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My Husband is Younger But We Need Both Our Incomes

Hi there, 

I am enquiring as to what age your mortgage applications go to please? My husband is considerably younger than me but I would like if possible to have my income included on any application form. Unfortunately, due to a number of circumstances we do not have a large deposit so would like a larger LTV if possible. If this is something you may be able to assist us with we would be grateful for any advice available.

Thank you.


Ask the Specialist response:

Hi Jill

Thanks for your enquiry.

Capital Fortune work with a number of mortgage lenders and we do not necessarily operate on a maximum age policy. Providing the mortgage remains suitable and affordable throughout the full term we may be able to secure a long mortgage. 

Furthermore, mortgages would potentially be available at high loan to values, providing the reasoning behind a lower deposit is feasible.

If you just wish to obtain an indication on whether we are able to assist you, given your specific circumstances, I'd recommend speaking to one of our Advisers on 02077100400 or send us an enquiry online and one of our Advisers will call you back.

Capital Fortune