Remortgages for Debt Consolidation

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Debt Consolidation

Debt consolidation mortgage products allow borrowers to consolidate debts via a remortgage. Through securing a debt consolidation mortgage, borrowers can release equity built up in their property and use this to pay off other debts. This can give breathing space to borrowers and consolidate monthly debt payments. In addition, debt consolidation mortgages are usually at lower rates than unsecured debt.

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Debt consolidation mortgage packages are usually available with a range of rate structures and at various loan-to-value ratios. To undertake debt consolidation, your mortgage must be secured with a smaller deposit than the value of your equity in the property. This may, however, affect your ability to secure competitive rates. It is also worth considering the long term cost-effectiveness of a debt consolidation mortgage, as it may lengthen the amount of time that the debt gains interest for.

Debt consolidation mortgage packages can be extremely helpful for borrowers with a range of circumstances. At Capital Fortune, we are committed to helping borrowers secure the best debt consolidation mortgage for their needs.

We offer a personalised service and carefully match the most competitive debt consolidation mortgage deals to your individual requirements. We analyse debt consolidation mortgages holistically to ensure we recommend the most suitable and affordable deal for you – beyond the headline rate.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

Think Carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

You will potentially pay more interest by consolidating if the loan is increased and the term is extended.


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Find out current best rates

Property Value
£
Mortgage Amount
£
Reason for Mortgage
Mortgage Type
Lender Initial Rate Type For Then APR* ERC* Fee
Clydesdale Bank Intermediary 2 Year Discount £1449 Fee CLY0.99%DiscountAug-20204.95%4.3%2 years £1449
Monmouthshire BS 2 Year Discount £1999 Fee Purchase BMO0.99%Discount2 years 4.99%4.4%2 years £2149
Progressive BS 2 Year Discount No Fee Purchase BPG0.99%Discount2 years 4.75%4.3%2 years £0
Leeds BS 2 Year Tracker £999 Fee BLH1.19%TrackerJun-20205.69%4.8%30-Jun-2020 £999
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers Cashback BNW1.19%Tracker2 years 3.99%3.6% £999
Nationwide BS 2 Year Tracker £999 Fee BNW1.19%Tracker2 years 3.99%3.5% £999
Nationwide BS FTB 2 Year Tracker £999 Fee Cashback BNW1.19%Tracker2 years 3.99%3.6% £999
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers BiR BNW1.19%Tracker2 years 3.99%4% £999
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO1.24%Tracker2 years 3.99%3.6% £1999
Platform Intermediary 2 Year Tracker £999 Fee CTS1.24%Tracker2 years 4.74%4.3%2 years £999
Mortgage product availability is subject to status and availability. Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions.
*APR = Annual Percentage Rate *ERC = Early Repayment Charge
*These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.