost: 0.00
True Cost Over Initial Period: 15895.96
Cashback: 0.00
Valuation Fee: 310.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 258.00
Lender Product Reference: CZB
Detail
Platform Intermediary 2 Year Tracker £999 Fee CTS1.34%Tracker2 years 4.74%4.3%APRC2 years £99975%
Product Code: 0023CC
Product Name: Intermediary 2 Year Tracker £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.34
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 592.61
Monthly Payment After Initial Period: 838.04
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 14382.64
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: M1288
Detail
Tipton & Coseley BS Intermediary 2 Year Discount £999 Fee Purchase TIP1.34%Discount2 years 4.99%4.1%APRC2 years £99975%
Product Code: 002BNH
Product Name: Intermediary 2 Year Discount £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.34
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 592.61
Monthly Payment After Initial Period: 857.99
Fees Total: 1374.00
True Cost: 0.00
True Cost Over Initial Period: 14597.64
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD012
Detail
Tipton & Coseley BS ATOM Intermediary 2 Year Discount £999 Fee Purchase TIP1.34%Discount2 years 4.99%4.1%APRC2 years £99975%
Product Code: 002BNI
Product Name: ATOM Intermediary 2 Year Discount £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.34
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 592.61
Monthly Payment After Initial Period: 857.99
Fees Total: 1573.00
True Cost: 0.00
True Cost Over Initial Period: 14597.64
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD012
Detail
Tipton & Coseley BS Complete FS Intermediary 2 Year Discount £999 Fee Purchase TIP1.34%Discount2 years 4.99%4.1%APRC2 years £99975%
Product Code: 002BNJ
Product Name: Complete FS Intermediary 2 Year Discount £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.34
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 592.61
Monthly Payment After Initial Period: 857.99
Fees Total: 1374.00
True Cost: 0.00
True Cost Over Initial Period: 14597.64
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD012
Detail
Tipton & Coseley BS Positive Lending Intermediary 2 Year Discount £999 Fee Purchase TIP1.34%Discount2 years 4.99%4.1%APRC2 years £99975%
Product Code: 002BNK
Product Name: Positive Lending Intermediary 2 Year Discount £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.34
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 592.61
Monthly Payment After Initial Period: 857.99
Fees Total: 1669.00
True Cost: 0.00
True Cost Over Initial Period: 14597.64
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 450000.00
Legal Fee: 150.00
Lender Product Reference: ZD012
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £150000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.