Offset Mortgages - Offset mortgages allow the borrower to reduce their interest rate payments by offsetting a credit balance against the mortgage debt. Offset mortgages are usually available for a finite period, usually between two and ten years. However, some lenders may offer one year offset mortgages, and others may offer up to twenty five year offset mortgages. Offset mortgages allow for some flexibility and may be suitable for borrowers with savings.
At Capital Fortune, our experts are in contact with a range of lenders who offer offset mortgages. Our market knowledge allows us to know which offset mortgages are most suited for our clients. We offer or clients a holistic view of the products available on the market, going through the range of offset mortgages, and looking beyond the headline rates into the fine print of the lenders’ offset mortgages. We can save our clients much of the hassle of applying for offset mortgages, and ensure that they can get the most cost effective deal, whilst increasing the likelihood of a successful application.
Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.
The table below shows the current best offset mortgages available.