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Banks Get Moving With Government Lending Schemes
We are pleased to reveal the Government’s flagship scheme to boost lending has finally started to have a major impact with net lending to homeowners and businesses in the second quarter of 2013 growing ...
House Price Affordability for Keyworkers Improving
The ability of key public sector workers to purchase their own home continues to improve and is approaching the level achieved 10 years ago before the house price boom Halifax research shows.
Pressure to make sales remains underlying culture of banking
An investigation by the consumer organisation Which? has found evidence suggesting that bank staff are still under pressure to sell financial products, despite rules restricting the requirements necessary ...
Expat in Hong Kong Wanting Mortgage
Hi,
I am a UK citizen but live and work in Hong Kong and I am considering a UK mortgage,this is really at the very earliest stage and I would appreciate some general advice as to the best way forward. ...
Foreign currency ex pat mortgage rules from next month
... the lender selects to distribute their products through) to provide much more information about the impact foreign exchange rates can have on mortgages when borrowers take out the loan.
On the face of ...
Expats, Mortgages and Foreign Currency
... Group and could prove devastating for expats earning their wages in foreign currencies.
All banks are putting the blame on tough new EU mortgage rules set to come into force next April, particularly ...
The return of bonus income mortgages?
We are pleased to see the return of flexibility to mortgages after years of rigid processes after the financial crash.
Since April last year, lenders have been dealing with the fallout from the biggest ...
Getting a mortgage in the military
We understand the difficulties in working in the military, often overseas and then trying to get a mortgage back home.
The fact is that many lenders processes are not set up to deal with armed forces ...
The shifting rules of buy to let
... months – when the house lays empty without a tenant.
We have also watched as buy-to-let mortgage lending has grown substantially with more lenders, more competition and more landlord demand.
Lenders ...
Expat landlords shrug off Budget changes
... be constantly changing.
It is a complex area and it is strongly suggested you seek specialist advice from us or a specialist expat broker before diving into currency speculation combined with mortgage ...
How can I get a second home mortgage?
... most people don’t realise that getting a second home mortgage is not the same and a much trickier process than your first.
How to get a second home mortgage
Owning a second home can be a great lifestyle ...
What happens to my mortgage when I get divorced?
The two biggest reasons that people are cannot afford to pay their mortgage are unemployment and divorce.
Losing your job is an obvious one. If you stop getting the monthly salary that ...
What would a Brexit mean expat mortgage borrowers?
... matters how it will impact on their biggest monthly outlay of a mortgage and most probably their biggest asset in the UK.
So let’s look at what a so-called Brexit could mean for mortgage borrowers?
In ...
Older borrowers win victory in landmark mortgage case
We are delighted to see mortgage lenders being forced to change their lending criteria when discriminating on age.
In recent years a number of lenders have started to cut back on lending into retirement ...
Nationwide axes foreign currency mortgages
We are very concerned to learn that Nationwide Building Society is no longer offering new mortgage loans to individuals with income paid in foreign currency.
The shift came into force on April 8 and ...
How the Budget can help you save for a mortgage
... boost. Anyone who earned £1,000 interest on cash would have been taxed £200 before the Budget.
We think that is positive news for mortgage holders who are looking to move up a rung on the housing ladder ...
Pensioners enjoying Govt rewards should think about mortgages
... 55% charge.
This is a big shift. From April millions of savers over 55 will have access to large opts of money that they did not have before.
It could have major implications for the mortgage and ...
Millions Overpaying on Mortgages -The Cost of Complacency?
New research by Capital Fortune indicates that millions of borrowers may be overpaying on their current standard variable mortgages due to complacency. In light of the numerous deals now available, Rob ...
The challenges on taking out a UK mortgage as an expat
... of individuals find themselves in every year and it can be tough.
Most people would expect a simple solution to converting their mortgage to buy to let when you’re abroad but it can be a minefield.
We ...
Lenders cut rates on long-term fixes
We are delighted to see mortgage rates plunge to even greater depths, across the board. With interest rates at 0.5% and not appearing to be moving anywhere fast, borrowers on standard variable rate ...