Card image
Portfolio Landlord Mortgages

Up to 80% LTV

No Portfolio Size Limits

Professional Landlords Considered

No Minimum Income Considered

No Maximum Age Considered

As Featured
Awards from
Get Guaranteed Lowest Rate Mortgages

Award-winning services

No obligation

Send an Enquiry

Portfolio Landlord Mortgages

At Capital Fortune we work with a number of lenders that can consider buy to let mortgage applications from those classed as “Portfolio Landlords”.

New regulation brought in during 2017 classes a landlord as a portfolio landlord if they own 3 or more mortgaged buy to let properties.

Applicants classed as Portfolio Landlords are required to undertake more stringent assessment as to their income, cashflow and business plans.

As a result, a lot of our Portfolio Landlord customers have informed us they have found it more difficult to obtain finance or to remortgage their existing buy to let portfolio.

As you will appreciate, every situation is unique, so to see if you would qualify for a buy to let mortgage as a Portfolio Landlord we would encourage you to contact us and speak to one of our advisers for an initial assessment.

READ MORE

There are three stages to our award winning process:

1 Indicative Rate
Typically clients using the service, tell us they want to discuss their current situation and take us through any difficulties they may have. We can quickly give an indication as to the feasibility of what they are looking to do, undertake detailed research on the potential rates, confirm we can safely assist and importantly, express how we operate.
2 Approval in Principle
This stage involves completing a 45 minute Mortgage Fact Find questionnaire over the phone to fully assess needs and requirements. Once complete, we undertake research across a comprehensive panel of lenders to recommend the right mortgage. A detailed illustration is provided which we will take you through. If you are happy with the illustration we will then request documents from you to support the application. On receipt of the documents we will obtain formal approval in principle from the lender.
3 Full Application
We will process your full mortgage application and liaise directly with the lender on your behalf. We organise the valuation and deal with any issues that may arise during the mortgage application.

We still appreciate however, we are not right for everyone and typically we best assist clients

  • With non-standard/non-traditional requirements;
  • That are time pressed and need the most competitive and quick
  • results; or
  • That just need an independent guiding hand through the minefield of products to obtain them the most competitive deal and to assist them through all the complexities within the mortgage process.

We pride ourselves on delivering advice which is accurate, tailored to your situation and fully compliant with Financial Conduct Authority (FCA) guidelines and best practice.

For help and assistance, call us today on 0207 710 0400 to speak to one of our Mortgage Advisers.

Read all 677 reviewsOur customers have
rated our service
An organisation who helps to realise your dreams!
The remarkable online feedback for Capital Fortune depicts strong story which otherwise is hard to believe until you start doing business with them. I engaged Capital Fortune for my mortgage matter and my journey throughout has been incredible. Whilst the entire organisation is extremely professional and friendly, I will like to call out special thanks to. ...Read More
Amit Parab - Purchase

Image

What our customers say

Excellent Service.
Having changed Jobs recently I found it difficult to meet the criteria to Remortgage with a High Street Lender. Having completed research on who could help Capital Fortune rated well with Customers. From my initial call I felt valued and ...Read More
Robert Goodwin - Remortgage
8 days ago

Quick Calm & Clear
Direct and easy to work with, fast response time & I was regularly informed/ updated of the situation throughout the whole process. Ajay quickly helped me find a workable product at a competitive interest rate and Stephen patiently guided me through ...Read More
Customer - Buy to Let
10 days ago

Job well done
Excellent ...Read More
Kim Macgreevy - Remortgage
11 days ago

Find out current best rates

Property Value
£
Mortgage Amount
£
Reason for Mortgage
Mortgage Type
Lender Initial Rate Type For Then APR* ERC* Fee
Progressive BS 2 Year Discount No Fee Purchase BPG1.29%Discount2 years 5%4.56%2 years £0
Halifax Intermediary FTB 2 Year Tracker £999 Fee BHX1.34%TrackerMar-20214.24%3.9%31-Mar-2021 £999
Halifax Intermediary 2 Year Tracker £999 Fee Purchase BHX1.34%TrackerMar-20214.24%3.9%31-Mar-2021 £999
Leeds BS 2 Year Tracker £999 Fee Legal Assisted BLH1.38%TrackerMar-20215.69%4.8%31-Mar-2021 £999
Leeds BS 2 Year Fixed £1999 Fee BLH1.39%FixedMar-20215.69%4.8%31-Mar-2021 £1999
Leeds BS 2 Year Discount £999 Fee Legal Assisted BLH1.39%Discount2 years 5.69%4.8%2 years £999
Skipton BS 2 Year Tracker £995 Fee SBS1.41%Tracker2 years 4.99%4.3% £995
Halifax Intermediary FTB 2 Year Fixed £999 Fee BHX1.44%FixedMar-20214.24%3.9%31-Mar-2021 £999
Halifax Intermediary 2 Year Fixed £999 Fee Purchase BHX1.44%FixedMar-20214.24%3.9%31-Mar-2021 £999
Santander UK Plc 2 Year Tracker £999 Fee Porting CAN1.44%Tracker2 years 4%3.4% £999
Mortgage product availability is subject to status and availability. Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions.
*APR = Annual Percentage Rate *ERC = Early Repayment Charge
*These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.
Instant Decisions with No Credit Scoring

In assessing your requirements, we do not use credit scoring and we can provide an accurate estimate of the amount of borrowing and the viability of your requirements, without effecting your credit score.

We avoid credit searches at the initial stages given that numerous credit searches will impact your ability to access cheap credit. It is clear that too many credit applications in a short period of time will impact your score and whilst it is important to shop around, formal applications for a mortgage can trigger rejections, as it gives the impression you may be desperate for credit. It is essential when making enquiries for any financial product, that the Company does not credit score you, until such time as you have agreed to make a formal application.

We can indicate your chances of approval prior to any application being made and where necessary, can obtain decisions in principle from lenders who do not use credit scoring.

 

How Much Can I Borrow?
About Capital Fortune
How Much Can I Borrow?
How Much Can I Borrow?
Stamp Duty Calculator
Mortgage Payment Calculator
Buy to Let Calculator
videopicture.png

Best Discounted Rates

LenderRateType
Progressive BS 2 Year Discount No Fee Purchase BPG1.29%
then 5
(variable)
DiscountRead More
Yorkshire Building Society Direct 2 Year Discount £995 Fee Purchase YBS1.37%
then 4.99
(variable)
DiscountRead More
Leeds BS 2 Year Discount £999 Fee Legal Assisted BLH1.39%
then 5.69
(variable)
DiscountRead More

Best 5 Year Fixed Rates

LenderRateType
Leeds BS 2 Year Fixed £1999 Fee BLH1.39%
then 5.69
(variable)
FixedRead More
Halifax Intermediary FTB 2 Year Fixed £999 Fee BHX1.44%
then 4.24
(variable)
FixedRead More
Halifax Intermediary 2 Year Fixed £999 Fee Purchase BHX1.44%
then 4.24
(variable)
FixedRead More
Image

Get Guaranteed Lowest Rate Mortgages

Award-winning
Mortgage Advisers

Fast Decisions

National Coverage

Holistic Approach

Comprehensive Panel

Direct Access to Underwriters

No Obligation Quote

Send an Enquiry

Did you know we also offer these services?

No Sale, No Fee, Fixed Price

Low Cost, National Coverage

Instant Online Quotes