80% Mortgages

80% Mortgages

80% Mortgages - 80% mortgages are mortgages sought by individuals on an 80% loan to value ratio. Individuals will seek a loan worth 80% of the particular property’s value, placing down a 20% deposit. 80% mortgages are available from a number of lenders, however choosing the most cost effective and competitive product will often be a difficult and complex process. Capital Fortune offer a bespoke and holistic service for all those seeking 80% mortgages: whether they are fixed rate, tracker, capped or discount rate mortgages.

The mortgage market changes on a daily basis, so it is important to have up to date information about the mortgages available on the market. Our state-of-the-art mortgages system covers a large range of High Street, private and niche lenders. We will give you all the help you need in deciding which of the 80% mortgages in our database are best suited to your financial requirements. Your dedicated adviser will assist you in your application every step of the way, filling in application documents and offering a follow up service when your 80% mortgage is eligible for renewal.

At Capital Fortune, we have built up well established links with a range of lenders and have access to some deals that are not available on the open market. We can save you time, money and hassle on your 80% mortgages search.  

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Purchase - 80% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Saffron BS 3MC 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO0
Product Name: 3MC 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 625.27
Monthly Payment After Initial Period: 948.78
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 15531.48
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Saffron BS ATOM 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO1
Product Name: ATOM 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 625.27
Monthly Payment After Initial Period: 948.78
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 15531.48
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Saffron BS Brightstar 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO2
Product Name: Brightstar 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 625.27
Monthly Payment After Initial Period: 948.78
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 15531.48
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Saffron BS Complete FS 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO3
Product Name: Complete FS 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 625.27
Monthly Payment After Initial Period: 948.78
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 15531.48
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Saffron BS Vantage 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: 001SO4
Product Name: Vantage 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 625.27
Monthly Payment After Initial Period: 948.78
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 15531.48
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Saffron BS 2 Year Discount £999 Fee BSA1.25%Discount2 years 5.39%4.4%APRC2 years £99980%
Product Code: A9H
Product Name: 2 Year Discount £999 Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 625.27
Monthly Payment After Initial Period: 948.78
Fees Total: 1554.00
True Cost: 0.00
True Cost Over Initial Period: 15531.48
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0519
Detail
Barclays Bank 2 Year Fixed £749 Fee EMC Home-mover Reward BWO1.28%FixedOct-20193.74%3.4%APRC31-Oct-2019 £74980%
Product Code: 001FPL
Product Name: 2 Year Fixed £749 Fee EMC Home-mover Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.28
Mortgage Class: Fixed
Initial Rate Period: Oct-2019
Initial Rate Period Months: 28
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 31-Oct-2019
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 626.41
Monthly Payment After Initial Period: 806.80
Fees Total: 864.00
True Cost: 0.00
True Cost Over Initial Period: 17654.48
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AJ46
Detail
Platform Intermediary 2 Year Fixed £1249 Fee Product Switch CTS1.29%FixedAug-20194.49%4.1%APRC31-Aug-2019 £124980%
Product Code: 001GG5
Product Name: Intermediary 2 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Aug-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 31-Aug-2019
Early Repayment Charge Period Sort Field: 1435
Initial Monthly Payment: 629.10
Monthly Payment After Initial Period: 871.69
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 16516.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 0.00
Lender Product Reference: M1097
Detail
Accord Intermediary 2 Year Fixed £1995 Fee ACC1.29%FixedSep-20195.34%4.8%APRC30-Sep-2019 £199580%
Product Code: 001NZP
Product Name: Intermediary 2 Year Fixed £1995 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Sep-2019
Initial Rate Period Months: 27
Standard Variable Rate: 5.34
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 30-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 632.02
Monthly Payment After Initial Period: 946.82
Fees Total: 2085.00
True Cost: 0.00
True Cost Over Initial Period: 17154.54
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.50
Lender Product Reference: 46040
Detail
Platform Intermediary 2 Year Fixed £1499 Fee CTS1.29%FixedAug-20194.49%4.1%APRC31-Aug-2019 £149980%
Product Code: 1F5
Product Name: Intermediary 2 Year Fixed £1499 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Aug-2019
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 31-Aug-2019
Early Repayment Charge Period Sort Field: 1435
Initial Monthly Payment: 630.08
Monthly Payment After Initial Period: 873.04
Fees Total: 1659.00
True Cost: 0.00
True Cost Over Initial Period: 16292.08
Cashback: 250.00
Valuation Fee: 0.00
Arrangement Fee: 1499.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 0.00
Lender Product Reference: M1097
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £160000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.