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Ask The Specialist

Award-winning
Mortgage Advisers

Capital Fortune are asked to help clients on a daily basis, whether it be with a new purchase, remortgage, buy to let or something more unusual.

We typically help clients with non-standard, unusual or complex situations and have created this section to allow you to ask our team of specialists any question you may have.

Feel free to browse the list of questions and responses. Please note we provide information only in response to the questions posed and not advice. If you do seek advice then feel free to speak to one of our Advisers by calling 0207 710 0400 or send us an enquiry online and one of our Advisers will call you back.

All answers provided were correct at the time of posting.

Ask The Specialist

Mortgage with Debt Management Plan?

22nd November 2019

Hi tried to get mortgage with two companies and always hit a brick wall. Both came up with excuse...

Mortgage For Non UK Residents

22nd November 2019

As non-uk residents, can I have mortgage? Waleed Ask the Specialist response: Th...

Live in UAE - Buying Property for Sister to Live In

22nd November 2019

Hi I live and work full time in the UAE and am a British citizen. I am looking at options to buy...

Mortgage for US Citizens on Tier 2 Visas

22nd November 2019

My wife and I are American and have lived in London for 6 years. We want to buy here now. We have...

Mortgage for New Zealand Citizen Paid in NZ Dollar

22nd November 2019

Hi, my husband is a UK citizen and I'm a New Zealand Citizen, we would like to buy a freehold hou...

Remortgage a Buy to Let to Buy Another Buy to Let

19th November 2019

We are looking at remortgaging a Buy-to-Let property in Great Shelford, Cambridge valued at £280, ...

Purchase of Land

19th November 2019

Looking at a 10-20k mortgage to buy a parcel of land at auction. Non uk resident (but born here), ...

UK Citizen Working in Saudi Arabia

19th November 2019

I am UK citizen working in Saudi Arabia on a 12 week on 3 week off rotation. I am struggle to fin...

Mortgage to Buy French Property

19th November 2019

I am a UK resident who has found a French property to buy. The price of the property is 85,000 Eu...

Mortgage to Live Next to School

19th November 2019

We are moving back to the UK and we already have a flat in Richmond Hill but due to the school of...

Expat Mortgage for Hong Kong Resident

19th November 2019

My name is Roby and I am living in Hong Kong. I am looking for an expat mortgage. I have a proper...

Mortgage - No Accounts - First Year Self Employed

19th November 2019

Hi I am self-employed in my first year of employment. I have been told by mortgage brokers that I...

Mortgage for British Expat and Austrian National

19th November 2019

Dears, I am a British national, resident and working in Northern Iraq (Kurdistan) in Oil and Gas...

Renting House from Uncle - Looking to Buy Share

18th November 2019

We currently live in a rented house that is owned by my partners uncle. If we want to buy a share...

Right to Buy of Council Flat

18th November 2019

I’m currently looking to buy my council flat under the right to buy scheme , but I am at present...

Raising Money for Home Improvements on a Mortgage Free Property

18th November 2019

My husband and I own a £410,000 house bought last year with no mortgage. We are both self employe...

Family Trust Mortgage

18th November 2019

My children have a trust which we are buying a family home with, however it needs work and we wil...

Mortgage for Dubai Worker with Family in the UK?

18th November 2019

I am looking at taking a mortgage in the near future. We dont have a property chosen yet but we a...

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Customer - Remo
James and Stephen who handled my case are very professional in their dealings. The process was handled quickly and efficiently and I recommend Capital ...Read More