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Feefo logoIndependant User Feedback98%
Customer - Purchase
Peter Bartlett has been professional, quick to respond and successfully supported us with a complex overseas mortgage funded in Euros. ...Read More

Mortgages For Armed Forces

Being in the armed forces can present a number of challenges when applying for a mortgage due to the nature of the job. The good news is that many lenders have mortgages that are designed specifically to address these challenges, but it can be hard work to find out what the best deals are from all of the lenders in the market.

This is where we can help. We are specialists in providing mortgage advice to military personnel and will help you find the best mortgage for your circumstances, whatever those are.

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What Our Customers Say

Frances Fernandes - Purchase
Peter Bartlett was completely responsive to any need or request of ours ...Read More
1 months, 3 days ago

Customer - Purchase
I am a British citizen working in the middle east and used capital fortune to procure a mortgage back in the UK. Their services l from start to finish was impeccable. Yes you pay for the service but you definitely ...Read More
1 months, 3 days ago

Susan Walton - Purchase
Good communication and quick results. Thank you for making our application as smooth as possible. ...Read More
1 months, 4 days ago

Naresh Jangra - Purchase
Absolutely excellent company, Actually the only company who was able to get us want we needed not what suited them, Very honest from the offset. I can say with confidence this is not a "Computer says no" company ...Read More
1 months, 11 days ago

Find out more

What's Different for Military Personnel?

One of the most obvious challenges faced by those in the armed forces when it comes to getting a mortgage is overseas deployment. There are mortgage lenders out there that are happy to let you rent out your home to paying tenants when you are deployed overseas, without charging you a higher mortgage rate or requiring you to switch onto a buy-to-let mortgage.

This is known as consent to let. Lenders have different approaches to how this works, but there are options to vary the length of time you're letting out your home to be in line with when you are overseas. It's also possible to apply to mortgage or remortgage when you're deployed overseas as there are lenders which are prepared to accept your British Forces Post Office address rather than needing you to demonstrate permanent residence in the UK to be eligible.

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First-Time Buyers in the Military

All first-time buyers are eligible for the government's Help to Buy scheme which runs in England until 2020. But there is also a specific Armed Forces Help to Buy scheme designed to support those serving in the British military. Under this scheme, you can borrow up to 50 per cent of your annual salary interest-free up to a maximum of £25,000. This can then be put towards buying your first home. The scheme is currently open until the end of 2018.

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Further details on the scheme can be found on the government website here.

Find Out Current Best Rates

Property Value
£
Mortgage Amount
£
Reason for Mortgage
Mortgage Type
LenderInitial RateTypeForThenAPR*ERC*Fee
Platform Intermediary 2 Year Fixed £1499 Fee £250 Cashback CTS1.14%FixedMay-20234.34%3.9%31-May-2023 £1499
West Bromwich Building Society 2 Year Fixed £1495 Fee Purchase Free Val WBB1.19%FixedJun-20233.99%3.6%30-Jun-2023 £1495
Barclays Bank 2 Year Fixed £999 Fee Purchase BWO1.22%FixedMay-20233.59%3.3%31-May-2023 £999
NatWest GREEN Intermediary 2 Year Fixed £995 Fee £250 Cashback Purchase CNW1.22%FixedJun-20233.59%3.2%30-Jun-2023 £995
TSB 5 Year Fixed £995 Fee Purchase TSB1.24%FixedMay-20263.59%2.8%31-May-2026 £995
TSB 2 Year Fixed £995 Fee Purchase TSB1.24%FixedMay-20233.59%3.3%31-May-2023 £995
Santander UK Plc 2 Year Fixed £999 Fee Porting Cashback CAN1.24%FixedJun-20233.35%3%02-Jun-2023 £999
Skipton BS 2 Year Fixed £995 Fee SBS1.24%FixedMay-20234.64%3.8%31-May-2023 £995
Santander UK Plc 2 Year Fixed £999 Fee Purchase Cashback CAN1.24%FixedJun-20233.35%3%02-Jun-2023 £999
Santander UK Plc 2 Year Fixed £999 Fee Purchase Cashback (Scottish) CAN1.24%FixedJun-20233.35%3%02-Jun-2023 £999
Mortgage product availability is subject to status and availability. Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions.
*APR = Annual Percentage Rate *ERC = Early Repayment Charge
*These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

Best Discounted Rates

LenderRateType
West Bromwich Building Society 2 Year Discount £999 Fee Purchase Free Val WBB1.39%
then 3.99
(variable)
DiscountRead More
Furness BS 2 Year Discount No Fee Free Legal ('LA' Postcodes Only) BFU1.49%
then 5.14
(variable)
DiscountRead More
Furness BS 2 Year Discount No Fee Cashback ('LA' Postcodes Only) BFU1.49%
then 5.14
(variable)
DiscountRead More

Best 5 Year Fixed Rates

LenderRateType
Platform Intermediary 2 Year Fixed £1499 Fee £250 Cashback CTS1.14%
then 4.34
(variable)
FixedRead More
West Bromwich Building Society 2 Year Fixed £1495 Fee Purchase Free Val WBB1.19%
then 3.99
(variable)
FixedRead More
HSBC Direct 2 Year Fixed £999 Fee Standard HSB1.19%
then 3.54
(variable)
FixedRead More
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