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Mortgage with Rental Income

Is there an option for somone as a low income earner get a mortgage purely based off the current rental income of a property?

M Breuer

Ask the Specialist response:

Many thanks for the enquiry.

We work with a number of lenders who will consider rental income to help with affordability on a new mortgage.

They would typically want to see that the rent has been paid for a period of time - usually at least 12 months - and that there were some savings in the background to cover rental voids of a few months.

One of our advisers should be able to help with this if you contact them on 020 77 100 400.

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