Expat Buy to Let

Expat Buy To Let Mortgages


Expat Buy To Let Mortgages - Expat buy to let mortgages is finance for UK nationals looking to purchase a property within the UK to rent out. Expat buy to let seekers can often find obtaining a mortgage to suit their requirements challenging in the aftermath of the credit crunch, with many banks still apprehensive about lending. This is where our specialist expat buy to let team can help.

We offer a holistic service to clients, working around their bespoke needs to find a mortgage that best suits their needs. We operate a comprehensive panel of lenders approach, allowing us to build up strong relationships with many leading providers. This puts us in a position to find you rates not necessarily available on the high street, as well as putting you in the optimum position to save money on your expat buy to let mortgage. We also guarantee to complete all forms within your time constraints as well as being on hand to supply advice to achieve the best deal for you.

We understand the many important reasons a client has for purchasing property to rent out within the UK. Many of our specialist expat buy to let mortgage broker team have themselves worked and lived abroad and so understand the importance and benefits of owning a home in the UK.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

For more information on expat buy to let mortgages call us today. Our brokers look forward to taking your call.


How to get in touch

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Selected Expat and Offshore Worker Mortgages

A selection of some of our lenders mortgage products and rates are shown below. Contact us for a quote specific to your circumstances. Table data updated 26/07/2017.

For /
Fixed Lender
% Lender




30/09/2019 4.59% 4.70% 2% in year 1, then 1% in year 2 £995


Expat Buy to Let to75% LTV

Repayment or Interest Only

Expat and UK Resident Joint Application.



3.19% Discount


5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Residential to 80% LTV

Second Home or UK Base



1.69% Discount 31/07/2019 5.70% 5.70% 1% until 31/07/2019 £199 None

Expat Residential to 75% LTV

Free Standard Valuation.

Either: immediately returning to the UK or UK resident and Expat Joint Application.



2.89% Discount 2 Years 5.70% 5.70% 3% in year 1, then 2% in year 2 £0 0.75%

Expat Buy to Let

Max 50%-75% LTV (product dependant)

First Time Buyers / Pure Expat Applicants Considered


1.24% Fixed 30/11/2019 3.75% 3.75% 2% in year 1 & 2 £995 None

Expat Residential

Max 60% to 90% LTV (product dependant)

UK resident and Expat Joint Application



 2.80% Discount  2 Years  5.29%  5.29%  2% in year 1, then1% in year 2  £995  None 

Expat Holiday Let

Max 60% - 75% LTV (product dependant) 

007  3.60% Fixed 31/08/2019  4.00%  4.00%  2% in year 1,then 1% in year 2  None  1% 

Expat Buy to Let

Max 65% - 75% LTV (product dependant)

Personal income used (not based on rental income)