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Simon Everest - Buy to Let Remortgage
Yes most defiantly. Very professional and well organized and were able to help me based on very complex situation. Options given. ...Read More

Mortgages For Armed Forces

Being in the armed forces can present a number of challenges when applying for a mortgage due to the nature of the job. The good news is that many lenders have mortgages that are designed specifically to address these challenges, but it can be hard work to find out what the best deals are from all of the lenders in the market.

This is where we can help. We are specialists in providing mortgage advice to military personnel and will help you find the best mortgage for your circumstances, whatever those are.

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What Our Customers Say

Customer - Buy to Let Remortgage
James Drury and Stephen Marsh steered me through the usually stressful process of mortgage application, quickly and efficiently. You just know you're dealing with professionals from the start. I recommend them wholeheartedly and will return to them when other mortgages ...Read More
1 months, 6 days ago

Michael Edwards - Remortgage
Smooth, professional attitude and prompt action together with excellent communication. They seem to be all round good guys. It was a pleasure doing business with them. ...Read More
1 months, 17 days ago

Customer - Remortgage
Capital Fortune delivered the mortgage that they said they thought they could provide for me, despite my age . They answered all my questions and were always helpful and quick . ...Read More
1 months, 17 days ago

Customer - Purchase
I had quite a difficult case, - self employed but with no accounts and had tried and failed to get a mortgage with 3 other brokers. However Capital Fortune seemed at the outset to be more familiar and understanding with my ...Read More
1 months, 19 days ago

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What's Different for Military Personnel?

One of the most obvious challenges faced by those in the armed forces when it comes to getting a mortgage is overseas deployment. There are mortgage lenders out there that are happy to let you rent out your home to paying tenants when you are deployed overseas, without charging you a higher mortgage rate or requiring you to switch onto a buy-to-let mortgage.

This is known as consent to let. Lenders have different approaches to how this works, but there are options to vary the length of time you're letting out your home to be in line with when you are overseas. It's also possible to apply to mortgage or remortgage when you're deployed overseas as there are lenders which are prepared to accept your British Forces Post Office address rather than needing you to demonstrate permanent residence in the UK to be eligible.

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First-Time Buyers in the Military

All first-time buyers are eligible for the government's Help to Buy scheme which runs in England until 2020. But there is also a specific Armed Forces Help to Buy scheme designed to support those serving in the British military. Under this scheme, you can borrow up to 50 per cent of your annual salary interest-free up to a maximum of £25,000. This can then be put towards buying your first home. The scheme is currently open until the end of 2018.

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Further details on the scheme can be found on the government website here.

Find Out Current Best Rates

Property Value
£
Mortgage Amount
£
Reason for Mortgage
Mortgage Type
Lender Initial Rate Type For Then APR* ERC* Fee
Halifax Intermediary FTB 2 Year Tracker £999 Fee BHX1.29%TrackerSep-20214.24%3.9%30-Sep-2021 £999
Halifax Intermediary 2 Year Tracker £999 Fee Purchase BHX1.29%TrackerSep-20214.24%3.9%30-Sep-2021 £999
Furness BS 2 Year Discount £999 Fee Cashback BFU1.29%Discount2 years 5.79%5.2%2 years £999
NatWest Intermediary 2 Year Tracker £995 Fee Purchase £250 Cashback CNW1.34%TrackerOct-20214.24%3.9%31-Oct-2021 £995
Leeds BS 2 Year Tracker £999 Fee Legal Assisted BLH1.38%TrackerAug-20215.69%4.8%31-Aug-2021 £999
Halifax Intermediary FTB 2 Year Fixed £999 Fee BHX1.39%FixedSep-20214.24%3.9%30-Sep-2021 £999
Halifax Intermediary 2 Year Fixed £999 Fee Purchase BHX1.39%FixedSep-20214.24%3.9%30-Sep-2021 £999
Skipton BS RETENTION 2 Year Fixed £995 Fee Rate Switch / Porting With Top Up SBS1.39%FixedJul-20214.99%4.1%31-Jul-2021 £995
Leeds BS 2 Year Discount £999 Fee Legal Assisted BLH1.39%Discount2 years 5.69%4.8%2 years £999
Skipton BS Intermediary 2 Year Tracker £995 Fee SBS1.39%Tracker2 years 4.99%4.1% £995
Mortgage product availability is subject to status and availability. Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions.
*APR = Annual Percentage Rate *ERC = Early Repayment Charge
*These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

Best Discounted Rates

LenderRateType
Furness BS 2 Year Discount £999 Fee Cashback BFU1.29%
then 5.79
(variable)
DiscountRead More
Leeds BS 2 Year Discount £999 Fee Legal Assisted BLH1.39%
then 5.69
(variable)
DiscountRead More
Progressive BS 2 Year Discount No Fee Purchase BPG1.39%
then 5
(variable)
DiscountRead More

Best 5 Year Fixed Rates

LenderRateType
Halifax Intermediary FTB 2 Year Fixed £999 Fee BHX1.39%
then 4.24
(variable)
FixedRead More
Halifax Intermediary 2 Year Fixed £999 Fee Purchase BHX1.39%
then 4.24
(variable)
FixedRead More
Halifax Direct 2 Year Fixed £995 Fee Purchase BHX1.39%
then 4.24
(variable)
FixedRead More
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