Capital Fortune - Ask The Specialist

Recent County Court Judgements and Defaults

Hi,

I have 4 recent CCJs on my credit report and defaults so cannot apply for a mortgage myself at least for the next 3 years (apparently). I was wondering whether there are any other options available to me? My Mum is willing to lend me a 20% deposit and be a guarantor if possible, she owns her home (no mortgage) Other options would be equity from her house or possibly buying her house from her but then because I cannot get a mortgage would she be able to remortgage and me take the debt over? So many questions! Thanks, Stephanie

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Non Standard Construction Council Flat

Hi,

I am looking to purchase my Council Flat through Haringey Council. The problem is that it's a concrete block building but not a high rise. It's a 2 bedroom second floor flat. Are there lenders out there for that type of property ? I am looking for a 50k mortgage.

I'm hoping that you could help. Maria

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Expat in Hong Kong Wanting Mortgage

Hi,

I am a UK citizen but live and work in Hong Kong and I am considering a UK mortgage,this is really at the very earliest stage and I would appreciate some general advice as to the best way forward. James

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Mortgage for Timber Framed House

Hello, we live in a timber framed house, no mortgage and wish to remortgage a small amount for home improvements. I have heard some banks/ building societies do not loan on timber framed properties...are you able to help? Clive

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Mortgage for Over 80s

Hi there,

My relation who is 81 has an interest only mortgage. She has only one year to repay the full mortgage back. Is there a possiblity of remortgage. Sue

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