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Sharon Henry - Purchase
I most say God has lead me to the best mortgage lenders. I spoke to James the first time I call Cap fortune, he ...Read More

Landlord insurance

When you are a buy-to-let landlord, you need buildings insurance as you would on any mortgaged property. But rather than opting for standard building cover it’s advisable to take out a specialist landlord insurance policy.

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What Our Customers Say

Customer - Purchase
Excellent customer service experience ...Read More
2 months, 3 days ago

Kevin Gilligan - Purchase
Professional, informative, timely and always clear and concise with what was required. Peter Bartlett and Anna Kirk explained everything from start to finish and during, ensuring I had all the information I required to ensure a smooth process. I really ...Read More
2 months, 24 days ago

Customer - Buy to Let
Peter was professional and ready to support in every capacity. Great company! ...Read More
2 months, 25 days ago

Samir Abdulla - Remortgage
The service I received from Capital is indeed 7 stars. I know their charge is more than other brokers but they deserve every penny for their amazing service. I have dealt with James Drury and Stephen Marsh, they both were very ...Read More
4 months, 25 days ago

Find out more

This usually covers the building against damage from fire, flooding and subsidence and may have the option to protect any contents inside the rental property from potential damage caused by tenants.

Additional cover that can be of value to landlords includes legal liability cover, in the event that a tenant or member of the public claims for personal loss or injury against you. Some landlord insurance policies will also cover you if you suffer a rental void period up to a set period within the policy term, damage repair, income cover and legal costs in the event you may have to evict a tenant.

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As buy-to-let is an investment, the cost of insuring the property sufficiently should be factored into your profit assessments.

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Want to find out more about landlord insurance and what it could cost you? Talk to one of our specialist advisers today.

Find Out Current Best Rates

Property Value
£
Mortgage Amount
£
Reason for Mortgage
Mortgage Type
LenderInitial RateTypeForThenAPR*ERC*Fee
Platform Intermediary 2 Year Fixed £1499 Fee £250 Cashback CTS0.79%FixedDec-20234.34%3.8%31-Dec-2023 £1499
Platform Intermediary 2 Year Fixed £999 Fee £250 Cashback CTS0.84%FixedDec-20234.34%3.8%31-Dec-2023 £999
Barclays Bank 2 Year Tracker £999 Fee Purchase No ERC BWO0.85%Tracker2 years3.59%3.3% £999
Barclays Bank 2 Year Fixed £999 Fee Purchase BWO0.86%FixedNov-20233.59%3.2%30-Nov-2023 £999
Progressive BS 2 Year Fixed £995 Fee Purchase BPG0.89%Fixed2 years4.35%3.96%2 years £995
Nationwide BS 3 Year Fixed £999 Fee Purchase BNW0.89%Fixed3 years3.59%2.9%3 years £999
Nationwide BS RETENTION 3 Year Fixed £999 Fee Existing Borrowers BNW0.89%Fixed3 years3.59%2.9%3 years £999
Santander UK Plc 2 Year Fixed £999 Fee Purchase Cashback (Scottish) CAN0.89%FixedJan-20243.35%2.9%02-Jan-2024 £999
Santander UK Plc 2 Year Fixed £999 Fee Purchase Cashback CAN0.89%FixedJan-20243.35%2.9%02-Jan-2024 £999
Santander UK Plc 2 Year Fixed £999 Fee Porting Cashback (Scottish) CAN0.89%FixedJan-20243.35%2.9%02-Jan-2024 £999
Mortgage product availability is subject to status and availability. Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions.
*APR = Annual Percentage Rate *ERC = Early Repayment Charge
*These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

Best Discounted Rates

LenderRateType
Progressive BS 2 Year Discount No Fee Purchase BPG0.99%
then 4.35
(variable)
DiscountRead More
Furness BS 2 Year Discount £1499 Fee Cashback BFU1.19%
then 5.14
(variable)
DiscountRead More
Furness BS 2 Year Discount £999 Fee Cashback BFU1.29%
then 5.14
(variable)
DiscountRead More

Best 5 Year Fixed Rates

LenderRateType
Platform Intermediary 2 Year Fixed £1499 Fee £250 Cashback CTS0.79%
then 4.34
(variable)
FixedRead More
Platform Intermediary 2 Year Fixed £999 Fee £250 Cashback CTS0.84%
then 4.34
(variable)
FixedRead More
HSBC RETENTION Direct 2 Year Fixed £999 Fee Standard HSB0.84%
then 3.54
(variable)
FixedRead More
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