Ask The Specialist

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Capital Fortune are asked to help clients on a daily basis, whether it be with a new purchase, remortgage, buy to let or something more unusual.

We typically help clients with non-standard, unusual or complex situations and have created this section to allow you to ask our team of specialists any question you may have.

Feel free to browse the list of questions and responses. Please note we provide information only in response to the questions posed and not advice. If you do seek advice then feel free to speak to one of our Advisers by calling 0207 710 0400 or send us an enquiry online and one of our Advisers will call you back.

Ask The Specialist

Hi, 

We are UK citizens retired and living in France. We are enquiring to see if you can help clients obtain UK mortgages as UK citizens who no longer have a UK

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Hello,

Are you able to offer interest only and mixed repayment mortgages?

Harold

Hi,

My partner and I are looking to buy our first property together. I'm a UK national, self employed with 5 years of accounts, but my partner is from the Republic of Ireland, has only

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Hi,

I'm currently looking for a right to buy mortgage. The house value is £110,000 and purchase price £33,000. It will be a joint application as my dad is the named tenant and gets

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Hi,

I currently have a mortgage with a rate of 5.84% and want to remortgage to a better rate. My current lender will not play ball based on affordability.

I fear another interest

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Hi there, 

I am enquiring as to what age your mortgage applications go to please? My husband is considerably younger than me but I would like if possible to have my income included

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Hello,

I am a UK Citizen resident in Spain and I'm exploring the options to apply for a mortgage to buy a property in the North-West of England. I would appreciate more information on the

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Hi, 

I am a British citizen with a property in London, which is currently on rent. I have moved to Pakistan for a couple of years for a good job opportunity. My house is currently on

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Hello,

Could you assist ne with a vendor gifted deposit? The sale hasn't been agreed but i may be able to get the vendor to gift me a deposit, since the property has been on sale for a

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Hi,

I am living in the UK and having two incomes, one is in Sterling from a UK company, other is in Renminbi from a Chinese company, can they be counted as my total income if I apply a

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Hi,

I have a home which is shared ownership and I own 40%. The sold price is £240,000 and therefore my equity share is £96,000.

My current share was for £72,000 with about £50,000

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Hi,

I am living In Singapore and need mortgage in UK for UK property. Is this something that you assist with?

Many thanks, Ayyaz

 

Hi,

Do you provide any buy-to-let mortgages that are based solely on rental income rather than affordability? I'm looking for 60% on a £325K new build completing in August. I'm a UK

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Hi,

we have been trying to buy our flat but have had difficulty finding a lender as our building is concrete as part of the right to buy scheme.Can I get a mortgage on concrete

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Hi, 

I have just returned from 7 years in Australia (returned Nov 2016). We are currently staying with my in-laws. I am purchasing a house for £250,000 and paying cash (problems

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