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Ask The Specialist

Award-winning
Mortgage Advisers

Capital Fortune are asked to help clients on a daily basis, whether it be with a new purchase, remortgage, buy to let or something more unusual.

We typically help clients with non-standard, unusual or complex situations and have created this section to allow you to ask our team of specialists any question you may have.

Feel free to browse the list of questions and responses. Please note we provide information only in response to the questions posed and not advice. If you do seek advice then feel free to speak to one of our Advisers by calling 0207 710 0400 or send us an enquiry online and one of our Advisers will call you back.

Ask The Specialist

100% Deposit Mortgage

17th January 2018

Hi, I have very good credit, but just go out of a expensive separation, I'm renting, would like...

Expat In Australia Wishing To Buy In UK

17th January 2018

Hello, I have just inherited some money in the UK. I am currently living in Australia and worki...

Purchasing a Property Renting Outbuildings

17th January 2018

Hi, We are in the process of purchasing a house that has a summer house at the bottom of the ga...

Mortgage With 6 Late Payments

17th January 2018

Hi, I need a mortgage of about £110,000. I work and have a deposit, however, I fear banks will...

Remortgage While Working in Cayman Islands

17th January 2018

Hi there, I need to re-mortgage my property in the UK. I live and work in the Cayman Islands an...

Poor Credit During Divorce

17th January 2018

Hi, I have poor credit. I currently have a house worth £350,000 with circa £200,000 equity and...

Guarantor Mortgage for Student Brother

17th January 2018

Hi, I have property (value at £380K) in U.K., and annual gross salary of £ 55K with an internatio...

Expat in Dubai

17th January 2018

Hi, I am currently living in Dubai and would be very interested in some information regarding p...

Purchase Property with Mother but have a CCJ

17th January 2018

Hi, My husband and i are both 52 years old and want to buy a property for about £425,000. My mo...

Foreign National looking to buy a home

17th January 2018

Hello, I am a Pakistani National, can i get a mortgage to buy a home? Thanks, Mohsin Ask...

Recent County Court Judgements and Defaults

17th January 2018

Hi, I have 4 recent CCJs on my credit report and defaults so cannot apply for a mortgage myself...

Non Standard Construction Council Flat

17th January 2018

Hi, I am looking to purchase my Council Flat through Haringey Council. The problem is that it's...

Mortgage for Timber Framed House

17th January 2018

Hello, we live in a timber framed house, no mortgage and wish to remortgage a small amount for ho...

Expat in Hong Kong Wanting Mortgage

17th January 2018

Hi, I am a UK citizen but live and work in Hong Kong and I am considering a UK mortgage,this is...

Mortgage for Over 80s

17th January 2018

Hi there, My relation who is 81 has an interest only mortgage. She has only one year to repay t...

Non UK Mortgage

17th January 2018

Hi, I need to know if myself and fiancee can apply for a mortgage to buy a house in Florida. I am...

Discharged from Bankruptcy 2 months ago

17th January 2018

I have been discharged with my bankruptcy on 22nd april 2016. I have been given a gift from...

Remortgaging with Debt Management Plan

17th January 2018

Hi, We have a debt management plan in place and have so for 2 years. We want to remortgage and...

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Feefo logoIndependant User Feedback98%
Michele De Luca - Purchase
Ajay Bhaskaran at "Capital Fortune" has been great, I am speechless, he was very helpful and understanding from start to finish. Providing that I ...Read More