Discount Rate Remortgages

Discount Rate Remortgages

Discount Rate Remortgages - Discount rate remortgages offer a discount on standard variable rate remortgages for a defined period of time; usually between two and ten years. Lenders offering discount rate remortgages generally penalise borrowers who overpay or try to pay off their mortgage during the discount period.  A discount rate remortgage is still as volatile as the standard variable rate and borrowers should keep this in mind. A lender's standard variable rate is set at its own discretion based on market conditions and competitive pricing. Once the discount period has ended, the remortgage moves to a standard variable rate.

At Capital Fortune, we are a comprehensive panel of lenders broker offering a holistic view of the market. We are in contact with a range of lenders across the market and use this contact base to access deals which may not otherwise be available to our clients. As discount rate remortgages have a range of terms and conditions, we use our market knowledge to aid our clients find the most suitable and cost effective discount rate remortgages.  Our advisers offer a professional, impartial and personalised service, and tailor discount rate remortgages to the specific needs of our clients. 

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. 

How to get in touch

Feefo logo

Residential - Discount Variable Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Skipton BS 2 Year Discount £495 Fee SBS1.24%Discount2 years 4.74%4%APRC2 years £49560%
Product Code: JFB
Product Name: 2 Year Discount £495 Fee
Lender Code: SBS
Lender Name: Skipton BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1432
Initial Monthly Payment: 467.35
Monthly Payment After Initial Period: 668.18
Fees Total: 561.00
True Cost: 0.00
True Cost Over Initial Period: 11276.40
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 6
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 60.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: MD078
Detail
Vernon BS 2 Year Discount £999 Fee VBS1.25%Discount2 years 4.7%4.1%APRC2 years £99960%
Product Code: 001G6Y
Product Name: 2 Year Discount £999 Fee
Lender Code: VBS
Lender Name: Vernon BS
Initial Pay Rate: 1.25
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.7
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1430
Initial Monthly Payment: 465.96
Monthly Payment After Initial Period: 662.95
Fees Total: 1374.00
True Cost: 0.00
True Cost Over Initial Period: 12557.04
Cashback: 0.00
Valuation Fee: 230.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 15
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 100.00
Deeds Release Fee: 30.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 250.00
Lender Product Reference: DS88
Detail
Beverley BS 2 Year Discount £1895 Fee BBV1.28%Discount2 years 4.75%4.2%APRC2 years £189565%
Product Code: S83
Product Name: 2 Year Discount £1895 Fee
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1432
Initial Monthly Payment: 475.00
Monthly Payment After Initial Period: 676.79
Fees Total: 2365.00
True Cost: 0.00
True Cost Over Initial Period: 11870.00
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 1895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Leek United BS 2 Year Discount No Fee LEE1.35%Discount2 years 5.19%4.6%APRC £19975%
Product Code: 001MJZ
Product Name: 2 Year Discount No Fee
Lender Code: LEE
Lender Name: Leek United BS
Initial Pay Rate: 1.35
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.19
Apr Lenders: 4.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 471.59
Monthly Payment After Initial Period: 694.84
Fees Total: 489.00
True Cost: 0.00
True Cost Over Initial Period: 11602.16
Cashback: 185.00
Valuation Fee: 185.00
Arrangement Fee: 0.00
Booking Fee: 199.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 600000.00
Legal Fee: 117.50
Lender Product Reference: 1023
Detail
Monmouthshire BS 2 Year Discount £995 Fee Purchase BMO1.35%Discount2 years 4.74%4.3%APRC2 years £114580%
Product Code: K22
Product Name: 2 Year Discount £995 Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.35
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1432
Initial Monthly Payment: 475.42
Monthly Payment After Initial Period: 671.58
Fees Total: 1535.00
True Cost: 0.00
True Cost Over Initial Period: 11950.08
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 995.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: D217
Detail
Tipton & Coseley BS Intermediary Premier Semi Exclusive 2 Year Discount £999 Fee Purchase TIP1.38%DiscountMay-20194.74%4.3%APRC31-May-2019 £99980%
Product Code: Y02
Product Name: Intermediary Premier Semi Exclusive 2 Year Discount £999 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: TIP
Lender Name: Tipton & Coseley BS
Initial Pay Rate: 1.38
Mortgage Class: Discount
Initial Rate Period: May-2019
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 31-May-2019
Early Repayment Charge Period Sort Field: 1432
Initial Monthly Payment: 477.13
Monthly Payment After Initial Period: 671.78
Fees Total: 1374.00
True Cost: 0.00
True Cost Over Initial Period: 11826.12
Cashback: 0.00
Valuation Fee: 250.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 35.00
Product Match Status: Available
MaxLoan Available: 250000.00
Legal Fee: 150.00
Lender Product Reference: DE078
Detail
Marsden BS Intermediary 2 Year Discount 0.5% Fee BMS1.39%DiscountJun-20195.7%5.1%APRC30-Jun-2019 £89980%
Product Code: 001HMR
Product Name: Intermediary 2 Year Discount 0.5% Fee
Lender Code: BMS
Lender Name: Marsden BS
Initial Pay Rate: 1.39
Mortgage Class: Discount
Initial Rate Period: Jun-2019
Initial Rate Period Months: 25
Standard Variable Rate: 5.7
Apr Lenders: 5.1
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 476.12
Monthly Payment After Initial Period: 730.91
Fees Total: 1074.00
True Cost: 0.00
True Cost Over Initial Period: 12377.00
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 600.00
Booking Fee: 299.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.50
Lender Product Reference: DS640
Detail
Marsden BS ATOM Intermediary 2 Year Discount 0.5% Fee BMS1.39%DiscountJun-20195.7%5.1%APRC30-Jun-2019 £89980%
Product Code: 001HMS
Product Name: ATOM Intermediary 2 Year Discount 0.5% Fee
Lender Code: BMS
Lender Name: Marsden BS
Initial Pay Rate: 1.39
Mortgage Class: Discount
Initial Rate Period: Jun-2019
Initial Rate Period Months: 25
Standard Variable Rate: 5.7
Apr Lenders: 5.1
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 476.12
Monthly Payment After Initial Period: 730.91
Fees Total: 1373.00
True Cost: 0.00
True Cost Over Initial Period: 12377.00
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 600.00
Booking Fee: 299.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.50
Lender Product Reference: DS640
Detail
Monmouthshire BS 2 Year Discount No Fee Purchase BMO1.47%Discount2 years 4.74%4.2%APRC2 years £15065%
Product Code: KXM
Product Name: 2 Year Discount No Fee Purchase
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.47
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1432
Initial Monthly Payment: 478.23
Monthly Payment After Initial Period: 666.77
Fees Total: 540.00
True Cost: 0.00
True Cost Over Initial Period: 12017.52
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 0.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 250.00
Lender Product Reference: D216
Detail
Marsden BS Intermediary 3 Year Discount 0.5% Fee BMS1.49%DiscountJun-20205.7%5.1%APRC30-Jun-2020 £89985%
Product Code: 001HMV
Product Name: Intermediary 3 Year Discount 0.5% Fee
Lender Code: BMS
Lender Name: Marsden BS
Initial Pay Rate: 1.49
Mortgage Class: Discount
Initial Rate Period: Jun-2020
Initial Rate Period Months: 37
Standard Variable Rate: 5.7
Apr Lenders: 5.1
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 481.76
Monthly Payment After Initial Period: 720.32
Fees Total: 1074.00
True Cost: 0.00
True Cost Over Initial Period: 18299.12
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 600.00
Booking Fee: 299.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 85
Product Type: Residential
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 117.50
Lender Product Reference: DS643
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Discount Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.