2 Year Fixed Rate Remortgages

2 Year Fixed Rate Remortgages

2 Year Fixed Rate Remortgages - 2 year fixed rate remortgages offer individuals the peace of mind of having a fixed mortgage rate for the first two years of their new remortgage. This allows borrowers seeking to save money on their mortgage to see exactly how much they will spend within the first two years of their remortgage. The advantage of having a fixed rate is that it protects against the volatility of Bank of England base rate. This is especially advantageous if the base rate increases.  However, if wider interest rates fall, then the borrower may be at a slight disadvantage. Since variable rates are determined by the lenders based on market conditions and competitive pricing, many borrowers may prefer the certainty of fixed rate mortgages rather than be reliant upon fluctuating interest rates.

Here at Capital Fortune, we offer a personalised service for our clients seeking 2 year fixed rate remortgages. As a comprehensive panel of lenders fixed rate mortgage broker, we are in contact with a range of lenders of 2 tear fixed rate remortgages from across the market. This allows us to locate and secure 2 year fixed rate remortgages for our clients which may not be available otherwise. We analyse the available remortgage packages and help our clients choose the most cost effective and appropriate 2 year fixed rate remortgages. Our role is to obtain the optimum financial result for you.  

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Residential - Remortgage - 2 Year Fixed Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Platform RETENTION Intermediary 2 Year Fixed £1249 Fee Product Switch CTS1.34%FixedJun-20204.74%4.3%APRC30-Jun-2020 £124960%
Product Code: 0023FJ
Product Name: RETENTION Intermediary 2 Year Fixed £1249 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.34
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 475.86
Monthly Payment After Initial Period: 671.46
Fees Total: 1409.00
True Cost: 0.00
True Cost Over Initial Period: 12532.36
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1249.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1335
Detail
Monmouthshire BS 2 Year Fixed £999 Fee Remortgage Incentives BMO1.34%Fixed2 years 4.99%4.3%APRC2 years £99965%
Product Code: 002P9R
Product Name: 2 Year Fixed £999 Fee Remortgage Incentives
Lender Code: BMO
Lender Name: Monmouthshire BS
Initial Pay Rate: 1.34
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.99
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 474.88
Monthly Payment After Initial Period: 687.52
Fees Total: 1124.00
True Cost: 0.00
True Cost Over Initial Period: 11522.12
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 75.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 700000.00
Legal Fee: 0.00
Lender Product Reference: F473
Detail
Platform RETENTION Intermediary 2 Year Fixed £749 Fee Product Switch CTS1.44%FixedJun-20204.74%4.2%APRC30-Jun-2020 £74960%
Product Code: 0023FA
Product Name: RETENTION Intermediary 2 Year Fixed £749 Fee Product Switch
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.74
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 479.52
Monthly Payment After Initial Period: 669.34
Fees Total: 909.00
True Cost: 0.00
True Cost Over Initial Period: 12627.52
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 749.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1336
Detail
Leeds BS 2 Year Fixed £999 Fee BLH1.44%FixedJun-20205.69%4.9%APRC30-Jun-2020 £99960%
Product Code: 002XKY
Product Name: 2 Year Fixed £999 Fee
Lender Code: BLH
Lender Name: Leeds BS
Initial Pay Rate: 1.44
Mortgage Class: Fixed
Initial Rate Period: Jun-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5.69
Apr Lenders: 4.9
Early Repayment Charge Applies Until: 30-Jun-2020
Early Repayment Charge Period Sort Field: 1445
Initial Monthly Payment: 476.69
Monthly Payment After Initial Period: 719.24
Fees Total: 1233.00
True Cost: 0.00
True Cost Over Initial Period: 13591.94
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 199.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 120.00
Lender Product Reference: 20114
Detail
Principality BS 2 Year Fixed £895 Fee BPR1.45%FixedMay-20204.9%4.4%APRC31-May-2020 £89565%
Product Code: 002ZHG
Product Name: 2 Year Fixed £895 Fee
Lender Code: BPR
Lender Name: Principality BS
Initial Pay Rate: 1.45
Mortgage Class: Fixed
Initial Rate Period: May-2020
Initial Rate Period Months: 25
Standard Variable Rate: 4.9
Apr Lenders: 4.4
Early Repayment Charge Applies Until: 31-May-2020
Early Repayment Charge Period Sort Field: 1444
Initial Monthly Payment: 480.75
Monthly Payment After Initial Period: 681.20
Fees Total: 1391.00
True Cost: 0.00
True Cost Over Initial Period: 12493.75
Cashback: 0.00
Valuation Fee: 330.00
Arrangement Fee: 895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 21
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 150.00
Lender Product Reference: 11708
Detail
Barclays Bank 2 Year Fixed £999 Fee Remortgage BWO1.46%FixedJul-20203.99%3.6%APRC31-Jul-2020 £99975%
Product Code: 000EAP
Product Name: 2 Year Fixed £999 Fee Remortgage
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.46
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 481.65
Monthly Payment After Initial Period: 623.91
Fees Total: 1114.00
True Cost: 0.00
True Cost Over Initial Period: 13119.55
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: BQ28/BQ29
Detail
Barclays Bank RETENTION 2 Year Fixed £899 Fee EMC Reward BWO1.46%FixedJul-20203.99%3.6%APRC31-Jul-2020 £89960%
Product Code: A80
Product Name: RETENTION 2 Year Fixed £899 Fee EMC Reward
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.46
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 27
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 31-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 481.25
Monthly Payment After Initial Period: 623.39
Fees Total: 1014.00
True Cost: 0.00
True Cost Over Initial Period: 13108.75
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 899.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: BR66
Detail
Virgin Money 2 Year Fixed £995 Fee Remortgage BNR1.48%FixedJul-20204.79%4.3%APRC01-Jul-2020 £99565%
Product Code: 003RSU
Product Name: 2 Year Fixed £995 Fee Remortgage
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.48
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.79
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 01-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 482.77
Monthly Payment After Initial Period: 674.12
Fees Total: 1075.00
True Cost: 0.00
True Cost Over Initial Period: 12632.02
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: 9RKF
Detail
Virgin Money RETENTION 2 Year Fixed £995 Fee Product Transfer BNR1.48%FixedJul-20204.79%4.3%APRC01-Jul-2020 £99565%
Product Code: 003S0Q
Product Name: RETENTION 2 Year Fixed £995 Fee Product Transfer
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.48
Mortgage Class: Fixed
Initial Rate Period: Jul-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.79
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 01-Jul-2020
Early Repayment Charge Period Sort Field: 1446
Initial Monthly Payment: 482.77
Monthly Payment After Initial Period: 674.12
Fees Total: 1045.00
True Cost: 0.00
True Cost Over Initial Period: 12602.02
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 0.00
Lender Product Reference: 9RKF
Detail
Nationwide BS 2 Year Fixed £999 Fee Remortgage Free Legals BNW1.49%Fixed2 years 3.99%3.6%APRC2 years £99960%
Product Code: 002XZA
Product Name: 2 Year Fixed £999 Fee Remortgage Free Legals
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1417
Initial Monthly Payment: 483.43
Monthly Payment After Initial Period: 625.74
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11667.32
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: 124486
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Fixed Offset: No Product Term Period From: 18 Months; Product Term Period To: 30 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.