capitalfortune

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Capital Fortune is a national and
award winning mortgage, buy-to-let
and insurance broker.

Call today to speak to an expert

0207 7 100 400

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Buy to Let Calculator

Buy-to-let has been one of the best performing investments over the past 20 years, despite two financial crises and constantly changing mortgage and tax rules over the same period.

There are lots of ways to structure your buy-to-let investments, including through a limited company special purpose vehicle or simply by holding it as a personal asset.

Depending on the route you take, it will affect the mortgage you are able to get. Different rules apply for mortgage deals that are less than five years, with lenders expected to ‘stress’ how much you can afford to repay each month on a higher rate than you may get on your deal.

Limited company buy-to-let is also likely to charge you higher rates than personal buy-to-let, however, there may be a stricter affordability assessment if you are borrowing a buy-to-let mortgage in your own name.

For more information on buy-to-let and how it works, read our guide here.

To get an idea of what buy-to-let mortgage you could get, fill in your information in our calculator below before speaking to adviser.

Buy to Let Calculator
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Amit Parab - Residential Remortgage

What Our Customers Say

Best company for pensioners remortgage. Top notch.
We're very thrilled about the speed and how seamless this transaction went through. Peter was exceptionally professional and very helpful in explaining everything to us. ...Read More
Nana Owusu-Afriyie - Residential Remortgage
9 days ago

Capital Fortune provided outstanding service, knowledgeable, professional,
From my very first consultation with James at Capital Fortune, I was impressed by his knowledge, professionalism, and confidence in guiding my application. He gave me complete reassurance that my case would be successful, and he delivered exactly that. Throughout ...Read More
James Wales - Purchase
9 days ago

Simply the best!
Outstanding customer service from both Peter Bartlett and Chloe-Anne Artiss: "Top Team, indeed!" Our questions have been answered knowledgeably, with courteous patience, and, where further information has been required, we have been signposted to the correct department immediately. We highly ...Read More
Launn - Residential Purchase
14 days ago

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