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Non Sterling Income Mortgages
Up to 98% LTV
Non Sterling Income
Base Salary, Bonus, Pension
Residential, Buy to Let & Holiday Let
Dollar, Euro & Other Currencies Considered
Step 1
Enquire Online
Step 2
Speak to an Advisor
STEP 3
We'll arrange the mortgage
Step 1
Enquire Online
Step 2
Speak to an Advisor
STEP 3
We'll arrange the mortgage
I’ve now organized two buy to let purchases through Capital Fortune and can totally recommend their services. Anthony Yee, Sydney, Australia
We offer a bespoke and holistic service to all clients seeking mortgages who may be paid in part, or in full, in a currency other than sterling. The new Mortgage Credit Directive (MCD) issued by the EU has resulted in a number of lenders being unwilling to consider income earned in any other currency than sterling. There remains a number of competitive options available, however. Typically, we deal with clients who are either based in the UK or overseas and receive an element of their income in a non sterling currency such as, but not restricted to, US Dollars or Euros. They often tell us they are finding it difficult to obtain a suitable mortgage and they are frustrated that the lenders they have approach will not consider their non sterling income. Our team can source mortgages for clients who receive non sterling income, or who have savings and investments overseas and wish to use these as a repayment vehicle for an interest only mortgage.
A professional and smooth process…from start to finish.
Mrs P Ustunkal, Turkey
Despite the challenges imposed by new regulation, a number of lenders have remained in the non sterling income market and mortgages can be potentially sourced whether you are employed, self employed or even retired and receive a non sterling income.
As you would expect with an award winning company, all our finance is arranged through fully authorised, regulated mortgage lenders, whom can offer Capital Fortune, exclusive products and rates. Some are specifically designed for non sterling income earners.
Using our comprehensive panel database, we will quickly advise you whether a private, mainstream UK bank or building society or international bank is best suited to your meet your individual needs and requirements.
I’d like to introduce you to my friend Anna, given you’ve been so helpful with my mortgage.
Lesley, Dubai
We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively.
We are now on our second mortgage with Capital Fortune and recommend them to friends and family.
EHB, London
As a comprehensive panel of lenders broker in this area, we know our lenders and lending criteria. Importantly, we appreciate the ambiguities and difficulties in this area of UK lending and work to provide an appropriate solution. We regularly assist clients with mainstream and complex finance and we are UK specialists in buy to let mortgages.
We have been voted the Overall Adviser of the Year for the largest UK mortgage and protection network, two years in a row and have recently won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best UK Mortgage Adviser at the prestigious Money Marketing Financial Services Awards and British Mortgage Awards respectively.
There are three stages to our award winning process:
1
Indicative Rate
Typically clients using the service, tell us they want to discuss their current situation and take us through any difficulties they may have. We can quickly give an indication as to the feasibility of what they are looking to do, undertake detailed research on the potential rates, confirm we can safely assist and importantly, express how we operate.
2
Approval in Principle
This stage involves completing a 45 minute Mortgage Fact Find questionnaire over the phone to fully assess needs and requirements. Once complete, we undertake research across a comprehensive panel of lenders to recommend the right mortgage. A detailed illustration is provided which we will take you through. If you are happy with the illustration we will then request documents from you to support the application. On receipt of the documents we will obtain formal approval in principle from the lender.
3
Mortgage Application
We will apply for the mortgage on your behalf, submit the necessary documentation and liaise with the lender to obtain your mortgage offer.
We still appreciate however, we are not right for everyone and typically we best assist clients
With non-standard/non-traditional requirements;
That are time pressed and need the most competitive and quick results; or
That just need an independent guiding hand through the minefield of products to obtain them the most competitive deal and to assist them through all the complexities within the mortgage process.
We pride ourselves on delivering advice which is accurate, tailored to your situation and fully compliant with Financial Conduct Authority (FCA) guidelines and best practice.
For help and assistance, call us today on 0207 710 0400 to speak to one of our Mortgage Advisers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Rates are updated daily and can be withdrawn at anytime without notice by lenders.”
Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Commercial Mortgages and some forms Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Secured a mortgage that multiple brokers couldn’t
By: Gary Embleton
From the first point of contact, I received nothing but the highest level of service. From being kno....
For service - Mortgage to assist with: REASON_HOUSE_MOVE
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