Call today to speak to an expert
0207 7100 400
Call 24 hours a day

Mortgage Difficulties or Applications Declined

Holistic Underwriting
Credit Issues Considered
Non Standard Income
Unusual Properties
Highly Competitive Rates
Step 1
Enquire Online
Step 2
Speak to an Advisor
STEP 3
We'll arrange the mortgage
Enquiry - Right Bar SitewideV1
Specialist Low Rate Mortgages
Get started here
  • Specialist Advice
  • No Obligation
Checkboxes
Step 1
Enquire Online
Step 2
Speak to an Advisor
STEP 3
We'll arrange the mortgage

Mortgage Difficulties or Applications Declined

I had nearly 3 years of missed mortgage payments and you still helped. I am so grateful.
Jeremy, London

Capital Fortune assist many customers who have encountered mortgage difficulties or have had applications declined. 

Customers we assist often tell us they are frustrated that although they have a very good mortgage/rent track record, they are finding it difficult to get a mortgage simply because of their situation

They often tell us they have been declined by their bank for a range of reasons including:

• Their income

• Their credit history

• Their residency/currency they are paid in

• Their age

• The property failing the mortgage valuation

We specialise in helping customers with non standard requirements. Our expert team have a strong track record of successfully helping and look at each customer on a case by case basis

Whatever your situation, we may be able to assist. We work with both mainstream and specialist mortgage lenders who all specialise in different scenarios. 

If you have had mortgage difficulties or an application declined contact us today!gh they would be a very good mortgage customer, they are struggling to get a mortgage.

There are three stages to our award winning process:

1
Indicative Rate
Typically clients using the service, tell us they want to discuss their current situation and take us through any difficulties they may have. We can quickly give an indication as to the feasibility of what they are looking to do, undertake detailed research on the potential rates, confirm we can safely assist and importantly, express how we operate.
2
Approval in Principle
This stage involves completing a 45 minute Mortgage Fact Find questionnaire over the phone to fully assess needs and requirements. Once complete, we undertake research across a comprehensive panel of lenders to recommend the right mortgage. A detailed illustration is provided which we will take you through. If you are happy with the illustration we will then request documents from you to support the application. On receipt of the documents we will obtain formal approval in principle from the lender.
3
Mortgage Application
We will apply for the mortgage on your behalf, submit the necessary documentation and liaise with the lender to obtain your mortgage offer.

We still appreciate however, we are not right for everyone and typically we best assist clients

  • With non-standard/non-traditional requirements;
  • That are time pressed and need the most competitive and quick
    results; or
  • That just need an independent guiding hand through the minefield of products to obtain them the most competitive deal and to assist them through all the complexities within the mortgage process.

We pride ourselves on delivering advice which is accurate, tailored to your situation and fully compliant with Financial Conduct Authority (FCA) guidelines and best practice.

For help and assistance, call us today on 0207 710 0400 to speak to one of our Mortgage Advisers.

Enquiry - Right Bar SitewideV1
Specialist Low Rate Mortgages
Get started here
  • Specialist Advice
  • No Obligation
Checkboxes

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Rates are updated daily and can be withdrawn at anytime without notice by lenders.”

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages and some forms Buy to Let mortgages are not regulated by the Financial Conduct Authority.