Family Deposit Mortgages

Family Deposit Mortgages

Family Deposit Mortgages - Family deposit mortgages are sought by purchasers who require assistance from a family member when purchasing a new property. With rising house prices, affording a mortgage and climbing onto the property ladder can be difficult particularly for first time buyers. The credit crunch and weak employment market has also made it increasingly difficult for some graduates and school leavers to save sufficient funds towards a deposit. As such, there are some lenders willing to assist such individuals and first time buyers to purchase a property provided a close family member can provide a non refundable deposit otherwise known as a gifted deposit.

Obtaining family deposit mortgages can be slightly more complex than standard mortgages, as your solicitor and mortgage lender will need to be fully appraised of the source of the deposit. The terms, conditions, and availability of family deposit mortgages can change over time and vary between products and lenders. Specialist advice may be required when seeking family deposit mortgages and our impartial advisers at Capital Fortune can assist you.

Capital Fortune specialises in obtaining the most suitable and affordable family deposit mortgages for our clients. We work closely with lenders, solicitors, clients and family members involved to ensure a smooth, clear and transparent transaction. Our advisers thoroughly assess your financial situation to ascertain your exact needs and requirements. Based on this, we will recommend a family deposit mortgages deal that is suitable and affordable for you.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

How to get in touch

Feefo logo

Mortgage Quick Search


Please complete all questions:

How much is the property worth? (£)
How much do you want to borrow? (£)
Over how many years?
How would you like to pay?
How will the property be used?
What type of mortgage would you like?
Please choose a type of product or select All