Hi tried to get mortgage with two companies and always hit a brick wall. Both came up with excuses cause we are both on a DMP. They wanted 12 months free of missed payments but had one in October where I was moved work and they didn't pay me right.
Got deposit of £55000 and need mortgage of £80000.
Ask the Specialist response:
Thanks Ketan, we do work with a number of lenders that can consider Debt Management Plans (DMPs) whether they are historic or current.
They may take be able to take a view on the missed payments providing that your employer is able to confirm the problems with your payroll and that it was their fault.
I would certainly contact one of our Advisers on 020 77 100 400 and they will be able to let you know within 10 to 15 minutes if we can assist.