80% Mortgages

80% Mortgages

80% Mortgages - 80% mortgages are mortgages sought by individuals on an 80% loan to value ratio. Individuals will seek a loan worth 80% of the particular property’s value, placing down a 20% deposit. 80% mortgages are available from a number of lenders, however choosing the most cost effective and competitive product will often be a difficult and complex process. Capital Fortune offer a bespoke and holistic service for all those seeking 80% mortgages: whether they are fixed rate, tracker, capped or discount rate mortgages.

The mortgage market changes on a daily basis, so it is important to have up to date information about the mortgages available on the market. Our state-of-the-art mortgages system covers a large range of High Street, private and niche lenders. We will give you all the help you need in deciding which of the 80% mortgages in our database are best suited to your financial requirements. Your dedicated adviser will assist you in your application every step of the way, filling in application documents and offering a follow up service when your 80% mortgage is eligible for renewal.

At Capital Fortune, we have built up well established links with a range of lenders and have access to some deals that are not available on the open market. We can save you time, money and hassle on your 80% mortgages search.  

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

How to get in touch

Feefo logo

Residential - Purchase - 80% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Monmouthshire BS 2 Year Discount £1999 Fee Purchase BMO0.99%Discount2 years 4.99%4.4%APRC2 years £214980%
Product Code: K22
Product Name: 2 Year Discount £1999 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 0.99
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 609.80
Monthly Payment After Initial Period: 917.57
Fees Total: 2539.00
True Cost: 0.00
True Cost Over Initial Period: 15175.20
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 1999.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: D229
Detail
Harpenden BS ATOM Premier Broker Exclusive 3 Year Discount Self Employed Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 001SQ0
Product Name: ATOM Premier Broker Exclusive 3 Year Discount Self Employed Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 589.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS ATOM Premier Broker Exclusive 3 Year Discount Professional Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 001SQ5
Product Name: ATOM Premier Broker Exclusive 3 Year Discount Professional Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 589.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS ATOM Premier Broker Exclusive 3 Year Discount Contractors Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 001SRJ
Product Name: ATOM Premier Broker Exclusive 3 Year Discount Contractors Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 589.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS Positive Lending Premier Broker Exclusive 3 Year Discount Contractors Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 001SRN
Product Name: Positive Lending Premier Broker Exclusive 3 Year Discount Contractors Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 785.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS Positive Lending Premier Broker Exclusive 3 Year Discount Professional Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 001SRX
Product Name: Positive Lending Premier Broker Exclusive 3 Year Discount Professional Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 785.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS Positive Lending Premier Broker Exclusive 3 Year Discount Self Employed Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 001SRY
Product Name: Positive Lending Premier Broker Exclusive 3 Year Discount Self Employed Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 785.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS Complete FS Premier Broker Exclusive 3 Year Discount Contractors Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 0021KV
Product Name: Complete FS Premier Broker Exclusive 3 Year Discount Contractors Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 490.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS Complete FS Premier Broker Exclusive 3 Year Discount Professional Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 0021L5
Product Name: Complete FS Premier Broker Exclusive 3 Year Discount Professional Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 490.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail
Harpenden BS Complete FS Premier Broker Exclusive 3 Year Discount Self Employed Specialist Mortgage BHP1.29%Discount3 years 4.19%3.6%APRC £10080%
Product Code: 0021L6
Product Name: Complete FS Premier Broker Exclusive 3 Year Discount Self Employed Specialist Mortgage
Product Availability: Exclusive Intermediaries Only
Lender Code: BHP
Lender Name: Harpenden BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 3 years
Initial Rate Period Months: 36
Standard Variable Rate: 4.19
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 624.29
Monthly Payment After Initial Period: 832.48
Fees Total: 490.00
True Cost: 0.00
True Cost Over Initial Period: 22949.44
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 0.00
Booking Fee: 100.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 125.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3500000.00
Legal Fee: 0.00
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £160000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.