3 Year Tracker Mortgages

3 Year Tracker Mortgages

3 Year Tracker Mortgages - 3 year tracker mortgages are mortgages that follow the bank of England’s base rate for a 3 year fixed period.  3 year tracker mortgages can be advantageous if the Bank of England Base Rate is low, but once rates start to rise during the 3 year period, homeowners will have larger monthly mortgage payments. The main disadvantage of 3 year tracker mortgages is that whenever market conditions change, mortgage payments may also fluctuate, leaving borrowers little room to plan for other finances. Individuals carefully need to assess their financial situation before committing to a 3 year tracker mortgage product to ensure it is suitable for them. Our specialist can assist and offer all clients’ impartial advice based on the individual circumstances.

Our advisers at Capital Fortune are aware of the risks involved in obtaining 3 year tracker mortgages. As such, our brokers can offer you advice and assistance to ensure you obtain a suitable and affordable package. Our expert advisers will assess a range of 3 year tracker mortgages and consider any likely changes in the Bank of England Base Rate before securing your tracker mortgage deal. Our personalised service is tailored to your individual circumstances to ensure the 3 year tracker mortgages package we arrange is the right option for you. In guiding you through the process and securing the overall most cost effective 3 year tracker mortgages deal available, we hope to save you time, money and hassle.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

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Residential - Purchase - 3 Year Tracker Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BNW1.09%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 119
Product Name: 2 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 461.03
Monthly Payment After Initial Period: 608.37
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11029.72
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 118939
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.09%Tracker2 years 3.74%3.5%APRC £99960%
Product Code: KL1
Product Name: 2 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 461.03
Monthly Payment After Initial Period: 608.37
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11029.72
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 119322
Detail
Accord Intermediary 2 Year Tracker £995 Fee ACC1.19%TrackerSep-20195.34%4.7%APRC £99565%
Product Code: 001E12
Product Name: Intermediary 2 Year Tracker £995 Fee
Product Availability: Intermediaries Only
Lender Code: ACC
Lender Name: Accord
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: Sep-2019
Initial Rate Period Months: 26
Standard Variable Rate: 5.34
Apr Lenders: 4.7
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.48
Monthly Payment After Initial Period: 707.39
Fees Total: 1085.00
True Cost: 0.00
True Cost Over Initial Period: 12218.48
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 90.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 3000000.00
Legal Fee: 117.50
Lender Product Reference: 46022
Detail
Nationwide BS 2 Year Tracker £999 Fee BNW1.19%Tracker2 years 3.74%3.3%APRC £99960%
Product Code: 455
Product Name: 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 608.92
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11262.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 118929
Detail
Nationwide BS FTB 2 Year Tracker £999 Fee BNW1.19%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 624
Product Name: FTB 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 608.92
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 10762.68
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 118919
Detail
Barclays Bank 2 Year Tracker £999 Fee Purchase BWO1.23%Tracker2 years 3.74%3.4%APRC2 years £99960%
Product Code: HZQ
Product Name: 2 Year Tracker £999 Fee Purchase
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.23
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1434
Initial Monthly Payment: 468.72
Monthly Payment After Initial Period: 609.04
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 11364.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 126.00
Lender Product Reference: AA15
Detail
Virgin Money 2 Year Tracker £995 Fee Purchase BNR1.25%TrackerNov-20194.54%4.1%APRC01-Nov-2019 £99570%
Product Code: 001GRO
Product Name: 2 Year Tracker £995 Fee Purchase
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.25
Mortgage Class: Tracker
Initial Rate Period: Nov-2019
Initial Rate Period Months: 27
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 01-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 469.82
Monthly Payment After Initial Period: 656.24
Fees Total: 1263.00
True Cost: 0.00
True Cost Over Initial Period: 12953.14
Cashback: 0.00
Valuation Fee: 188.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 70
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 8TVY
Detail
Halifax Intermediary 2 Year Tracker £999 Fee Purchase BHX1.33%TrackerSep-20193.74%3.5%APRC30-Sep-2019 £99960%
Product Code: 00234X
Product Name: Intermediary 2 Year Tracker £999 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.33
Mortgage Class: Tracker
Initial Rate Period: Sep-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 30-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 474.31
Monthly Payment After Initial Period: 608.60
Fees Total: 1354.00
True Cost: 0.00
True Cost Over Initial Period: 12187.06
Cashback: 500.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAQ481
Detail
Halifax Intermediary FTB 2 Year Tracker £999 Fee BHX1.34%TrackerSep-20193.74%3.5%APRC30-Sep-2019 £99960%
Product Code: 00234U
Product Name: Intermediary FTB 2 Year Tracker £999 Fee
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.34
Mortgage Class: Tracker
Initial Rate Period: Sep-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 30-Sep-2019
Early Repayment Charge Period Sort Field: 1436
Initial Monthly Payment: 474.88
Monthly Payment After Initial Period: 608.66
Fees Total: 1354.00
True Cost: 0.00
True Cost Over Initial Period: 12201.88
Cashback: 500.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAQ485
Detail
Virgin Money 2 Year Tracker £995 Fee Purchase Freedom To Fix BNR1.4%TrackerNov-20194.54%4.1%APRC01-Nov-2019 £99570%
Product Code: 001GRH
Product Name: 2 Year Tracker £995 Fee Purchase Freedom To Fix
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.4
Mortgage Class: Tracker
Initial Rate Period: Nov-2019
Initial Rate Period Months: 27
Standard Variable Rate: 4.54
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 01-Nov-2019
Early Repayment Charge Period Sort Field: 1438
Initial Monthly Payment: 478.24
Monthly Payment After Initial Period: 657.23
Fees Total: 1263.00
True Cost: 0.00
True Cost Over Initial Period: 13180.48
Cashback: 0.00
Valuation Fee: 188.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 70
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 8TWL
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Tracker Offset: No Product Term Period From: 30 Months; Product Term Period To: 42 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.