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Ask The Specialist

Award-winning
Mortgage Advisers

Capital Fortune are asked to help clients on a daily basis, whether it be with a new purchase, remortgage, buy to let or something more unusual.

We typically help clients with non-standard, unusual or complex situations and have created this section to allow you to ask our team of specialists any question you may have.

Feel free to browse the list of questions and responses. Please note we provide information only in response to the questions posed and not advice. If you do seek advice then feel free to speak to one of our Advisers by calling 0207 710 0400 or send us an enquiry online and one of our Advisers will call you back.

Ask The Specialist

Interest Only Mixed Repayment Mortgage

27th April 2018

Hello, Are you able to offer interest only and mixed repayment mortgages? Harold Ask the...

Mortgage in the Merchant Navy

27th April 2018

Hi, My partner and I are looking to buy our first property together. I'm a UK national, self em...

Right to Buy with 80 Year Old Plus Dad

27th April 2018

Hi, I'm currently looking for a right to buy mortgage. The house value is £110,000 and purchase...

My Husband is Younger But We Need Both Our Incomes

27th April 2018

Hi there,  I am enquiring as to what age your mortgage applications go to please? My husba...

Interest Only Mortgage in Mid 50s

17th January 2018

Hi, I currently have a mortgage with a rate of 5.84% and want to remortgage to a better rate. M...

UK Expat in Spain

17th January 2018

Hello, I am a UK Citizen resident in Spain and I'm exploring the options to apply for a mortgag...

British Expat in South Asia

17th January 2018

Hi,  I am a British citizen with a property in London, which is currently on rent. I have...

Mortgage with a Vendor Gifted Deposit

17th January 2018

Hello, Could you assist ne with a vendor gifted deposit? The sale hasn't been agreed but i may...

Mortgage When Paid in Chinese Currency

17th January 2018

Hi, I am living in the UK and having two incomes, one is in Sterling from a UK company, other i...

Next Time Buyer With High Unsecured Debts

23rd April 2018

Hi, I have a home which is shared ownership and I own 40%. The sold price is £240,000 and there...

Expat in Singapore

17th January 2018

Hi, I am living In Singapore and need mortgage in UK for UK property. Is this something that yo...

Expat in Malaysia Buying New Build Flat

17th January 2018

Hi, Do you provide any buy-to-let mortgages that are based solely on rental income rather than...

Mortgage for Concrete Flat

17th January 2018

Hi, we have been trying to buy our flat but have had difficulty finding a lender as our buildin...

Expat Returned from Australia

17th January 2018

Hi,  I have just returned from 7 years in Australia (returned Nov 2016). We are currently...

Previously Bankrupt in Northern Ireland

17th January 2018

Hi, Do any of the lenders that you work with provide adverse lending for properties in Northern...

Need to Move from Consent to Lease

17th January 2018

Hi, I currently have a mortgage with Bank of Scotland on a consent to lease basis. I need to mo...

Residential Mortgage Having Completed an IVA

17th January 2018

Hi, I have a buy to let mortgage and we are looking to re-mortgage to a residential mortgage to...

Property Currently Owned By BVI Company

17th January 2018

Hi, I am a self employed property professional. My main residence was purchased via BVI company...

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Michele De Luca - Purchase
Ajay Bhaskaran at "Capital Fortune" has been great, I am speechless, he was very helpful and understanding from start to finish. Providing that I ...Read More