95% Mortgages - 95% mortgages are mortgages offering a 95% loan to value ratio. Market conditions determine the availability of 95% mortgages, as they have a high Loan to Value Ratio in comparison to some other mortgages, especially 100% mortgages. Borrowers are only asked to deposit 5% of the value of the property in order to secure 95% mortgages. Many lenders require proof of income when offering 95% buy to let mortgages. Stringent terms and conditions may render 95% mortgages as complex products.
At Capital Fortune, we know the market and are in contact with lenders and their underwriters from a whole-of-market base. We use our knowledge and contacts to secure some of the best deals for our clients, depending on their circumstance. We are impartial and not tied to any particular lender so we offer a holistic view of the products available on the market. Our advisers offer a personalised service to our clients, sifting through the finer details of the available 95% mortgages. This, and using our extensive market experience, allows us to select deals which are tailored to the needs of our clients,
The table below displays some of the current best 95% mortgages on the market from our database.
Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.