hi,
I am looking to get a mortgage but I have about 4 CCJ's registered on my file in 2014. I mis handled my finances whilst I was at university but my credit has been good since, I keep up with my car loan, my credit card from natwest etc. I have been in my job for 11 years earning 32,913 a year. Will there be any lenders willing to borrow me for a house either buy outright or through shared ownership? what deposit would I be looking at please 5, 10 or 15 %?

Also my husband is a prison officer and has been with his company for almost 3 years, makes 28,000 a year. He has no credit issues or CCJ's but he is on a spousal visa, 2.5 years expiring in 2022. He will then get indefinite leave to remain. Can we get a joint mortgage or better to do single application

Hi tried to get mortgage with two companies and always hit a brick wall. Both came up with excuses cause we are both on a DMP. They wanted 12 months free of missed payments but had one in October where I was moved work and they didn't pay me right.

Got deposit of £55000 and need mortgage of £80000.
Any ideas

Thank you

Ketan Patel

Are your services only for UK residents? For example, I am an American living in Belgium looking for a mortgage.

As non-uk residents, can I have mortgage?