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As Featured
Awards from
Our customers have rated our service
Feefo logoIndependant User Feedback98%
Charlotte Sage - Purchase
The team at Capital Fortune helped us navigate the complex market of ex-pat mortgages and were able provide us with a number of different ...Read More

Landlord insurance

When you are a buy-to-let landlord, you need buildings insurance as you would on any mortgaged property. But rather than opting for standard building cover it’s advisable to take out a specialist landlord insurance policy.

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What Our Customers Say

Customer - Purchase
Very good from beginning to end. Delivered what they said they would with choices and careful analysis of need. Speedy decision making. James Drury is professional and personable. ...Read More
6 days ago

Sarah Robinson - Buy to Let
I am a return customer as Peter Bartlett and the team was able to comfortably secure a mortgage for me a few years ago. I am an international purchaser so had to find something very specific to my scenario and ...Read More
15 days ago

Peter Moore - Buy to Let Remortgage
Excellent sales and excellent customer service. Appreciated the mortgage suggestions and was expertly guided through the required admin ...Read More
15 days ago

Adesina - Buy to Let Remortgage
Highly recommended. We had been searching for months on how to get an expat mortgage. We had spoken directly with financial institutions but all feel through.. Once we started the process with Capital Fortune it was smooth sailing all the ...Read More
16 days ago

Find out more

This usually covers the building against damage from fire, flooding and subsidence and may have the option to protect any contents inside the rental property from potential damage caused by tenants.

Additional cover that can be of value to landlords includes legal liability cover, in the event that a tenant or member of the public claims for personal loss or injury against you. Some landlord insurance policies will also cover you if you suffer a rental void period up to a set period within the policy term, damage repair, income cover and legal costs in the event you may have to evict a tenant.

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As buy-to-let is an investment, the cost of insuring the property sufficiently should be factored into your profit assessments.

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Want to find out more about landlord insurance and what it could cost you? Talk to one of our specialist advisers today.

Find Out Current Best Rates

Property Value
£
Mortgage Amount
£
Reason for Mortgage
Mortgage Type
LenderInitial RateTypeForThenAPR*ERC*Fee
Progressive BS 2 Year Discount No Fee Purchase BPG0.51%Discount2 years4.35%3.17%2 years £0
Progressive BS 2 Year Variable No Fee Purchase Foreign Currency Loan BPG0.79%Discount2 years4.35%3.26%2 years £0
Progressive BS 2 Year Fixed £995 Fee Purchase BPG0.89%Fixed2 years4.35%3.96%2 years £995
Barclays Bank 2 Year Tracker £999 Fee Purchase No ERC BWO1%Tracker2 years3.74%3.3% £999
Skipton BS 2 Year Tracker £995 Fee SBS1.02%Tracker2 years4.64%3.9% £995
Accord Intermediary 2 Year Discount £495 Fee Purchase Free Val ACC1.04%DiscountMar-20244.49%3.7%31-Mar-2024 £495
Nationwide BS RETENTION 2 Year Tracker £999 Fee Existing Borrowers BNW1.04%Tracker2 years3.74%3.4% £999
Nationwide BS 2 Year Tracker £999 Fee BNW1.04%Tracker2 years3.74%3.4% £999
Nationwide BS FTB 2 Year Tracker £999 Fee Cashback BNW1.09%Tracker2 years3.74%3.4% £999
Progressive BS 2 Year Discount No Fee Purchase Family Assist BPG1.09%Discount2 years4.35%3.36%2 years £0
Mortgage product availability is subject to status and availability. Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions.
*APR = Annual Percentage Rate *ERC = Early Repayment Charge
*These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

Best Discounted Rates

LenderRateType
Progressive BS 2 Year Discount No Fee Purchase BPG0.51%
then 4.35
(variable)
DiscountRead More
Progressive BS 2 Year Variable No Fee Purchase Foreign Currency Loan BPG0.79%
then 4.35
(variable)
DiscountRead More
Stafford Railway BS Direct 2 Year Discount £1000 Fee SRB0.85%
then 2.95
(variable)
DiscountRead More

Best 5 Year Fixed Rates

LenderRateType
Progressive BS 2 Year Fixed £995 Fee Purchase BPG0.89%
then 4.35
(variable)
FixedRead More
Progressive BS 2 Year Fixed No Fee Purchase BPG1.14%
then 4.35
(variable)
FixedRead More
HSBC RETENTION Direct 2 Year Fixed £999 Fee Standard HSB1.24%
then 3.54
(variable)
FixedRead More
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