Compare Barrister Mortgages | Best Mortgage Deals for Barristers

Barrister Mortgages

Barrister Mortgages - Mortgages for Barristers are mortgages for barristers. Barrister mortgages are available to Barristers who are registered with the Bar Council and practising in the UK. Mortgages for Barristers is a specialist area at Capital Fortune.

We understand the legal market. We particularly understand the remuneration structure of Barristers in private practice. Barristers requiring mortgages need to satisfy the mortgage lender that the loan is affordable, however, often Barristers need to rely upon their gross earnings receipts which can be significantly higher than net income.

The costs for chambers, travel, legal subscriptions and subsistence often reduce the net figure down to around 30- 40%. As a result, standard mortgage income multipliers applied to the net income of Barristers can be unfair, as they do not reflect a barrister’s true earnings capacity.

This coupled with the Barrister’s Aged Debt simply does not reflect either the earnings capacity or net asset worth of a trading Barrister. Mortgages for Barristers need to reflect the unique remuneration package received by barristers. Often a degree of diplomacy and negotiation is required when dealing with a Barristers internet mortgage application to a mortgage lender.

At Capital Fortune, we appreciate that ongoing trading costs are not immediate and Chambers rent is often paid on the previous quarter’s earnings not the current quarter. Other costs are incurred throughout the year and as a result, Barristers through their distinct method of trading have almost a rolling credit facility being operated which can justify a home mortgage lender to assess affordability on a gross earnings basis as opposed to a net income multiplier.

Capital Fortune deal with a significant number of Barrister’s including  Q. C’s and High Court Judges many of whom are happy to provide testimonials to our service. We have made mortgages for barristers is a specialist area within the Company and as a Barrister obtaining a mortgage you will receive our premier service.

We understand the pressures of the profession and understand that when arranging a mortgage deal our Barrister clients want to be sure in the knowledge that their home mortgages UK – wide will not only save them money, but also save them time and inconvenience.

All Barristers as part of or our Capital Fortune premier service can be dealt with over the telephone or visited at Chambers after Court. We will strive to take the difficulty and time element out of the mortgage application. We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

We will obtain the most suitable and affordable mortgage product using a home mortgage lender from our online mortgage service list of providers. We can also obtain our best value mortgages specifically only offered to Barristers, which are not available on the High Street or through banks.

Once the mortgage has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on our Barrister mortgage premier service, call us today on 020 77 100 400 or Enquiry Online.

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Halifax Intermediary Exclusive FTB 2 Year Fixed £999 Fee BHX1.09%FixedJun-20193.74%3.4%APRC30-Jun-2019 £99960%
Product Code: 001EIZ
Product Name: Intermediary Exclusive FTB 2 Year Fixed £999 Fee
Product Availability: Exclusive Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.09
Mortgage Class: Fixed
Initial Rate Period: Jun-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 460.96
Monthly Payment After Initial Period: 607.17
Fees Total: 1354.00
True Cost: 0.00
True Cost Over Initial Period: 12339.96
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAP514
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BNW1.09%Tracker2 years 3.74%3.4%APRC £99960%
Product Code: 119
Product Name: 2 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 461.03
Monthly Payment After Initial Period: 608.37
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11029.72
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 116897
Detail
Nationwide BS 2 Year Fixed £999 Fee Existing Borrowers BNW1.09%Fixed2 years 3.74%3.4%APRC2 years £99960%
Product Code: 318
Product Name: 2 Year Fixed £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.09
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 461.03
Monthly Payment After Initial Period: 608.37
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11029.72
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 116721
Detail
Nationwide BS 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.09%Tracker2 years 3.74%3.5%APRC £99960%
Product Code: KL1
Product Name: 2 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.09
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 461.03
Monthly Payment After Initial Period: 608.37
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11029.72
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 117322
Detail
Nationwide BS 2 Year Fixed £999 Fee Existing Borrowers BiR BNW1.09%Fixed2 years 3.74%3.5%APRC2 years £99960%
Product Code: KMI
Product Name: 2 Year Fixed £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.09
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 461.03
Monthly Payment After Initial Period: 608.37
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11029.72
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 117310
Detail
Halifax Intermediary FTB 2 Year Fixed £999 Fee BHX1.14%FixedJun-20193.74%3.4%APRC30-Jun-2019 £99960%
Product Code: 001EDZ
Product Name: Intermediary FTB 2 Year Fixed £999 Fee
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.14
Mortgage Class: Fixed
Initial Rate Period: Jun-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 463.72
Monthly Payment After Initial Period: 607.47
Fees Total: 1354.00
True Cost: 0.00
True Cost Over Initial Period: 12411.72
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAP387
Detail
Halifax Intermediary Exclusive FTB 2 Year Fixed £999 Fee BHX1.14%FixedJun-20193.74%3.4%APRC30-Jun-2019 £99975%
Product Code: 001EIU
Product Name: Intermediary Exclusive FTB 2 Year Fixed £999 Fee
Product Availability: Exclusive Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.14
Mortgage Class: Fixed
Initial Rate Period: Jun-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 463.72
Monthly Payment After Initial Period: 607.47
Fees Total: 1354.00
True Cost: 0.00
True Cost Over Initial Period: 12411.72
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAP516
Detail
Halifax Intermediary Exclusive 2 Year Fixed £999 Fee Purchase BHX1.14%FixedJun-20193.74%3.4%APRC30-Jun-2019 £99960%
Product Code: 001EJ2
Product Name: Intermediary Exclusive 2 Year Fixed £999 Fee Purchase
Product Availability: Exclusive Intermediaries Only
Lender Code: BHX
Lender Name: Halifax
Initial Pay Rate: 1.14
Mortgage Class: Fixed
Initial Rate Period: Jun-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 463.72
Monthly Payment After Initial Period: 607.47
Fees Total: 1354.00
True Cost: 0.00
True Cost Over Initial Period: 12411.72
Cashback: 0.00
Valuation Fee: 355.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 161.27
Lender Product Reference: FAP508
Detail
TSB Intermediary 2 Year Tracker £995 Fee Purchase TSB1.19%TrackerJun-20193.74%3.4%APRC30-Jun-2019 £99560%
Product Code: 00070B
Product Name: Intermediary 2 Year Tracker £995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: Jun-2019
Initial Rate Period Months: 26
Standard Variable Rate: 3.74
Apr Lenders: 3.4
Early Repayment Charge Applies Until: 30-Jun-2019
Early Repayment Charge Period Sort Field: 1433
Initial Monthly Payment: 466.61
Monthly Payment After Initial Period: 607.93
Fees Total: 1380.00
True Cost: 0.00
True Cost Over Initial Period: 12481.86
Cashback: 0.00
Valuation Fee: 350.00
Arrangement Fee: 995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: INC412
Detail
Nationwide BS 2 Year Tracker £999 Fee BNW1.19%Tracker2 years 3.74%3.3%APRC £99960%
Product Code: 455
Product Name: 2 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.19
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.74
Apr Lenders: 3.3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 466.57
Monthly Payment After Initial Period: 608.92
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 11262.68
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 116886 / 116933
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.