Overseas Income Mortgages

Overseas Income Mortgages

Overseas Income Mortgages - overseas income mortgages are mortgages for individuals earning an overseas income. For individuals with overseas income, mortgages since the credit crunch have been increasingly difficult to obtain. Many banks and building societies throughout the UK have been reluctant to lend to individuals with an overseas income and will increasingly only accept certain currencies for application. For overseas income mortgage applicants, specialist mortgage advice and assistance may be required. This is where Capital Fortune can assist.

Overseas income mortgages can be found using our help. Capital Fortune in recent years have established excellent relationships with a number of providers offering overseas income mortgages and their senior underwriters. Utilising these links and contacts, we can increase your chances of a successful application often obtaining packages not available to individuals on the High Street.

All clients will be guided and assisted throughout their application from their initial enquiry until the completion of their application and beyond. Capital Fortune are experts in finding overseas income mortgages for our clients at the right rate with the right lender and importantly at the right time.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

CodeIntial
Rate		Mortgage
Type		For /
Until		Subsequent
Rate		APRCEarly
Repayment
Charge		Fixed Lender
Fees		% Lender
Fees		Notes

001

 1.99%

Fixed

 30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995

None

Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.

002 **SEMI EXCLUSIVE**

 

 3.19% Discount

31/12/2019

 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base

003

 

 1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.

004

**SEMI EXCLUSIVE**

 2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered

005

 1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application

006

**SEMI EXCLUSIVE**

  2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 
007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)