I have a mortgage with HSBC and I want to move home. I don't want to borrow any more money and have a 58000 deposit on a property value of 185000,so want to borrow 127000.

This is my problem. I have worked on the same contract for 12 months as a subbie but recently my Ltd company was shut down by companies House due to not sending in a self assessment and company accounts. I was under the impression that I had 15 months to submit but while on honeymoon my account was closed. Anyway I set up again a ltd company and have only been trading for 8 weeks. I have all remittances and invoices, company bank statements and personal statements.

My credit is good and I never miss any payments, and both accounts are in good credit.

I wanted to Port my mortgage but I have been told I need SA302's which I don't have please can you help.

We have found our dream property, and have £100,000 equity in our own property, which we will use as deposit and to pay fees and debts, thus making us £500 per month better off.

Kind regards
John Trish Croxton

Hi,

Can you help/advise me please, i will go through a timeline of what has happened in the past 5 years or so to help:

I entered into a trust deed back in June 2014;
my father passed away in December 2014 leaving me our family house in his will (the home i was staying in with him);
I then notified the TD company of this as i was told to do so in the terms and conditions from them;
Upon notifying them they were very rude and even threatened evicting me due to my inheritance the house being in my name and them realizing the full amount of the funds owed to the creditors plus their fees;
I remained in the TD till it finished in June 2018 paying almost all of my original debt - never missing a payment and even raising the payment in the last 9 months of the TD ;
My lawyer finally got probate/conformation of the house to be in my name;
I received a statement of my accounts from the TD company outlining what i had to pay; they duplicated a creditor totaling to the tune of £9k - i huge mistake which they took no responsibility for;
I am now at the point where i am looking to be released from my TD;
In order to do this i need a lender to loan my the funds;
I have been advised that there are only 3 or 4 lenders in Scotland that would do this - is this correct.

Do you know or the these possible lenders and do you know of more than the 3 or 4 i am being told there is, any help on this would be much appreciated?

Regards
James 

Hi,

We’re looking for some quotes to move our buy to let mortgage in the UK on to a fixed buy to let mortgage. We’re looking to switch to a new deal in the next month. We are British citizens, but currently live and work on New Zealand. Our mortgage is with Halifax and has 179K GBP outstanding. Our estimated valuation is 370k GBP. Are you able to give an indication of the rates and fees please? Thanks

I want to get a mortgage. I am a dayrate contractor with itech7. I also have bad credit. Can I get a mortgage if I have a dayrate contract?