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Capital Fortune is a national and
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and insurance broker.

Call today to speak to an expert

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Mortgage Repayment Calculator

When choosing a mortgage, the thing most people want to know first is how much they’ll be paying their lender every month. This is dependent on the mortgage rate you choose, how big your deposit is and how much you borrow over what period of time, the mortgage term.

Remember to include the cost of the mortgage fee in your calculations – even if you opt to roll this into the mortgage, you’ll be borrowing a bit more and this will push up the interest you pay and your monthly repayments.

As a rule of thumb, two-year fixed rates offer certainty as monthly repayments are fixed for the first two years. These rates are typically among the cheapest available.

Five-year fixed rates are a little bit more expensive as they offer you the certainty that your monthly repayments won’t change over the first five years of your mortgage term.

Variable and tracker rates follow other rates of interest, usually the Bank of England base rate. This means that if the rate your mortgage rate tracks changes, your mortgage rate will also change. It could go up or down – even within the term of the deal.

To work out how much you’ll pay each month, put your mortgage rate, fee and how much you need to borrow over how long into our calculator below.

To find out whether you could save money, get in touch with one of our advisers.

Monthly Payments Calculator
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What Our Customers Say

UK House Remortgage Made Easy from Abroad
The service provided by James Drury and Stephen Marsh was excellent and hassle free with obtaining a very attractive mortgage offer whilst being thousands of miles away from the UK. They described the step by step process very clearly and ...Read More
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20 days ago

Great service
After my divorce, taking over the family home with limited affordability felt daunting. I had been declined by another lender before, and my options seemed slim. I decided to return to Peter at Capital Fortune, who had helped me in ...Read More
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24 days ago

Top Service , Excellent Communication
Excellent , never thought I would be a repeat customer quite so soon , service and communication was excellent from both Peter and Chloe , ...Read More
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