Are you help for who is decline from the bank because of credit score? I don't have any balance just late pay
Ask the Specialist response:
Penil, many thanks for your enquiry.
We have helped clients previously who have a low credit score for various reasons.
The lenders we typically use would want to see that there is a reasonable explanation for the late payment and will want to know a little bit more as to whether this was a utility bill, credit card, loan or mortgage that you missed a payment on.
I would obtain a copy of your credit file from www.checkmyfile.com and then contact one of our advisers on 020 77 100 400. They would be more than happy to let you know if we can help.