UK Ancestry Visa Mortgage

UK Ancestry Visa Mortgage

UK Ancestry Visa Mortgage - UK ancestry visa mortgage refers to individuals on a UK ancestry visa seeking a mortgage to purchase a property within the UK. It has become increasingly difficult for the UK ancestry visa holder as an individual to gain a cost effective mortgage rate. Recent economic troubles has seen risk averse banks and high street lenders reluctant to lend to UK ancestry visa holders. In addition, even when high street lenders do lend to individual UK ancestry visa mortgage seekers, this can often be at a higher rate than of interest.

This has seen an increasing need for UK ancestry visa mortgage applicants requiring the help of a mortgage broker to deal with their application. We offer a bespoke and holistic service using our comprehensive panel mortgage base to our clients. Our expert team of UK ancestry visa mortgage advisers have built up outstanding relationships with many providers and senior underwriting staff at many UK ancestry visa mortgage lenders. This not just increases the chances of a successful application for our clients, but also will often see our customers gain the optimum financial result for their UK ancestry visa mortgage.

Our team can help our clients find the right lender at the right time, and importantly at the right rate. Appreciative of the time constraints and worries of which our UK ancestry visa mortgage customers may have, we will guide and help you throughout your mortgage application. As well as quickly advising whether a private UK ancestry visa mortgage lender, UK or international provider will be best suited to your individual needs and circumstances, our team will also ensure all the critical paperwork is completed for your successful transaction. This will be completed within your required timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our UK ancestry visa mortgage advisory team today. We are waiting to take your call.

How to get in touch

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Selected UK Mortgages for Foreign Nationals

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 04/04/2016.

CodeInitial
Rate
Mortgage
Type
For /
Until
Subsequent
Rate
APRCEarly
Repayment
Charge
Fixed Lender
Fees
% Lender
Fees
Notes
001 1.24% Tracker 30/06/2018 3.99% 3.72%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.

002 1.44% Tracker 30/06/2018 4.00% 3.72% 1% of loan to be paid until 30/06/2017, Then 0.5% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 60% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

003 3.29% Fixed 30/06/2018 3.99% 4.03%

3% of original loan to be paid until 30/06/2017, Then 2% of original loan to be paid until 30/06/2018.

£999 None

Max 90% LTV Residential

Tier 1, 2, Ancestry and Spousal Visa. No minimum time in UK or left on visa subject to credit score.
004 2.50% Fixed

30/06/2018

4.00% 3.86% 2% of loan to be paid until 30/06/2017, Then 1% of loan to be paid until 30/06/2018, 10% capital repayments allowed per year without penalty. £995 None

Max 90% Residential

Tier 1 visa only. Min time left on visa 6 months. Min time in UK 6 months.

Alternatively, any visa jointly applying with a British National.

005 2.59%

Buy to Let Fixed

30/05/2018 5.35% 5.23%

 

3% of loan to be paid until 31/05/2017, Then 2% of loan to be paid until 31/05/2018, 10% capital repayments allowed per year without penalty.

 

£1999 None

Buy to Let max 60%

Tier 1 visa required