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Buy to Let Calculator

Buy-to-let has been one of the best performing investments over the past 20 years, despite two financial crises and constantly changing mortgage and tax rules over the same period.

There are lots of ways to structure your buy-to-let investments, including through a limited company special purpose vehicle or simply by holding it as a personal asset.

Depending on the route you take, it will affect the mortgage you are able to get. Different rules apply for mortgage deals that are less than five years, with lenders expected to ‘stress’ how much you can afford to repay each month on a higher rate than you may get on your deal.

Limited company buy-to-let is also likely to charge you higher rates than personal buy-to-let, however, there may be a stricter affordability assessment if you are borrowing a buy-to-let mortgage in your own name.

For more information on buy-to-let and how it works, read our guide here.

To get an idea of what buy-to-let mortgage you could get, fill in your information in our calculator below before speaking to adviser.

Buy to Let Calculator
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I recommend the Team at Capital Fortune,
Recently had problems getting excepted for remortgage due to working overseas and payed in USD so contacted The Team at Capital Fortune.Who were absolotely fantastic threw out the progress during our re-mortgage application, helping in every way possible, looking ...Read More
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Excellent service and extremely useful to us. They accessed much better deals (and larger loans) than we were able to find on our own, and the fees we paid them were more than outweighed by the money saved in terms ...Read More
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