Our professional advisers at Capital Fortune have years of experience as mortgage brokers, finding the right remortgages for our client’s individual circumstance and providing accurate remortgage advice. We have won awards for excellence in our work and have the market knowledge to provide you with the remortgage advice to make informed decisions about your remortgage goals. You can be sure to get up-to-date information about what your remortgage options are by contacting our team with your questions, receiving some of the best remortgage advice available.
We are comprehensive panel mortgage brokers - which means we are not restricted regarding the intermediary lenders we can approach for your remortgage.
We do however appreciate we are not right for everyone and we best assist clients:
- With non-standard/non-traditional requirements;
- That are time pressed and need quick results; or
- Those that just need a guiding hand through the entire mortgage process.
There are three stages to our award winning remortgage process:-
Stage 1 - Indicative Rate: Typically clients using the service, tell us they want to discuss their current situation and take us through any difficulties they may have. We can quickly give an indication as to the feasibility, undertake detailed reseach on the potential rates, confirm we can safely assist and importantly, express how we operate.
Stage 2 - Approval in Principle: This stage involves completing a 45 minute Mortgage Fact Find questionnaire over the phone or face to face with your dedicated remortgage adviser. Once complete, your adviser undertakes research across a comprehensive panel of lenders to recommend the right remortgage and insurance products for you. Detailed illustrations are provided, and your adviser will review these with you and answer any questions you may have. If you are happy with the illustration we will then obtain formal approval from the lender and/or insurance provider.
Stage 3 - Full Application: We will process your full application and liaise directly with the lenders and insurers on your behalf. We organise the remortgage valuation and deal with any issues that may arise during the remortgage application.
There is an investment needed for our service. This fee will be dependant on your circumstances, but is typically £1295 and is typically payable £495 upfront with any balance due on completion. If your mortgage application is declined on initial underwriting you will receive a refund of the upfront payment, all part of our Money Back Guarantee. Full details can be found in the Initial Disclosure Document (IDD) which your adviser will issue to you following the end of your initial call.
We pride ourselves on delivering advice which is accurate, tailored to your situation and fully compliant with FCA guidelines and best practice.
Call our remortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.