5 Year Tracker Mortgages

5 Year Tracker Mortgages

5 Year Tracker Mortgages - 5 year tracker mortgages are available from many lenders. 5 year tracker mortgages follow the movement of the Bank of England base rate for a period of five years. The interest rate on a tracker mortgage is usually a specified percentage above the bank of England's base rate. An advantage of having a tracker rate mortgage is that it may be slightly less volatile than a variable rate mortgage and it may also maintain a lower rate than a fixed rate mortgage (subject to the Bank of England's rate movements). Some 5 year tracker mortgages may be capped, which can offer the opportunity to benefit from fluctuations in the Bank of England rate without too much exposure to risk.

At Capital Fortune, we have many years of experience with 5 year tracker mortgages. We look beyond the advertised rates and work closely with lenders and our clients to ascertain which 5 year tracker mortgages are best suited to our clients' needs. As there are a range of 5 year tracker mortgages on the market, for an individual to effectively search the market, it may be difficult to secure the best possible deal. We use our market knowledge to save our clients time and hassle, while maximising the chances of a successful application.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. 

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Residential - Purchase - 60% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Nationwide BS 5 Year Tracker £999 Fee Existing Borrowers BiR BNW1.59%Tracker5 years 3.74%3.1%APRC £99960%
Product Code: 000OG4
Product Name: 5 Year Tracker £999 Fee Existing Borrowers BiR
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.59
Mortgage Class: Tracker
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3.1
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 489.13
Monthly Payment After Initial Period: 595.33
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29312.80
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 150000.00
Legal Fee: 174.75
Lender Product Reference: 117328
Detail
Nationwide BS 5 Year Tracker £999 Fee Existing Borrowers BNW1.59%Tracker5 years 3.74%3%APRC £99960%
Product Code: 000OG7
Product Name: 5 Year Tracker £999 Fee Existing Borrowers
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.59
Mortgage Class: Tracker
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 489.13
Monthly Payment After Initial Period: 595.33
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29312.80
Cashback: 100.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 116953
Detail
Nationwide BS FTB 5 Year Tracker £999 Fee BNW1.69%Tracker5 years 3.74%3%APRC £99960%
Product Code: 000OFY
Product Name: FTB 5 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.69
Mortgage Class: Tracker
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 494.88
Monthly Payment After Initial Period: 596.64
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29257.80
Cashback: 500.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 116947
Detail
Nationwide BS 5 Year Tracker £999 Fee BNW1.69%Tracker5 years 3.74%3%APRC £99960%
Product Code: 000OGA
Product Name: 5 Year Tracker £999 Fee
Lender Code: BNW
Lender Name: Nationwide BS
Initial Pay Rate: 1.69
Mortgage Class: Tracker
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.74
Apr Lenders: 3
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 494.88
Monthly Payment After Initial Period: 596.64
Fees Total: 1084.00
True Cost: 0.00
True Cost Over Initial Period: 29757.80
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 65.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 174.75
Lender Product Reference: 116950 / 116971
Detail
Metro Bank 5 Year Tracker £999 Fee MET1.94%Tracker5 years 3.75%3.1%APRC3 years £99975%
Product Code: 001BFQ
Product Name: 5 Year Tracker £999 Fee
Lender Code: MET
Lender Name: Metro Bank
Initial Pay Rate: 1.94
Mortgage Class: Tracker
Initial Rate Period: 5 years
Initial Rate Period Months: 60
Standard Variable Rate: 3.75
Apr Lenders: 3.1
Early Repayment Charge Applies Until: 3 years
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 509.33
Monthly Payment After Initial Period: 600.30
Fees Total: 1284.00
True Cost: 0.00
True Cost Over Initial Period: 30844.80
Cashback: 0.00
Valuation Fee: 200.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 50.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 174.75
Lender Product Reference: R1180
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: Tracker Offset: No Product Term Period From: 54 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.