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UK Property Millionaires on the Rise

The number of property millionaires in the UK has for the first time broken the 300,000 mark, based upon the findings recently released by Zoopla.co.uk.

Insurance Market Hit as Gender Equality Enforced

A number of insurance providers saw huge boosts in insurance purchases in December 2012 figures have revealed. In the three months lead up to the 21st December, Bright Grey and Scottish Provident have both reported huge increases in purchases of critical illness, income protection and life insurance policies.

Remortgaging Hits 4 Year Low

The number of homeowners deciding to remortgage has hit a four year low, according to the LMS Remortgage Report. November saw 22,472 people remortgage; this being a fall of 23.6% from figures in October which had 29,399 homeowners remortgage. This is the lowest number of remortgage loans since the start of the credit crunch in 2008.

Rise in High LTV Mortgages Expected in Q1

Mortgage applications for higher LTVs (Loan to Value) are predicted to rise in the first quarter of 2013, according to the Credit Conditions Survey conducted by the Bank of England.

Mortgage Funds Rise as Prices Decline

The Bank of England revealed that lending has picked up in the last quarter of 2012 and it should continue into the months of 2013.

Increased Gap Expected in the Pension Market

The gap in pensions is expected to grow further in 2013, according to predictions by the financial advisor Bestinvest.

London House Prices 10% Higher Than At Peak of Market

Hometrack the online valuation company, claims house prices are 10% higher in London than they were at the peak of the market. However, the new research claims that overall prices have fallen across two thirds of the country. They predict a national fall in prices of 1% in 2013.

Twitter and Facebook – Avoid Prosecution For What You Say

The impact of social media and the necessary legal curbs to prevent its abuse has been in the headlines throughout 2012. We have witnessed a number of prosecutions for comments made on both Twitter and Facebook and those who have fallen foul on the limitations of free speech, enshrined in Article 10 of the European Convention on Human Rights have received some harsh sentences. In the middle of the year, Matthew Wood who was 20 at the time received a 12 week prison sentence for posting offensive views comments on Facebook regarding missing 5 year old April Jones. He was prosecuted under s.127 Communications Act 2003. Azhar Ahmed received a community sentence for derogatory comments claiming that British soldiers can die and go to hell, after the deaths of service personnel.

Holiday Lets – Are They The Best Investment?

Buying a holiday home on the promise of high returns and occupancy rates may seem enticing, but there are risks for buyers who do not choose carefully. The ease which guests are connected to properties through online advertising portals offering and advertising properties and completing the cash transaction all at the click of a button have led many investors to enter this space.

NONYs just want to have fun

UK citizens classed as 'neither old nor young' (NONY), appear in no hurry to settle down according to Bright Grey's Generation Now report. The need for  independence seems low on the agenda for at least 5 million 25-40 year olds who  class themselves as financially dependent.

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